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REVENUE FROM CONTRACTS WITH CUSTOMERS
 6 Months Ended
Jun. 30, 2025
Revenue from Contract with Customer [Abstract]  
REVENUE FROM CONTRACTS WITH CUSTOMERS REVENUE FROM CONTRACTS WITH CUSTOMERS
Revenue is segregated based on the nature of the product and services offered as part of contractual arrangements. Certain sources of revenue are recognized within interest or fee income and are outside of the scope of ASC Topic 606, Revenue from Contracts with Customers (“ASC 606”). Other sources of revenue fall within the scope of ASC 606 and are generally recognized within noninterest income. The following tables present total noninterest income disaggregated by operating segment and segregated between revenue with contracts with customers within the scope of ASC 606 and revenue within the scope of other GAAP topics.
(dollar amounts in millions)Consumer & Regional BankingCommercial BankingTreasury / OtherHuntington Consolidated
Major Revenue Streams
Three months ended June 30, 2025
Payments and cash management revenue$117 $33 $— $150 
Wealth and asset management revenue98 4 — 102 
Customer deposit and loan fees58 4 — 62 
Capital markets and advisory fees2 39 — 41 
Leasing revenue— 3 — 3 
Insurance income19 — — 19 
Other noninterest income1 1 (2)— 
Net revenue from contracts with customers295 84 (2)377 
Noninterest income within the scope of other GAAP topics
44 93 (43)94 
Total noninterest income$339 $177 $(45)$471 
Three months ended June 30, 2024
Payments and cash management revenue$114 $28 $— $142 
Wealth and asset management revenue88 2 — 90 
Customer deposit and loan fees53 3 — 56 
Capital markets and advisory fees7 36 — 43 
Leasing revenue— 10 — 10 
Insurance income16 2 — 18 
Other noninterest income2 — (1)1 
Net revenue from contracts with customers280 81 (1)360 
Noninterest income within the scope of other GAAP topics
42 83 6 131 
Total noninterest income$322 $164 $5 $491 
(dollar amounts in millions)Consumer & Regional BankingCommercial BankingTreasury / OtherHuntington Consolidated
Major Revenue Streams
Six Months Ended June 30, 2025
Payments and cash management revenue$225 $65 $— $290 
Wealth and asset management revenue193 10 — 203 
Customer deposit and loan fees110 6 — 116 
Capital markets and advisory fees6 65 — 71 
Leasing revenue1 6 — 7 
Insurance income36 3 — 39 
Other noninterest income2 2 (2)2 
Net revenue from contracts with customers573 157 (2)728 
Noninterest income within the scope of other GAAP topics
93 182 (38)237 
Total noninterest income$666 $339 $(40)$965 
Six Months Ended June 30, 2024
Payments and cash management revenue$221 $55 $— $276 
Wealth and asset management revenue173 5 — 178 
Customer deposit and loan fees103 7 — 110 
Capital markets and advisory fees11 61 — 72 
Leasing revenue1 19 — 20 
Insurance income32 5 — 37 
Other noninterest income4 — (1)3 
Net revenue from contracts with customers545 152 (1)696 
Noninterest income within the scope of other GAAP topics
85 157 20 262 
Total noninterest income$630 $309 $19 $958 
Huntington generally provides services for customers in which it acts as principal. Payment terms and conditions vary amongst services and customers, and thus impact the timing and amount of revenue recognition. Some fees may be paid before any service is rendered and accordingly, such fees are deferred until the obligations pertaining to those fees are satisfied. Most Huntington contracts with customers are cancelable by either party without penalty or they are short-term in nature, with a contract duration of less than one year. Accordingly, most revenue deferred for the reporting period ended June 30, 2025 is expected to be earned within one year. Huntington does not have significant balances of contract assets or contract liabilities and any change in those balances during the reporting period ended June 30, 2025 was determined to be immaterial.