SEGMENT REPORTING (Tables)

3 Months Ended

Mar. 31, 2025

Schedule of Segment Reporting Information, by Segment

The following tables present certain operating basis financial information for each reportable business segment reconciled to Huntington’s consolidated financial results.



	Consumer & Regional Banking		Commercial Banking		Treasury / Other		Huntington Consolidated
(dollar amounts in millions)
Three months ended March 31, 2025
Net interest income (loss)	$	943	$	513	$	(30)	$	1,426
Provision for credit losses	47		68		—		115
Net interest income (loss) after provision for credit losses	896		445		(30)		1,311
Noninterest income	327		162		5		494
Noninterest expense:
Direct personnel costs	294		139		238		671
Other noninterest expense, including corporate allocations	525		164		(208)		481
Total noninterest expense	819		303		30		1,152
Income (loss) before income taxes	404		304		(55)		653
Provision (benefit) for income taxes	85		64		(27)		122
Income attributable to non-controlling interest	—		4		—		4
Net income (loss) attributable to Huntington	$	319	$	236	$	(28)	$	527
Three months ended March 31, 2024
Net interest income (loss)	$	956	$	523	$	(192)	$	1,287
Provision for credit losses	46		61		—		107
Net interest income (loss) after provision for credit losses	910		462		(192)		1,180
Noninterest income	308		145		14		467
Noninterest expense:
Direct personnel costs	275		137		227		639
Other noninterest expense, including corporate allocations	502		157		(161)		498
Total noninterest expense	777		294		66		1,137
Income (loss) before income taxes	441		313		(244)		510
Provision (benefit) for income taxes	93		66		(73)		86
Income attributable to non-controlling interest	—		5		—		5
Net income (loss) attributable to Huntington	$	348	$	242	$	(171)	$	419

Segment Disclosure of Assets and Deposits


	Assets				Deposits
(dollar amounts in millions)	At March 31, 2025		At December 31, 2024		At March 31, 2025		At December 31, 2024
Consumer & Regional Banking	$	78,713	$	78,841	$	112,972	$	111,390
Commercial Banking	69,118		66,919		44,090		43,366
Treasury / Other	61,765		58,470		8,275		7,692
Total	$	209,596	$	204,230	$	165,337	$	162,448