OPERATING LEASES (Tables)

12 Months Ended

Dec. 31, 2024

Leases [Abstract]

Schedule of Assets and Liabilities, Lessee

Net lease assets and liabilities are as follows.

		At December 31,
(dollar amounts in millions)	Classification	2024		2023
Operating lease assets	Other assets	$	278	$	265
Lease liabilities	Other liabilities	$	380	$	379

Schedule of Lease Cost

Net lease cost are as follows.

		Year Ended December 31,
(dollar amounts in millions)	Classification	2024		2023
Operating lease cost	Net occupancy	$	63	$	68
Short-term lease cost	Net occupancy	2		1
Net lease cost		$	65	$	69

Additional supplemental information related to the Company’s operating leases is as follows.

(dollar amounts in millions)	2024			2023
Year ended December 31:
Cash paid for amounts included in the measurement of lease liabilities for operating cash flows	$	(76)		$	(77)
Right-of-use assets obtained in exchange for lease obligations for operating leases	59			37
At December 31:
Weighted-average remaining lease term (years) for operating leases	10.86			11.30
Weighted-average discount rate for operating leases	5.19		%	4.93		%

Schedule of Operating Lease Liability Maturities, Lessee

Maturity of lease liabilities at December 31, 2024 are as follows.

(dollar amounts in millions)	Total
2025	$	71
2026	64
2027	53
2028	44
2029	39
Thereafter	240
Total lease payments	511
Less: Interest	(131)
Total lease liabilities	$	380