NONINTEREST INCOME (Tables)

3 Months Ended

Mar. 31, 2023

Revenue from Contract with Customer [Abstract]

Schedule of Noninterest Income

The following table shows Huntington’s total noninterest income segregated between contracts with customers within the scope of ASC 606 and those within the scope of other GAAP Topics.

(dollar amounts in millions)	Three Months Ended March 31,
Noninterest income	2023		2022
Noninterest income from contracts with customers	$	377	$	308
Noninterest income within the scope of other GAAP topics	135		191
Total noninterest income	$	512	$	499

The following table illustrates the disaggregation by operating segment and major revenue stream and reconciles disaggregated revenue to segment revenue presented in Note 16 “Segment Reporting”.

	Three Months Ended March 31, 2023
(dollar amounts in millions)	Commercial Banking		Consumer & Business Banking		Vehicle Finance		RBHPCG		Treasury / Other		Huntington Consolidated
Major Revenue Streams
Service charges on deposit accounts	$	19	$	61	$	2	$	1	$	—	$	83
Card and payment processing income	6		80		—		—		—		86
Trust and investment management services	—		17		—		45		—		62
Insurance income	2		19		—		13		—		34
Capital markets fees	26		2		1		—		—		29
Other noninterest income	20		7		—		56		—		83
Net revenue from contracts with customers	$	73	$	186	$	3	$	115	$	—	$	377
Noninterest income within the scope of other GAAP topics	84		37		—		2		12		135
Total noninterest income	$	157	$	223	$	3	$	117	$	12	$	512
			Three Months Ended March 31, 2022
(dollar amounts in millions)	Commercial Banking		Consumer & Business Banking		Vehicle Finance		RBHPCG		Treasury / Other		Huntington Consolidated
Major Revenue Streams
Service charges on deposit accounts	$	23	$	71	$	2	$	1	$	—	$	97
Card and payment processing income	6		74		—		—		—		80
Trust and investment management services	—		18		—		47		—		65
Insurance income	2		12		—		16		1		31
Capital markets fees	4		2		—		—		—		6
Other noninterest income	21		6		—		1		1		29
Net revenue from contracts with customers	$	56	$	183	$	2	$	65	$	2	$	308
Noninterest income within the scope of other GAAP topics	85		89		1		1		15		191
Total noninterest income	$	141	$	272	$	3	$	66	$	17	$	499