NONINTEREST INCOME (Tables)

6 Months Ended

Jun. 30, 2023

Revenue from Contract with Customer [Abstract]

Schedule of Noninterest Income

The following table shows Huntington’s total noninterest income segregated between contracts with customers within the scope of ASC 606 and those within the scope of other GAAP Topics.

(dollar amounts in millions)	Three months ended June 30,				Six months ended June 30,
Noninterest income	2023		2022		2023		2022
Noninterest income from contracts with customers	$	332	$	322	$	709	$	630
Noninterest income within the scope of other GAAP topics	163		163		298		354
Total noninterest income	$	495	$	485	$	1,007	$	984

The following table illustrates the disaggregation by operating segment and major revenue stream and reconciles disaggregated revenue to segment revenue presented in Note 16 “Segment Reporting”.

(dollar amounts in millions)	Consumer & Regional Banking		Commercial Banking		Treasury / Other		Huntington Consolidated
Major Revenue Streams
Three months ended June 30, 2023
Service charges on deposit accounts	$	69	$	18	$	—	$	87
Card and payment processing income	89		7		—		96
Trust and investment management services	61		7		—		68
Insurance income	27		3		—		30
Capital markets fees	4		20		—		24
Other noninterest income	7		21		(1)		27
Net revenue from contracts with customers	257		76		(1)		332
Noninterest income within the scope of other GAAP topics	45		91		27		163
Total noninterest income	$	302	$	167	$	26	$	495
Three months ended June 30, 2022
Service charges on deposit accounts	$	83	$	22	$	—	$	105
Card and payment processing income	84		5		—		89
Trust and investment management services	61		2		—		63
Insurance income	26		2		(1)		27
Capital markets fees	4		7		—		11
Other noninterest income	6		21		—		27
Net revenue from contracts with customers	264		59		(1)		322
Noninterest income within the scope of other GAAP topics	68		91		4		163
Total noninterest income	$	332	$	150	$	3	$	485
Six months ended June 30, 2023
Service charges on deposit accounts	$	133	$	37	$	—	$	170
Card and payment processing income	169		13		—		182
Trust and investment management services	123		7		—		130
Insurance income	59		5		—		64
Capital markets fees	7		46		—		53
Other noninterest income	70		41		(1)		110
Net revenue from contracts with customers	561		149		(1)		709
Noninterest income within the scope of other GAAP topics	85		174		39		298
Total noninterest income	$	646	$	323	$	38	$	1,007
Six months ended June 30, 2022
Service charges on deposit accounts	$	157	$	45	$	—	$	202
Card and payment processing income	158		11		—		169
Trust and investment management services	126		2		—		128
Insurance income	54		4		—		58
Capital markets fees	6		11		—		17
Other noninterest income	13		43		—		56
Net revenue from contracts with customers	514		116		—		630
Noninterest income within the scope of other GAAP topics	160		174		20		354
Total noninterest income	$	674	$	290	$	20	$	984