Customer Deposits (Tables)

3 Months Ended

Mar. 31, 2018

Customer Deposits (Tables) [Abstract]

As of March 31, 2018 and December 31, 2017, customer deposits were categorized as interest bearing or non-interest bearing as follows:

(Millions)		2018		2017
U.S.:
	Interest bearing	$	65,913	$	63,666
	Non-interest bearing (includes Card Member credit balances of: 2018, $319 million; 2017, $358 million)		353		395
Non-U.S.:
	Interest bearing		42		34
	Non-interest bearing (includes Card Member credit balances of: 2018, $344 million; 2017, $344 million)		357		357
Total customer deposits		$	66,665	$	64,452

Deposits By Type

Customer deposits by deposit type as of March 31, 2018 and December 31, 2017 were as follows:

(Millions)			2018		2017
U.S. retail deposits:
	Savings accounts – Direct		$	34,544	$	31,915
	Certificates of deposit:^(a)
		Direct		325		290
		Third-party (brokered)		16,453		16,684
	Sweep accounts – Third-party (brokered)			14,591		14,777
Other deposits:
	U.S. non-interest bearing deposits			34		37
	Non-U.S. deposits			55		47
Card Member credit balances ― U.S. and non-U.S.				663		702
Total customer deposits			$	66,665	$	64,452

The weighted average remaining maturity and weighted average interest rate at issuance on the total portfolio of U.S. retail certificates of deposit issued through direct and third-party programs were 39 months and 2.16 percent, respectively, as of March 31, 2018.

Time Deposits By Maturity

The scheduled maturities of certificates of deposit as of March 31, 2018 were as follows:

(Millions)	U.S.		Non-U.S.		Total
2018	$	4,984	$	16	$	5,000
2019		4,610		11		4,621
2020		3,693		―		3,693
2021		1,317		―		1,317
2022		2,149		―		2,149
After 5 years		25		―		25
Total	$	16,778	$	27	$	16,805

Time Deposits $250,000 Or More

As of March 31, 2018 and December 31, 2017, certificates of deposit in denominations of $250,000 or more, in the aggregate, were as follows:

(Millions)	2018		2017
U.S.	$	126	$	114
Non-U.S.		17		11
Total	$	143	$	125