GOODWILL AND OTHER INTANGIBLE ASSETS (Tables)

12 Months Ended

Dec. 31, 2025

Goodwill and Intangible Assets Disclosure [Abstract]

Goodwill by Business Segment

A rollforward of goodwill by business segment for which goodwill is allocated is presented in the table below. No goodwill impairment was recorded in 2025 or 2024.

(dollar amounts in millions)	Consumer & Regional Banking		Commercial Banking		Huntington Consolidated
Balance, January 1, 2024	$	3,640	$	1,921	$	5,561
Balance, December 31, 2024	3,640		1,921		5,561
Veritex acquisition	229		221		450
Sale of a portion of corporate trust and custody business	(14)		—		(14)
Balance, December 31, 2025	$	3,855	$	2,142	$	5,997

Summary of Other Intangible Assets

Huntington’s other intangible assets are presented in the following table.

(dollar amounts in millions)	Gross Carrying Amount		Accumulated Amortization		Net Carrying Value
At December 31, 2025
Core deposit intangible	$	473	$	(335)	$	138
Customer relationship	66		(59)		7
Total other intangible assets	$	539	$	(394)	$	145
At December 31, 2024
Core deposit intangible	$	378	$	(293)	$	85
Customer relationship	66		(55)		11
Total other intangible assets	$	444	$	(348)	$	96

Estimated Amortization Expense of Other Intangible Assets

The estimated amortization expense of other intangible assets for the next five years is as follows.

(dollar amounts in millions)	Amortization Expense
2026	$	46
2027	25
2028	20
2029	16
2030	13