Non-Interest Revenue and Expense Detail

3 Months Ended

Mar. 31, 2018

Other Income And Other Expense Disclosure [Abstract]

13. Other Fees and Commissions, Other Revenues and Other Expenses

The following is a detail of Other fees and commissions for the three months ended March 31:

(Millions)			2018		2017
Fees charged to Card Members:
	Delinquency fees	$	242	$	214
	Foreign currency conversion fee revenue		225		199
Other customer fees:
	Loyalty coalition-related fees		111		102
	Travel commissions and fees		99		90
	Service fees and other^(a)		104		106
	Total Other fees and commissions	$	781	$	711

Other includes Membership Rewards program fees that are not related to contracts with customers.

The following is a detail of Other revenues for the three months ended March 31:

(Millions)		2018		2017
Global Network Services partner revenues		$	79	$	94
Other^(a)			298		267
	Total Other revenues	$	377	$	361

Other includes revenues arising from net revenue earned on cross-border Card Member spending, insurance premiums earned from Card Member travel and other insurance programs, merchant-related fees, prepaid card and Travelers Cheque-related revenues, revenues related to the GBT JV transition services agreement, earnings from equity method investments (including the GBT JV) and other miscellaneous revenue and fees.

Revenue expected to be recognized in future periods related to contracts that have an original expected duration of one year or less and contracts with variable consideration (e.g. discount revenue) are not required to be disclosed. Non-interest revenue expected to be recognized in future periods through remaining contracts with customers is not material.

The following is a detail of Other expenses for the three months ended March 31:

(Millions)		2018		2017
Occupancy and equipment		$	520	$	474
Professional services			457		501
Other^(a)			457		395
	Total Other expenses	$	1,434	$	1,370

For the three months ended March 31, 2018, other expense includes the loss on a transaction involving the operations of our prepaid reloadable and gift card business and gains on the re-measurement of certain equity investments previously carried at cost. For both periods, other expense also includes general operating expenses, Card and merchant-related fraud losses, communication expenses, foreign currency-related gains and losses and insurance costs.