CONSOLIDATED BALANCE SHEETS (Parenthetical) (USD $)	Feb. 28, 2014	Feb. 28, 2013
Premium advances, net of allowance	$ 4,661,953	$ 4,315,633
Common stock, par value	$ 0.01	$ 0.01
Common stock, shares authorized	18,750,000	18,750,000
Common stock, shares issued	18,647,468	18,647,468
Common stock, shares, outstanding	18,647,468	18,647,468
Treasury stock, shares	102,532	102,532