REVENUE FROM CONTRACTS WITH CUSTOMERS (Tables)

9 Months Ended

Sep. 30, 2024

Revenue from Contract with Customer [Abstract]

Schedule of Noninterest Income

(dollar amounts in millions)	Three Months Ended				Nine Months Ended
Noninterest income	September 30, 2024		September 30, 2023		September 30, 2024		September 30, 2023
Noninterest income from contracts with customers	$	362	$	338	$	1,058	$	1,047
Noninterest income within the scope of other GAAP topics	161		171		423		469
Total noninterest income	$	523	$	509	$	1,481	$	1,516

The following table illustrates the disaggregation by operating segment and major revenue stream and reconciles disaggregated revenue to segment revenue presented in Note 16 - “Segment Reporting”. During the fourth quarter of 2023 we updated the presentation of our noninterest income categories to align product and service types more closely with how we strategically manage our business. Additionally, during the second quarter of 2023, we completed an organizational realignment and now report on two business segments. Prior period results for each reporting update have been adjusted to conform to the current presentation.

(dollar amounts in millions)	Consumer & Regional Banking		Commercial Banking		Treasury / Other		Huntington Consolidated
Major Revenue Streams
Three months ended September 30, 2024
Payments and cash management revenue	$	114	$	29	$	—	$	143
Wealth and asset management revenue	89		4		—		93
Customer deposit and loan fees	57		1		—		58
Capital markets and advisory fees	5		32		—		37
Leasing revenue	1		9		—		10
Insurance income	15		3		(1)		17
Other noninterest income	2		3		(1)		4
Net revenue from contracts with customers	283		81		(2)		362
Noninterest income within the scope of other GAAP topics	55		100		6		161
Total noninterest income	$	338	$	181	$	4	$	523
Three months ended September 30, 2023
Payments and cash management revenue	$	112	$	26	$	—	$	138
Wealth and asset management revenue	76		3		—		79
Customer deposit and loan fees	55		2		—		57
Capital markets and advisory fees	3		29		(1)		31
Leasing revenue	—		12		—		12
Insurance income	17		2		(1)		18
Other noninterest income	4		—		(1)		3
Net revenue from contracts with customers	267		74		(3)		338
Noninterest income within the scope of other GAAP topics	40		82		49		171
Total noninterest income	$	307	$	156	$	46	$	509
Nine months ended September 30, 2024
Payments and cash management revenue	$	335	$	84	$	—	$	419
Wealth and asset management revenue	262		9		—		271
Customer deposit and loan fees	160		8		—		168
Capital markets and advisory fees	16		93		—		109
Leasing revenue	2		28		—		30
Insurance income	47		8		(1)		54
Other noninterest income	6		3		(2)		7
Net revenue from contracts with customers	828		233		(3)		1,058
Noninterest income within the scope of other GAAP topics	140		257		26		423
Total noninterest income	$	968	$	490	$	23	$	1,481
Nine months ended September 30, 2023
Payments and cash management revenue	$	321	$	76	$	—	$	397
Wealth and asset management revenue	231		11		—		242
Customer deposit and loan fees	152		4		—		156
Capital markets and advisory fees	11		82		(1)		92
Leasing revenue	1		39		—		40
Insurance income	49		7		(1)		55
Other noninterest income	64		3		(2)		65
Net revenue from contracts with customers	829		222		(4)		1,047
Noninterest income within the scope of other GAAP topics	124		257		88		469
Total noninterest income	$	953	$	479	$	84	$	1,516