NONINTEREST INCOME (Tables)

9 Months Ended

Sep. 30, 2022

Revenue from Contract with Customer [Abstract]

Schedule of Noninterest Income

The following table shows Huntington’s total noninterest income segregated between contracts with customers within the scope of ASC 606 and those within the scope of other GAAP Topics.

(dollar amounts in millions)	Three Months Ended September 30,				Nine Months Ended September 30,
Noninterest income	2022		2021		2022		2021
Noninterest income from contracts with customers	$	345	$	315	$	975	$	794
Noninterest income within the scope of other GAAP topics	153		220		507		580
Total noninterest income	$	498	$	535	$	1,482	$	1,374

The following table illustrates the disaggregation by operating segment and major revenue stream and reconciles disaggregated revenue to segment revenue presented in Note 17 “Segment Reporting”.

	Three Months Ended September 30, 2022
(dollar amounts in millions)	Commercial Banking		Consumer & Business Banking		Vehicle Finance		RBHPCG		Treasury / Other		Huntington Consolidated
Major Revenue Streams
Service charges on deposit accounts	$	20	$	70	$	2	$	1	$	—	$	93
Card and payment processing income	6		84		—		—		—		90
Trust and investment management services	1		16		—		43		—		60
Insurance income	2		14		—		11		1		28
Capital markets fees	37		2		1		—		(2)		38
Other noninterest income	29		6		1		1		(1)		36
Net revenue from contracts with customers	$	95	$	192	$	4	$	56	$	(2)	$	345
Noninterest income within the scope of other GAAP topics	86		51		—		1		15		153
Total noninterest income	$	181	$	243	$	4	$	57	$	13	$	498
			Three Months Ended September 30, 2021
(dollar amounts in millions)	Commercial Banking		Consumer & Business Banking		Vehicle Finance		RBHPCG		Treasury / Other		Huntington Consolidated
Major Revenue Streams
Service charges on deposit accounts	$	23	$	89	$	1	$	1	$	—	$	114
Card and payment processing income	6		85		—		—		—		91
Trust and investment management services	—		17		—		44		—		61
Insurance income	2		12		—		11		—		25
Capital markets fees	4		1		—		1		—		6
Other noninterest income	1		7		1		1		8		18
Net revenue from contracts with customers	$	36	$	211	$	2	$	58	$	8	$	315
Noninterest income within the scope of other GAAP topics	114		91		2		—		13		220
Total noninterest income	$	150	$	302	$	4	$	58	$	21	$	535

	Nine Months Ended September 30, 2022
(dollar amounts in millions)	Commercial Banking		Consumer & Business Banking		Vehicle Finance		RBHPCG		Treasury / Other		Huntington Consolidated
Major Revenue Streams
Service charges on deposit accounts	$	65	$	222	$	5	$	3	$	—	$	295
Card and payment processing income	17		242		—		—		—		259
Trust and investment management services	3		51		—		134		—		188
Insurance income	6		40		—		39		1		86
Capital markets fees	48		6		2		1		(2)		55
Other noninterest income	72		18		1		2		(1)		92
Net revenue from contracts with customers	$	211	$	579	$	8	$	179	$	(2)	$	975
Noninterest income within the scope of other GAAP topics	262		206		2		2		35		507
Total noninterest income	$	473	$	785	$	10	$	181	$	33	$	1,482
	Nine Months Ended September 30, 2021
(dollar amounts in millions)	Commercial Banking		Consumer & Business Banking		Vehicle Finance		RBHPCG		Treasury / Other		Huntington Consolidated
Major Revenue Streams
Service charges on deposit accounts	$	64	$	201	$	4	$	2	$	—	$	271
Card and payment processing income	14		211		—		—		—		225
Trust and investment management services	1		45		—		122		—		168
Insurance income	5		38		—		33		1		77
Capital markets fees	11		4		1		1		—		17
Other noninterest income	3		15		1		6		11		36
Net revenue from contracts with customers	$	98	$	514	$	6	$	164	$	12	$	794
Noninterest income within the scope of other GAAP topics	255		266		3		1		55		580
Total noninterest income	$	353	$	780	$	9	$	165	$	67	$	1,374