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SEGMENT REPORTING
 6 Months Ended
Jun. 30, 2024
Segment Reporting [Abstract]  
SEGMENT REPORTING SEGMENT REPORTING
Huntington’s business segments are based on our internally-aligned segment leadership structure, which is how management monitors results and assesses performance. During the second quarter of 2023, we completed an organizational realignment and now report on two business segments: Consumer & Regional Banking and Commercial Banking. The Treasury / Other function includes technology and operations, other unallocated assets, liabilities, revenue, and expense. For a description of our business segments, see Note 25 - “Segment Reporting” to the Consolidated Financial Statements appearing in Huntington’s 2023 Annual Report on Form 10-K. Prior period results have been adjusted to conform to the current presentation.
Listed in the following tables is certain operating basis financial information reconciled to Huntington’s, reported results by business segment.
Consumer & Regional BankingCommercial BankingTreasury / OtherHuntington Consolidated
(dollar amounts in millions)
Three months ended June 30, 2024
Net interest income (loss)
$1,007 $527 $(222)$1,312 
Provision for credit losses76 24 — 100 
Noninterest income
322 164 5 491 
Noninterest expense
788 300 29 1,117 
Provision (benefit) for income taxes
97 77 (68)106 
Income attributable to non-controlling interest— 6 — 6 
Net income (loss) attributable to Huntington$368 $284 $(178)$474 
Three months ended June 30, 2023
Net interest income
$933 $547 $(134)$1,346 
Provision for credit losses
64 28 — 92 
Noninterest income
302 167 26 495 
Noninterest expense
765 274 11 1,050 
Provision (benefit) for income taxes
86 86 (38)134 
Income attributable to non-controlling interest— 6 — 6 
Net income (loss) attributable to Huntington
$320 $320 $(81)$559 
Six months ended June 30, 2024
Net interest income (loss)
$1,963 $1,050 $(414)$2,599 
Provision for credit losses122 85 — 207 
Noninterest income630 309 19 958 
Noninterest expense1,565 594 95 2,254 
Provision (benefit) for income taxes190 143 (141)192 
Income attributable to non-controlling interest— 11 — 11 
Net income (loss) attributable to Huntington$716 $526 $(349)$893 
Six months ended June 30, 2023
Net interest income$1,804 $1,088 $(137)$2,755 
Provision for credit losses
110 67 — 177 
Noninterest income646 323 38 1,007 
Noninterest expense1,519 552 65 2,136 
Provision (benefit) for income taxes173 166 (61)278 
Income attributable to non-controlling interest— 10 — 10 
Net income (loss) attributable to Huntington
$648 $616 $(103)$1,161 
Assets
Deposits
(dollar amounts in millions)At June 30, 2024At December 31, 2023At June 30, 2024At December 31, 2023
Consumer & Regional Banking$75,298 $73,082 $110,913 $110,157 
Commercial Banking63,107 63,377 38,110 35,466 
Treasury / Other57,905 52,909 5,344 5,607 
Total
$196,310 $189,368 $154,367 $151,230