COMMITMENTS AND CONTINGENT LIABILITIES (Tables)

9 Months Ended

Sep. 30, 2023

Commitments and Contingencies Disclosure [Abstract]

Contract amounts of various commitments to extend credit

In the ordinary course of business, Huntington makes various commitments to extend credit that are not reflected in the Unaudited Consolidated Financial Statements. The contract amounts of these financial agreements at September 30, 2023 and December 31, 2022, were as follows:

(dollar amounts in millions)	At September 30, 2023		At December 31, 2022
Contract amount representing credit risk
Commitments to extend credit:
Commercial	$	32,426	$	32,500
Consumer	19,598		19,064
Commercial real estate	2,816		3,393
Standby letters of credit and guarantees on industrial revenue bonds	761		714
Commercial letters of credit	10		15