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Consolidated Statements of Income - USD ($)
shares in Millions, $ in Millions
3 Months Ended
Mar. 31, 2018
Mar. 31, 2017
Non-interest revenues    
Discount revenue $ 5,889 $ 5,387
Net card fees 830 748
Other fees and commissions 781 711
Other 377 361
Total non-interest revenues 7,877 7,207
Interest income    
Interest on loans 2,326 1,862
Interest and dividends on investment securities 21 23
Deposits with banks and other 115 60
Total interest income 2,462 1,945
Interest expense    
Deposits 270 149
Long-term debt and other 351 294
Total interest expense 621 443
Net interest income 1,841 1,502
Total revenues net of interest expense 9,718 8,709
Provisions for losses    
Charge card 242 213
Card Member loans 499 337
Other 34 23
Total provisions for losses 775 573
Total revenues net of interest expense after provisions for losses 8,943 8,136
Expenses    
Marketing and business development 1,345 1,285
Card Member Rewards 2,347 2,061
Card Member services 409 317
Salaries and employee benefits 1,326 1,264
Other, net 1,434 1,370
Total expenses 6,861 6,297
Pretax income 2,082 1,839
Income tax provision 448 588
Net income $ 1,634 $ 1,251
Earnings Per Common Share, Basic (Note 15) [Abstract]    
Net income attributable to common shareholders [1] $ 1.86 $ 1.36
Earnings Per Common Share, Diluted (Note 15) [Abstract]    
Net income attributable to common shareholders [1] $ 1.86 $ 1.35
Average common shares outstanding for earnings per common share:    
Basic 859 899
Diluted 861 903
Cash dividends declared per common share $ 0.35 $ 0.32
[1]

Rep resents net income less (i) earnings allocated to participating share awards of $ 13 million and $ 10 million for the three months ended March 31 , 2018 and 2017 , respectively, and (ii) dividends on preferred shares of $ 21 million for both the three months ended March 31 , 2018 and 2017 .