7. Customer Deposits

As of March 31, 2019 and December 31, 2018, customer deposits were categorized as interest-bearing or non-interest-bearing as follows:

(Millions)		2019		2018
U.S.:
	Interest-bearing	$	72,110	$	69,144
	Non-interest-bearing (includes Card Member credit balances of: 2019, $334; 2018, $376)		368		412
Non-U.S.:
	Interest-bearing		27		28
	Non-interest-bearing (includes Card Member credit balances of: 2019, $343; 2018, $367)		352		376
Total customer deposits		$	72,857	$	69,960

Customer deposits by deposit type as of March 31, 2019 and December 31, 2018 were as follows:

(Millions)			2019		2018
U.S. retail deposits:
	Savings accounts – Direct		$	43,345	$	39,491
	Certificates of deposit:^(a)
		Direct		1,107		817
		Third-party (brokered)		12,189		12,667
	Sweep accounts – Third-party (brokered)			15,469		16,169
Other deposits:
	U.S. non-interest bearing deposits			34		36
	Non-U.S. deposits			36		37
Card Member credit balances ― U.S. and non-U.S.				677		743
Total customer deposits			$	72,857	$	69,960

The weighted average remaining maturity and weighted average interest rate at issuance on the total portfolio of U.S. retail certificates of deposit issued through direct and third-party programs were 47 months and 2.40 percent, respectively, as of March 31, 2019.

The scheduled maturities of certificates of deposit as of March 31, 2019 were as follows:

(Millions)	U.S.		Non-U.S.		Total
2019	$	4,249	$	13	$	4,262
2020		4,406		4		4,410
2021		1,937		―		1,937
2022		2,292		―		2,292
2023		327		―		327
After 5 years		85		―		85
Total	$	13,296	$	17	$	13,313

As of March 31, 2019 and December 31, 2018, certificates of deposit in denominations of $250,000 or more, in the aggregate, were as follows:

(Millions)	2019		2018
U.S.	$	373	$	276
Non-U.S.		7		9
Total	$	380	$	285