NONINTEREST INCOME (Tables)

9 Months Ended

Sep. 30, 2023

Revenue from Contract with Customer [Abstract]

Schedule of Noninterest Income

The following table shows Huntington’s total noninterest income segregated between contracts with customers within the scope of ASC 606 and those within the scope of other GAAP Topics.

(dollar amounts in millions)	Three months ended September 30,				Nine months ended September 30,
Noninterest income	2023		2022		2023		2022
Noninterest income from contracts with customers	$	338	$	345	$	1,047	$	975
Noninterest income within the scope of other GAAP topics	171		153		469		507
Total noninterest income	$	509	$	498	$	1,516	$	1,482

The following table illustrates the disaggregation by operating segment and major revenue stream and reconciles disaggregated revenue to segment revenue presented in Note 16 “Segment Reporting”.

(dollar amounts in millions)	Consumer & Regional Banking		Commercial Banking		Treasury / Other		Huntington Consolidated
Major Revenue Streams
Three months ended September 30, 2023
Service charges on deposit accounts	$	78	$	19	$	—	$	97
Card and payment processing income	89		7		—		96
Trust and investment management services	58		4		—		62
Insurance income	29		2		—		31
Capital markets fees	2		25		(1)		26
Other noninterest income	9		18		(1)		26
Net revenue from contracts with customers	265		75		(2)		338
Noninterest income within the scope of other GAAP topics	42		81		48		171
Total noninterest income	$	307	$	156	$	46	$	509
Three months ended September 30, 2022
Service charges on deposit accounts	$	73	$	20	$	—	$	93
Card and payment processing income	84		6		—		90
Trust and investment management services	59		1		—		60
Insurance income	25		2		1		28
Capital markets fees	3		37		(2)		38
Other noninterest income	8		29		(1)		36
Net revenue from contracts with customers	252		95		(2)		345
Noninterest income within the scope of other GAAP topics	53		85		15		153
Total noninterest income	$	305	$	180	$	13	$	498
Nine months ended September 30, 2023
Service charges on deposit accounts	$	211	$	56	$	—	$	267
Card and payment processing income	258		20		—		278
Trust and investment management services	181		11		—		192
Insurance income	88		7		—		95
Capital markets fees	9		71		(1)		79
Other noninterest income	79		59		(2)		136
Net revenue from contracts with customers	826		224		(3)		1,047
Noninterest income within the scope of other GAAP topics	127		255		87		469
Total noninterest income	$	953	$	479	$	84	$	1,516
Nine months ended September 30, 2022
Service charges on deposit accounts	$	230	$	65	$	—	$	295
Card and payment processing income	242		17		—		259
Trust and investment management services	185		3		—		188
Insurance income	79		6		1		86
Capital markets fees	9		48		(2)		55
Other noninterest income	21		72		(1)		92
Net revenue from contracts with customers	766		211		(2)		975
Noninterest income within the scope of other GAAP topics	213		259		35		507
Total noninterest income	$	979	$	470	$	33	$	1,482