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FAIR VALUES OF ASSETS AND LIABILITIES - Level 3 Roll Forward (Details) - USD ($)
$ in Millions
3 Months Ended 9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Sep. 30, 2025
Sep. 30, 2024
Jun. 30, 2025
Dec. 31, 2024
Jun. 30, 2024
Dec. 31, 2023
Level 3 Assets Roll Forward:                
Transfers into Level 3     $ 0          
Transfers out of Level 3     (31)          
Derivative instruments                
Opening balance $ 3 $ (9) 3 $ (9) $ 7 $ 2 $ 1 $ (2)
Transfers into Level 3 0 0   0        
Transfers out of Level 3 (14) (8)   (19)        
Included in OCI 0 0 0 0        
Purchases/originations 0 0 0 0        
Repayments 0 0 0 0        
Settlements 2 4 8 15        
Closing balance 3 (9) 3 (9)        
Change in unrealized gains or losses for the period included in earnings for assets held at end of the reporting date (1) 2 4 2        
Mortgage banking income                
Derivative instruments                
Included in earnings: 12 10 34 21        
Other noninterest income                
Derivative instruments                
Included in earnings: (4) (16) (10) (24)        
Provision for credit losses                
Derivative instruments                
Included in earnings:       0        
Interest and fee income                
Derivative instruments                
Included in earnings:     0 0        
MSRs                
Level 3 Assets Roll Forward:                
Opening balance 567 543 573 515        
Transfers into Level 3 0 0 0 0        
Transfers out of Level 3 0 0 0 0        
Total gains (losses) for the period:                
Included in OCI 0 0 0 0        
Purchases/originations 27 12 67 33        
Repayments 0 0 0 0        
Settlements (17) (15) (48) (40)        
Closing balance 576 515 576 515 567 573 543 515
Change in unrealized gains or losses for the period included in earnings for assets held at end of the reporting date (1) (25) (16) 7        
MSRs | Mortgage banking income                
Total gains (losses) for the period:                
Included in earnings: (1) (25) (16) 7        
MSRs | Other noninterest income                
Total gains (losses) for the period:                
Included in earnings: 0 0 0 0        
MSRs | Provision for credit losses                
Total gains (losses) for the period:                
Included in earnings:       0        
MSRs | Interest and fee income                
Total gains (losses) for the period:                
Included in earnings:     0 0        
Municipal securities                
Level 3 Assets Roll Forward:                
Opening balance 4,067 3,341 3,954 3,335        
Transfers into Level 3 0 0 0 0        
Transfers out of Level 3 0 0 0 0        
Total gains (losses) for the period:                
Included in OCI 35 70 52 56        
Purchases/originations 160 390 799 690        
Repayments 0 0 0 0        
Settlements (172) (190) (714) (467)        
Closing balance 4,090 3,611 4,090 3,611 4,067 3,954 3,341 3,335
Change in unrealized gains or losses for the period included in earnings for assets held at end of the reporting date 34 68 48 52        
Municipal securities | Mortgage banking income                
Total gains (losses) for the period:                
Included in earnings: 0 0 0 0        
Municipal securities | Other noninterest income                
Total gains (losses) for the period:                
Included in earnings: 0 0 0 0        
Municipal securities | Provision for credit losses                
Total gains (losses) for the period:                
Included in earnings:       (2)        
Municipal securities | Interest and fee income                
Total gains (losses) for the period:                
Included in earnings:     (1) (1)        
Private-label CMO                
Level 3 Assets Roll Forward:                
Opening balance 21 20 21 20        
Transfers into Level 3 0 0 0 0        
Transfers out of Level 3 0 0 0 0        
Total gains (losses) for the period:                
Included in OCI 0 0 0 0        
Purchases/originations 0 0 0        
Repayments 0 0 0 0        
Settlements 2 2 2 3        
Closing balance 23 22 23 22 21 21 20 20
Change in unrealized gains or losses for the period included in earnings for assets held at end of the reporting date 0 0 0 0        
Private-label CMO | Mortgage banking income                
Total gains (losses) for the period:                
Included in earnings: 0 0 0 0        
Private-label CMO | Other noninterest income                
Total gains (losses) for the period:                
Included in earnings: 0 0 0 0        
Private-label CMO | Provision for credit losses                
Total gains (losses) for the period:                
Included in earnings:       0        
Private-label CMO | Interest and fee income                
Total gains (losses) for the period:                
Included in earnings:     0 (1)        
Asset-backed securities                
Level 3 Assets Roll Forward:                
Opening balance 38 35 49 75        
Transfers into Level 3 0 0 0 0        
Transfers out of Level 3 0 0 0 0        
Total gains (losses) for the period:                
Included in OCI 0 0 0 0        
Purchases/originations 0 0 0 0        
Repayments 0 0 0 0        
Settlements 0 (1) (11) (41)        
Closing balance 38 34 38 34 38 49 35 75
Change in unrealized gains or losses for the period included in earnings for assets held at end of the reporting date 0 0 0 0        
Asset-backed securities | Mortgage banking income                
Total gains (losses) for the period:                
Included in earnings: 0 0 0 0        
Asset-backed securities | Other noninterest income                
Total gains (losses) for the period:                
Included in earnings: 0 0 0 0        
Asset-backed securities | Provision for credit losses                
Total gains (losses) for the period:                
Included in earnings:       0        
Asset-backed securities | Interest and fee income                
Total gains (losses) for the period:                
Included in earnings:     0 0        
Loans held for investment                
Level 3 Assets Roll Forward:                
Opening balance 62 60 61 54        
Transfers into Level 3 3 3 7 11        
Transfers out of Level 3 0 0 0 0        
Total gains (losses) for the period:                
Included in OCI 0 0 0 0        
Purchases/originations 0 0 0 0        
Repayments (2) (3) (5) (4)        
Settlements 0 0 0 0        
Closing balance 63 60 63 60 $ 62 $ 61 $ 60 $ 54
Change in unrealized gains or losses for the period included in earnings for assets held at end of the reporting date 0 0 0 0        
Loans held for investment | Mortgage banking income                
Total gains (losses) for the period:                
Included in earnings: 0 0 0 0        
Loans held for investment | Other noninterest income                
Total gains (losses) for the period:                
Included in earnings: $ 0 $ 0 0 0        
Loans held for investment | Provision for credit losses                
Total gains (losses) for the period:                
Included in earnings:       0        
Loans held for investment | Interest and fee income                
Total gains (losses) for the period:                
Included in earnings:     $ 0 $ (1)