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REVENUE FROM CONTRACTS WITH CUSTOMERS
9 Months Ended
Sep. 30, 2025
Revenue from Contract with Customer [Abstract]  
REVENUE FROM CONTRACTS WITH CUSTOMERS REVENUE FROM CONTRACTS WITH CUSTOMERS
Revenue is segregated based on the nature of the product and services offered as part of contractual arrangements. Certain sources of revenue are recognized within interest or fee income and are outside of the scope of ASC Topic 606, Revenue from Contracts with Customers (“ASC 606”). Other sources of revenue fall within the scope of ASC 606 and are generally recognized within noninterest income. The following tables present total noninterest income disaggregated by operating segment and segregated between revenue with contracts with customers within the scope of ASC 606 and revenue within the scope of other GAAP topics.
(dollar amounts in millions)Consumer & Regional BankingCommercial BankingTreasury / OtherHuntington Consolidated
Major Revenue Streams
Three months ended September 30, 2025
Payments and cash management revenue$120 $41 $— $161 
Wealth and asset management revenue96 — 104 
Customer deposit and loan fees62 — 66 
Capital markets and advisory fees10 37 (1)46 
Leasing revenue— 
Insurance income16 — 20 
Other noninterest income25 (1)25 
Net revenue from contracts with customers330 96 (2)424 
Noninterest income within the scope of other GAAP topics63 122 19 204 
Total noninterest income$393 $218 $17 $628 
Three months ended September 30, 2024
Payments and cash management revenue$114 $29 $— $143 
Wealth and asset management revenue89 — 93 
Customer deposit and loan fees57 — 58 
Capital markets and advisory fees32 — 37 
Leasing revenue— 10 
Insurance income15 (1)17 
Other noninterest income(1)
Net revenue from contracts with customers283 81 (2)362 
Noninterest income within the scope of other GAAP topics55 100 161 
Total noninterest income$338 $181 $$523 
(dollar amounts in millions)Consumer & Regional BankingCommercial BankingTreasury / OtherHuntington Consolidated
Major Revenue Streams
Nine Months Ended September 30, 2025
Payments and cash management revenue$345 $106 $— $451 
Wealth and asset management revenue289 18 — 307 
Customer deposit and loan fees172 10 — 182 
Capital markets and advisory fees16 102 (1)117 
Leasing revenue— 
Insurance income52 — 59 
Other noninterest income27 (3)27 
Net revenue from contracts with customers903 253 (4)1,152 
Noninterest income within the scope of other GAAP topics156 304 (19)441 
Total noninterest income$1,059 $557 $(23)$1,593 
Nine Months Ended September 30, 2024
Payments and cash management revenue$335 $84 $— $419 
Wealth and asset management revenue262 — 271 
Customer deposit and loan fees160 — 168 
Capital markets and advisory fees16 93 — 109 
Leasing revenue28 — 30 
Insurance income47 (1)54 
Other noninterest income(2)
Net revenue from contracts with customers828 233 (3)1,058 
Noninterest income within the scope of other GAAP topics140 257 26 423 
Total noninterest income$968 $490 $23 $1,481 
Huntington generally provides services for customers in which it acts as principal. Payment terms and conditions vary amongst services and customers, and thus impact the timing and amount of revenue recognition. Some fees may be paid before any service is rendered and accordingly, such fees are deferred until the obligations pertaining to those fees are satisfied. Most Huntington contracts with customers are cancelable by either party without penalty or they are short-term in nature, with a contract duration of less than one year. Accordingly, most revenue deferred for the reporting period ended September 30, 2025 is expected to be earned within one year. Huntington does not have significant balances of contract assets or contract liabilities and any change in those balances during the reporting period ended September 30, 2025 was determined to be immaterial.