Customer Deposits (Tables)

9 Months Ended

Sep. 30, 2019

As of September 30, 2019 and December 31, 2018, customer deposits were categorized as interest-bearing or non-interest-bearing as follows:


(Millions)	2019		2018
U.S.:
Interest-bearing	$	72,535	$	69,144
Non-interest-bearing (includes Card Member credit balances of: 2019, $329; 2018, $376)	358		412
Non-U.S.:
Interest-bearing	22		28
Non-interest-bearing (includes Card Member credit balances of: 2019, $376; 2018, $367)	383		376
Total customer deposits	$	73,298	$	69,960

Deposits By Type

Customer deposits by deposit type as of September 30, 2019 and December 31, 2018 were as follows:


(Millions)	2019		2018
U.S. retail deposits:
Savings accounts – Direct	$	44,989	$	39,491
Certificates of deposit: ^(a)
Direct	1,757		817
Third-party (brokered)	9,598		12,667
Sweep accounts – Third-party (brokered)	16,191		16,169
Other deposits:
U.S. non-interest bearing deposits	29		36
Non-U.S. deposits	29		37
Card Member credit balances ― U.S. and non-U.S.	705		743
Total customer deposits	$	73,298	$	69,960

(a)The weighted average remaining maturity and weighted average interest rate at issuance on the total portfolio of U.S. retail certificates of deposit issued through direct and third-party programs were 48 months and 2.47 percent, respectively, as of September 30, 2019.

Time Deposits By Maturity

The scheduled maturities of certificates of deposit as of September 30, 2019 were as follows:


(Millions)	U.S.		Non-U.S.		Total
2019	$	1,622	$	3	$	1,625
2020	4,548		11		4,559
2021	2,202		—		2,202
2022	2,376		—		2,376
2023	368		—		368
After 5 years	239		—		239
Total	$	11,355	$	14	$	11,369

Time Deposits $250,000 Or More

As of September 30, 2019 and December 31, 2018, certificates of deposit in denominations of $250,000 or more, in the aggregate, were as follows:


(Millions)	2019		2018
U.S.	$	593	$	276
Non-U.S.	4		9
Total	$	597	$	285