SHAREHOLDERS' EQUITY (Tables)

9 Months Ended

Sep. 30, 2025

Equity [Abstract]

Schedule of Stock

The following is a summary of Huntington’s non-cumulative, non-voting, perpetual preferred stock outstanding.

(dollar amounts in millions)	Issuance Date	Shares Outstanding	Dividend Rate		Earliest Redemption Date (1)	Carrying Amount
Preferred Series						At September 30, 2025		At December 31, 2024
Series B (2)	12/28/2011	35,500	Variable (3)		1/15/2017	$	24	$	23
Series F (4)	5/27/2020	5,000	5.625	%	7/15/2030	494		494
Series G (4)	8/3/2020	5,000	4.45		10/15/2027	494		494
Series H (2)	2/2/2021	500,000	4.50		4/15/2026	486		486
Series I (5)	6/9/2021	7,000	5.70		12/01/2022	175		175
Series J (2)	3/6/2023	325,000	6.875		4/15/2028	317		317
Series K (4)	9/11/2025	7,500	6.25		10/15/2030	741		—
Total		885,000				$	2,731	$	1,989

(1)     Redeemable at Huntington’s option on the date stated or on a quarterly basis thereafter.

(2)    Liquidation value and redemption price per share of $1,000, plus any declared and unpaid dividends.

(3)    Dividend rate converted to 3-month CME Term SOFR + 26 bps spread adjustment + 270 bps.

(4)     Liquidation value and redemption price per share of $100,000, plus any declared and unpaid dividends.

(5)     Liquidation value and redemption price per share of $25,000, plus any declared and unpaid dividends.

The following table presents the dividends declared for each series of preferred shares.

	Three Months Ended								Nine Months Ended
(amounts in millions, except per share data)	September 30, 2025				September 30, 2024				September 30, 2025				September 30, 2024
	Cash Dividend Declared Per Share				Cash Dividend Declared Per Share				Cash Dividend Declared Per Share				Cash Dividend Declared Per Share
Preferred Series			Amount				Amount ($)				Amount				Amount ($)
Series B	$	18.20	$	—	$	20.66	$	1	$	54.40	$	2	$	62.08	$	2
Series E (1)					2,157.65		9						6,412.62		26
Series F	1,406.25		7		1,406.25		7		4,218.75		21		4,218.75		21
Series G	1,112.50		6		1,112.50		6		3,337.50		17		3,337.50		17
Series H	11.25		6		11.25		5		33.75		17		33.75		17
Series I	356.25		2		356.25		2		1,068.75		7		1,068.75		7
Series J	17.19		6		17.19		6		51.57		17		51.57		17
Series K (2)	—		—						—		—
Total			$	27			$	36			$	81			$	107

(1)     During the fourth quarter of 2024, all remaining $405 million of outstanding Series E Preferred Stock, par value of $0.01 per share, was redeemed.

(2)    Series K was issued during the third quarter of 2025. The first dividend declaration for the Series K begins in the fourth quarter of 2025.