Non-Interest Revenue and Expense Detail

9 Months Ended

Sep. 30, 2018

Other Income And Other Expense Disclosure [Abstract]

13. Other Fees and Commissions, Other Revenues and Other Expenses

The following is a detail of Other fees and commissions:

			Three Months Ended				Nine Months Ended
			September 30,				September 30,
(Millions)		2018		2017		2018		2017
Fees charged to Card Members:
	Delinquency fees	$	238	$	221	$	712	$	653
	Foreign currency conversion fee revenue		233		219		691		630
Other customer fees:
	Loyalty coalition-related fees		120		116		338		332
	Travel commissions and fees		104		91		315		273
	Service fees and other^(a)		103		108		309		324
	Total Other fees and commissions	$	798	$	755	$	2,365	$	2,212

Other includes Membership Rewards program fees that are not related to contracts with customers.

The following is a detail of Other revenues:

		Three Months Ended				Nine Months Ended
		September 30,				September 30,
(Millions)		2018		2017		2018		2017
Global Network Services partner revenues		$	62	$	82	$	207	$	261
Other^(a)			272		290		853		851
	Total Other revenues	$	334	$	372	$	1,060	$	1,112

Other includes revenues arising from net revenue earned on cross-border Card Member spending, merchant-related fees, insurance premiums earned from Card Member travel and other insurance programs, prepaid card and Travelers Cheque-related revenues, earnings from equity method investments (including the GBT JV), and other miscellaneous revenue and fees.

Revenue expected to be recognized in future periods related to contracts that have an original expected duration of one year or less and contracts with variable consideration (e.g. discount revenue) are not required to be disclosed. Non-interest revenue expected to be recognized in future periods through remaining contracts with customers is not material.

The following is a detail of Other expenses:

	Three Months Ended				Nine Months Ended
	September 30,				September 30,
(Millions)	2018		2017		2018		2017
Occupancy and equipment	$	489	$	567	$	1,493	$	1,525
Professional services		489		494		1,454		1,506
Other^(a)		382		398		1,160		1,144
Total Other expenses	$	1,360	$	1,459	$	4,107	$	4,175

For all periods, Other expense includes general operating expenses, communication expenses, Card and merchant-related fraud losses, foreign currency-related gains and losses, and gains on the sale of equity investments. For the nine months ended September 30, 2018, Other expense also includes the loss on a transaction involving the operations of our prepaid reloadable and gift card business. For both the three and nine month periods, Other expense also includes, for the current year, gains on the re-measurement of certain equity investments previously carried at cost, and for the prior year, charges related to our U.S. loyalty coalition and prepaid businesses.