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Consolidated Statements of Income - USD ($)
$ in Millions
3 Months Ended
Mar. 31, 2019
Mar. 31, 2018
Non-interest revenues    
Other $ 363 $ 377
Total non-interest revenues 8,305 7,877
Interest income    
Interest on loans 2,725 2,326
Interest and dividends on investment securities 33 21
Deposits with banks and other 196 115
Total interest income 2,954 2,462
Interest expense    
Deposits 399 270
Long-term debt and other 496 351
Total interest expense 895 621
Net interest income 2,059 1,841
Total revenues net of interest expense 10,364 9,718
Provisions for losses    
Charge card 253 242
Card Member loans provisions 525 499
Other 31 34
Total provisions for losses 809 775
Total revenues net of interest expense after provisions for losses 9,555 8,943
Expenses    
Marketing and business development 1,573 1,345
Card Member rewards 2,451 2,347
Card Member services 550 409
Salaries and employee benefits 1,422 1,326
Other, net 1,601 1,434
Total expenses 7,597 6,861
Pretax income 1,958 2,082
Income tax provision 408 448
Net income $ 1,550 $ 1,634
Earnings Per Common Share, Basic (Note 15) [Abstract]    
Net income attributable to common shareholders [1] $ 1.81 $ 1.86
Earnings Per Common Share, Diluted (Note 15) [Abstract]    
Net income attributable to common shareholders [1] $ 1.8 $ 1.86
Average common shares outstanding for earnings per common share:    
Basic 841 859
Diluted 843 861
Cash dividends declared per common share $ 0.39 $ 0.35
Discount Revenue    
Non-interest revenues    
Revenues and Fees $ 6,195 $ 5,889
Net Card Fees    
Non-interest revenues    
Revenues and Fees 944 830
Other Fees and Commissions    
Non-interest revenues    
Revenues and Fees $ 803 $ 781
[1]

Represents net income less (i) earnings allocated to participating share awards of $ 11 million and $ 13 million for the three months ended March 31 , 2019 and 2018 , respectively, and (ii) dividends on preferred shares of $ 21 million for both the three months ended March 31 , 2019 and 2018 .