SEGMENT REPORTING (Tables)

6 Months Ended

Jun. 30, 2023

Schedule of Segment Reporting Information, by Segment

Listed in the following tables is certain operating basis financial information reconciled to Huntington’s June 30, 2023, December 31, 2022, and June 30, 2022, reported results by business segment.



Income Statements	Consumer & Regional Banking		Commercial Banking		Treasury / Other		Huntington Consolidated
(dollar amounts in millions)
Three months ended June 30, 2023
Net interest income	$	1,192	$	577	$	(423)	$	1,346
Provision for credit losses	64		28		—		92
Noninterest income	302		167		26		495
Noninterest expense	765		274		11		1,050
Provision (benefit) for income taxes	140		93		(99)		134
Income attributable to non-controlling interest	—		6		—		6
Net income (loss) attributable to Huntington	$	525	$	343	$	(309)	$	559
Three months ended June 30, 2022
Net interest income	$	710	$	422	$	129	$	1,261
Provision (benefit) for credit losses	272		(205)		—		67
Noninterest income	332		150		3		485
Noninterest expense	714		246		58		1,018
Provision (benefit) for income taxes	13		111		(4)		120
Income attributable to non-controlling interest	—		2		—		2
Net income attributable to Huntington	$	43	$	418	$	78	$	539
Six months ended June 30, 2023
Net interest income	$	2,358	$	1,140	$	(743)	$	2,755
Provision for credit losses	110		67		—		177
Noninterest income	646		323		38		1,007
Noninterest expense	1,519		552		65		2,136
Provision (benefit) for income taxes	289		177		(188)		278
Income attributable to non-controlling interest	—		10		—		10
Net income (loss) attributable to Huntington	$	1,086	$	657	$	(582)	$	1,161
Six months ended June 30, 2022
Net interest income	$	1,341	$	837	$	229	$	2,407
Provision (benefit) for credit losses	167		(75)		—		92
Noninterest income	674		290		20		984
Noninterest expense	1,452		494		125		2,071
Provision (benefit) for income taxes	83		149		(7)		225
Income attributable to non-controlling interest	—		4		—		4
Net income attributable to Huntington	$	313	$	555	$	131	$	999

Segment Disclosure of Assets and Deposits


	Assets at				Deposits at
(dollar amounts in millions)	June 30, 2023		December 31, 2022		June 30, 2023		December 31, 2022
Consumer & Regional Banking	$	71,423	$	70,268	$	106,502	$	105,064
Commercial Banking	64,505		63,611		36,459		36,807


Treasury / Other	52,577		49,027		5,067		6,043
Total	$	188,505	$	182,906	$	148,028	$	147,914