EARNINGS PER SHARE (Tables)

3 Months Ended

Mar. 31, 2019

Earnings Per Share [Abstract]

Basic and diluted earnings loss per share

The calculation of basic and diluted earnings per share for the three-month periods ended March 31, 2019 and 2018 was as follows:

	Three Months Ended March 31,
(dollar amounts in millions, except per data, share count in thousands)	2019			2018
Basic earnings per common share:
Net income	$	358		$	326
Preferred stock dividends	(19		)	(12		)
Net income available to common shareholders	$	339		$	314
Average common shares issued and outstanding	1,046,995			1,083,836
Basic earnings per common share	$	0.32		$	0.29
Diluted earnings per common share:
Dilutive potential common shares:
Stock options and restricted stock units and awards	14,807			19,858
Shares held in deferred compensation plans	3,836			3,228
Dilutive impact of Preferred Stock	—			17,856
Dilutive potential common shares	18,643			40,942
Total diluted average common shares issued and outstanding	1,065,638			1,124,778
Diluted earnings per common share	$	0.32		$	0.28