SEGMENT REPORTING (Tables)

9 Months Ended

Sep. 30, 2024

Schedule of Segment Reporting Information, by Segment

Listed in the following tables is certain operating basis financial information reconciled to Huntington’s, reported results by business segment.



	Consumer & Regional Banking		Commercial Banking		Treasury / Other		Huntington Consolidated
(dollar amounts in millions)
Three months ended September 30, 2024
Net interest income (loss)	$	1,050	$	529	$	(228)	$	1,351
Provision for credit losses	105		1		—		106
Noninterest income	338		181		4		523
Noninterest expense	799		289		42		1,130
Provision (benefit) for income taxes	102		88		(74)		116
Income attributable to non-controlling interest	—		5		—		5
Net income (loss) attributable to Huntington	$	382	$	327	$	(192)	$	517
Three months ended September 30, 2023
Net interest income (loss)	$	941	$	549	$	(122)	$	1,368
Provision for credit losses	82		17		—		99
Noninterest income	307		156		46		509
Noninterest expense	764		278		48		1,090
Provision (benefit) for income taxes	84		86		(34)		136
Income attributable to non-controlling interest	—		5		—		5
Net income (loss) attributable to Huntington	$	318	$	319	$	(90)	$	547
Nine months ended September 30, 2024
Net interest income (loss)	$	3,013	$	1,579	$	(642)	$	3,950
Provision for credit losses	227		86		—		313
Noninterest income	968		490		23		1,481
Noninterest expense	2,364		883		137		3,384
Provision (benefit) for income taxes	292		231		(215)		308
Income attributable to non-controlling interest	—		16		—		16
Net income (loss) attributable to Huntington	$	1,098	$	853	$	(541)	$	1,410
Nine months ended September 30, 2023
Net interest income (loss)	$	2,745	$	1,637	$	(259)	$	4,123
Provision for credit losses	192		84		—		276
Noninterest income	953		479		84		1,516
Noninterest expense	2,283		830		113		3,226
Provision (benefit) for income taxes	257		252		(95)		414
Income attributable to non-controlling interest	—		15		—		15
Net income (loss) attributable to Huntington	$	966	$	935	$	(193)	$	1,708

Segment Disclosure of Assets and Deposits


	Assets				Deposits
(dollar amounts in millions)	At September 30, 2024		At December 31, 2023		At September 30, 2024		At December 31, 2023
Consumer & Regional Banking	$	76,804	$	73,082	$	110,107	$	110,157
Commercial Banking	64,583		63,377		42,064		35,466


Treasury / Other	59,148		52,909		6,180		5,607
Total	$	200,535	$	189,368	$	158,351	$	151,230