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Consolidated Statements of Income - USD ($)
shares in Millions, $ in Millions
3 Months Ended
Mar. 31, 2017
Mar. 31, 2016
Non-interest revenues    
Discount revenue $ 4,519 $ 4,643
Net card fees 748 699
Other fees and commissions 713 680
Other 409 486
Total non-interest revenues 6,389 6,508
Interest income    
Interest on loans 1,860 1,938
Interest and dividends on investment securities 23 36
Deposits with banks and other 60 31
Total interest income 1,943 2,005
Interest expense    
Deposits 149 150
Long-term debt and other 294 275
Total interest expense 443 425
Net interest income 1,500 1,580
Total revenues net of interest expense 7,889 8,088
Provisions for losses    
Charge card 213 169
Card Member loans 337 227
Other 23 38
Total provisions for losses 573 434
Total revenues net of interest expense after provisions for losses 7,316 7,654
Expenses    
Marketing and promotion 700 727
Card Member Rewards 1,807 1,703
Card Member services and other 321 282
Salaries and employee benefits 1,264 1,338
Other, net 1,407 1,420
Total expenses 5,499 5,470
Pretax income 1,817 2,184
Income tax provision 580 758
Income from continuing operations 1,237 1,426
Net income $ 1,237 $ 1,426
Earnings Per Common Share, Basic (Note 15) [Abstract]    
Net income attributable to common shareholders [1] $ 1.34 $ 1.45
Earnings Per Common Share, Diluted (Note 15) [Abstract]    
Net income attributable to common shareholders [2] $ 1.34 $ 1.45
Average common shares outstanding for earnings per common share:    
Basic 899 961
Diluted 903 963
Cash dividends declared per common share $ 0.32 $ 0.29
[1]

Represents net income less (i) earnings allocated to participating share awards of $ 10 million and $ 11 million for the three months ended March 31 , 2017 and 2016 , respectively, and (ii) dividends on preferred shares of $ 21 million for both the three months ended March 31 , 2017 and 2016 .

[2]

Represents net income less (i) earnings allocated to participating share awards of $ 10 million and $ 11 million for the three months ended March 31 , 2017 and 2016 , respectively, and (ii) dividends on preferred shares of $ 21 million for both the three months ended March 31 , 2017 and 2016 .