REINSURANCE (Tables)

12 Months Ended

Dec. 31, 2013

Balance and Financial Rating Related to Reinsurers

These reinsurers are well-known and well-established, as evidenced by the strong financial ratings at December 31, 2013 presented below:

Reinsurer	Total Recoverable		A.M. Best Rating at December 31, 2013
	(in millions)
Protective Life Insurance Company	$	192		A+ (superior)
Munich American Reassurance Company		167		A+ (superior)
Employers Reassurance Corporation		83		A-(excellent)
General Re Life Corporation		82		A++ (superior)
All others		54		A+ to B++ (superior to good)
	$	578