NONINTEREST INCOME (Tables)

9 Months Ended

Sep. 30, 2020

Revenue from Contract with Customer [Abstract]

Schedule of Noninterest Income

The following table shows Huntington’s total noninterest income segregated between contracts with customers within the scope of ASC 606 and those within the scope of other GAAP Topics.

(dollar amounts in millions)	Three Months Ended September 30,				Nine Months Ended September 30,
Noninterest income	2020		2019		2020		2019
Noninterest income from contracts with customers	$	224	$	240	$	652	$	697
Noninterest income within the scope of other GAAP topics	206		149		530		385
Total noninterest income	$	430	$	389	$	1,182	$	1,082

The following table illustrates the disaggregation by operating segment and major revenue stream and reconciles disaggregated revenue to segment revenue presented in Note 16 “Segment Reporting”.

	Three Months Ended September 30, 2020
(dollar amounts in millions)	Consumer & Business Banking		Commercial Banking		Vehicle Finance		RBHPCG		Treasury / Other		Huntington Consolidated
Major Revenue Streams
Service charges on deposit accounts	$	54	$	19	$	2	$	1	$	—	$	76
Card and payment processing income	59		4		—		—		—		63
Trust and investment management services	13		1		—		34		—		48
Insurance income	12		2		—		11		(1)		24
Other noninterest income	6		6		1		3		(3)		13
Net revenue from contracts with customers	$	144	$	32	$	3	$	49	$	(4)	$	224
Noninterest income within the scope of other GAAP topics	130		58		(1)		(2)		21		206
Total noninterest income	$	274	$	90	$	2	$	47	$	17	$	430
	Three Months Ended September 30, 2019
(dollar amounts in millions)	Consumer & Business Banking		Commercial Banking		Vehicle Finance		RBHPCG		Treasury / Other		Huntington Consolidated
Major Revenue Streams
Service charges on deposit accounts	$	79	$	16	$	2	$	1	$	—	$	98
Card and payment processing income	56		4		—		—		—		60
Trust and investment management services	9		1		—		34		—		44
Insurance income	8		2		—		10		—		20
Other noninterest income	8		7		2		1		—		18
Net revenue from contracts with customers	$	160	$	30	$	4	$	46	$	—	$	240
Noninterest income within the scope of other GAAP topics	63		71		—		1		14		149
Total noninterest income	$	223	$	101	$	4	$	47	$	14	$	389

	Nine Months Ended September 30, 2020
(dollar amounts in millions)	Consumer & Business Banking		Commercial Banking		Vehicle Finance		RBHPCG		Treasury / Other		Huntington Consolidated
Major Revenue Streams
Service charges on deposit accounts	$	161	$	54	$	4	$	3	$	—	$	222
Card and payment processing income	163		11		—		—		—		174
Trust and investment management services	33		3		—		104		—		140
Insurance income	32		5		—		34		1		72
Other noninterest income	18		14		2		11		(1)		44
Net revenue from contracts with customers	$	407	$	87	$	6	$	152	$	—	$	652
Noninterest income within the scope of other GAAP topics	297		174		1		(1)		59		530
Total noninterest income	$	704	$	261	$	7	$	151	$	59	$	1,182
	Nine Months Ended September 30, 2019
(dollar amounts in millions)	Consumer & Business Banking		Commercial Banking		Vehicle Finance		RBHPCG		Treasury / Other		Huntington Consolidated
Major Revenue Streams
Service charges on deposit accounts	$	221	$	48	$	5	$	3	$	—	$	277
Card and payment processing income	162		11		—		—		—		173
Trust and investment management services	25		2		—		103		1		131
Insurance income	25		5		—		33		1		64
Other noninterest income	24		17		4		5		2		52
Net revenue from contracts with customers	$	457	$	83	$	9	$	144	$	4	$	697
Noninterest income within the scope of other GAAP topics	139		183		—		3		60		385
Total noninterest income	$	596	$	266	$	9	$	147	$	64	$	1,082