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SEGMENT REPORTING
3 Months Ended
Mar. 31, 2022
Segment Reporting [Abstract]  
SEGMENT REPORTING SEGMENT REPORTING
Huntington’s business segments are based on our internally-aligned segment leadership structure, which is how management monitors results and assesses performance. The Company has four major business segments: Commercial Banking, Consumer and Business Banking, Vehicle Finance, and Regional Banking and The Huntington Private Client Group (RBHPCG). The Treasury / Other function includes technology and operations, other unallocated assets, liabilities, revenue, and expense. For a description of our business segments, see Note 25 - Segment Reporting to the Consolidated Financial Statements appearing in Huntington’s 2021 Annual Report on Form 10-K.
Listed in the following tables is certain operating basis financial information reconciled to Huntington’s March 31, 2022, December 31, 2021, and March 31, 2021, reported results by business segment.
Three Months Ended March 31,
Income Statements
Commercial BankingConsumer & Business BankingVehicle FinanceRBHPCGTreasury / OtherHuntington Consolidated
(dollar amounts in millions)
2022
Net interest income
$418 $459 $120 $49 $100 $1,146 
Provision for credit losses131 (109)(7)10 — 25 
Noninterest income
141 272 66 17 499 
Noninterest expense
248 612 45 81 67 1,053 
Provision (benefit) for income taxes
38 47 18 (3)105 
Income attributable to non-controlling interest— — — — 
Net income (loss) attributable to Huntington Bancshares Inc$140 $181 $67 $19 $53 $460 
2021
Net interest income
$199 $337 $107 $34 $295 $972 
Provision for credit losses(36)(22)(7)— (60)
Noninterest income
88 236 53 15 395 
Noninterest expense
133 469 35 62 94 793 
Provision (benefit) for income taxes
31 29 21 14 102 
Net income attributable to Huntington Bancshares Inc$118 $111 $76 $25 $202 $532 
Assets atDeposits at
(dollar amounts in millions)March 31,
2022
December 31,
2021
March 31,
2022
December 31,
2021
Commercial Banking$58,625 $57,071 $35,034 $31,845 
Consumer & Business Banking39,351 39,929 96,907 95,352 
Vehicle Finance21,134 20,752 1,323 1,401 
RBHPCG8,744 8,325 9,672 10,162 
Treasury / Other49,002 47,987 4,029 4,503 
Total
$176,856 $174,064 $146,965 $143,263