Customer Deposits (Tables)

6 Months Ended

Jun. 30, 2018

Customer Deposits (Tables) [Abstract]

As of June 30, 2018 and December 31, 2017, customer deposits were categorized as interest bearing or non-interest bearing as follows:

(Millions)		2018		2017
U.S.:
	Interest bearing	$	66,636	$	63,666
	Non-interest bearing (includes Card Member credit balances of: 2018, $323 million; 2017, $358 million)		358		395
Non-U.S.:
	Interest bearing		35		34
	Non-interest bearing (includes Card Member credit balances of: 2018, $350 million; 2017, $344 million)		362		357
Total customer deposits		$	67,391	$	64,452

Deposits By Type

Customer deposits by deposit type as of June 30, 2018 and December 31, 2017 were as follows:

(Millions)			2018		2017
U.S. retail deposits:
	Savings accounts – Direct		$	35,336	$	31,915
	Certificates of deposit:^(a)
		Direct		374		290
		Third-party (brokered)		16,308		16,684
	Sweep accounts – Third-party (brokered)			14,618		14,777
Other deposits:
	U.S. non-interest bearing deposits			35		37
	Non-U.S. deposits			47		47
Card Member credit balances ― U.S. and non-U.S.				673		702
Total customer deposits			$	67,391	$	64,452

The weighted average remaining maturity and weighted average interest rate at issuance on the total portfolio of U.S. retail certificates of deposit issued through direct and third-party programs were 45 months and 2.22 percent, respectively, as of June 30, 2018.

Time Deposits By Maturity

The scheduled maturities of certificates of deposit as of June 30, 2018 were as follows:

(Millions)	U.S.		Non-U.S.		Total
2018	$	4,282	$	12	$	4,294
2019		4,657		10		4,667
2020		3,755		―		3,755
2021		1,654		―		1,654
2022		2,212		―		2,212
After 5 years		122		―		122
Total	$	16,682	$	22	$	16,704

Time Deposits $250,000 Or More

As of June 30, 2018 and December 31, 2017, certificates of deposit in denominations of $250,000 or more, in the aggregate, were as follows:

(Millions)	2018		2017
U.S.	$	146	$	114
Non-U.S.		12		11
Total	$	158	$	125