SEGMENT REPORTING (Tables)

12 Months Ended

Dec. 31, 2021

Listed in the table below is certain operating basis financial information reconciled to Huntington’s December 31, 2021, December 31, 2020, and December 31, 2019, reported results by business segment:


Income Statements (dollar amounts in millions)	Commercial Banking		Consumer & Business Banking		Vehicle Finance		RBHPCG		Treasury / Other		Huntington Consolidated
2021
Net interest income	$	1,284	$	1,667	$	468	$	159	$	524	$	4,102
Provision for credit losses	4		91		(86)		16		—		25
Noninterest income	523		1,045		13		227		81		1,889
Noninterest expense	791		2,231		163		300		890		4,375
Provision (benefit) for income taxes	212		82		85		15		(100)		294
Income attributable to non-controlling interest	2		—		—		—		—		2
Net income attributable to Huntington Bancshares Inc	$	798	$	308	$	319	$	55	$	(185)	$	1,295
2020
Net interest income	$	903	$	1,436	$	430	$	160	$	295	$	3,224
Provision for credit losses	626		265		146		11		—		1,048
Noninterest income	364		945		9		201		72		1,591
Noninterest expense	542		1,774		141		243		95		2,795
Provision for income taxes	21		72		32		22		8		155
Net income	$	78	$	270	$	120	$	85	$	264	$	817
2019
Net interest income	$	1,037	$	1,766	$	397	$	198	$	(185)	$	3,213
Provision for credit losses	132		114		44		(3)		—		287
Noninterest income	359		825		12		198		60		1,454
Noninterest expense	564		1,673		148		256		80		2,721
Provision (benefit) for income taxes	147		169		45		30		(143)		248
Net income (loss)	$	553	$	635	$	172	$	113	$	(62)	$	1,411

Segment Disclosure of Assets and Deposits


	Assets at December 31,				Deposits at December 31,
(dollar amounts in millions)	2021		2020		2021		2020
Commercial Banking	57,071		36,311		31,845		24,766
Consumer & Business Banking	$	39,929	$	30,758	$	95,352	$	60,910
Vehicle Finance	20,752		19,789		1,401		722
RBHPCG	8,325		7,064		10,162		7,635

Treasury / Other	47,987		29,116		4,503		4,915
Total	$	174,064	$	123,038	$	143,263	$	98,948