Customer Deposits (Tables)

6 Months Ended

Jun. 30, 2019

As of June 30, 2019 and December 31, 2018, customer deposits were categorized as interest-bearing or non-interest-bearing as follows:



(Millions)	2019		2018
U.S.:
Interest-bearing	$	71,808	$	69,144
Non-interest-bearing (includes Card Member credit balances of: 2019, $351; 2018, $376)	386		412
Non-U.S.:
Interest-bearing	27		28
Non-interest-bearing (includes Card Member credit balances of: 2019, $362; 2018, $367)	369		376
Total customer deposits	$	72,590	$	69,960

Deposits By Type

Customer deposits by deposit type as of June 30, 2019 and December 31, 2018 were as follows:



(Millions)	2019		2018
U.S. retail deposits:
Savings accounts – Direct	$	43,657	$	39,491
Certificates of deposit: ^(a)
Direct	1,493		817
Third-party (brokered)	10,927		12,667
Sweep accounts – Third-party (brokered)	15,731		16,169
Other deposits:
U.S. non-interest bearing deposits	35		36
Non-U.S. deposits	34		37
Card Member credit balances ― U.S. and non-U.S.	713		743
Total customer deposits	$	72,590	$	69,960

(a)

The weighted average remaining maturity and weighted average interest rate at issuance on the total portfolio of U.S. retail certificates of deposit issued through direct and third-party programs were 49 months and 2.47 percent, respectively, as of June 30, 2019.

Time Deposits By Maturity

The scheduled maturities of certificates of deposit as of June 30, 2019 were as follows:



(Millions)	U.S.		Non-U.S.		Total
2019	$	2,971	$	8	$	2,979
2020	4,543		9		4,552
2021	2,008		—		2,008
2022	2,341		—		2,341
2023	354		—		354
After 5 years	203		—		203
Total	$	12,420	$	17	$	12,437

Time Deposits $250,000 Or More

As of June 30, 2019 and December 31, 2018, certificates of deposit in denominations of $250,000 or more, in the aggregate, were as follows:



(Millions)	2019		2018
U.S.	$	496	$	276
Non-U.S.	6		9
Total	$	502	$	285