PREMIUM ADVANCES (Tables)

3 Months Ended

May 31, 2013

Insurance [Abstract]

Changes in Premium Advances Account

The table below shows the changes in the premium advances account.

Total premium advance balance at February 28, 2013	$	13,612,687
Advances		1,060,136
Reimbursements and adjustments		(346,472)
Total premium advance balance at May 31, 2013		14,326,351
Allowance for doubtful accounts		(4,402,047)
Net premium advance balance at May 31, 2013	$	9,924,304