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CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($)
9 Months Ended
Sep. 30, 2025
Sep. 30, 2024
Cash flows from operating activities    
Net income $ 1,979,000,000 $ 1,897,000,000
Adjustments to reconcile net income to net cash provided by operating activities:    
Loss on sale of business 63,000,000 0
Gain on investment securities, net (66,000,000) (10,000,000)
Equity in net losses 88,000,000 57,000,000
Stock-based compensation 193,000,000 153,000,000
Depreciation 587,000,000 682,000,000
Amortization 43,000,000 46,000,000
Impairment of property and equipment 14,000,000 129,000,000
Impairment of indefinite-lived intangible assets 32,000,000 0
Changes in operating assets and liabilities, net of effect of businesses acquired and disposed:    
Receivables 16,000,000 (109,000,000)
Other assets (1,374,000,000) 258,000,000
Benefits payable (351,000,000) 884,000,000
Other liabilities 1,317,000,000 (498,000,000)
Unearned revenues 5,000,000 (71,000,000)
Other 27,000,000 76,000,000
Net cash provided by operating activities 2,573,000,000 3,494,000,000
Cash flows from investing activities    
Proceeds from sale of business, net 115,000,000 0
Acquisitions, net of cash and cash equivalents acquired (5,000,000) (37,000,000)
Purchases of property and equipment, net (344,000,000) (421,000,000)
Purchases of investment securities (5,198,000,000) (6,042,000,000)
Proceeds from maturities of investment securities 2,148,000,000 2,214,000,000
Proceeds from sales of investment securities 5,066,000,000 1,758,000,000
Changes in securities lending collateral receivable (141,000,000) (361,000,000)
Net cash provided by (used in) investing activities 1,641,000,000 (2,889,000,000)
Cash flows from financing activities    
Payments from contract deposits, net (1,164,000,000) (638,000,000)
Proceeds from issuance of senior notes, net 1,481,000,000 2,232,000,000
Repayments of senior notes (771,000,000) (48,000,000)
Repayments from issuance of commercial paper, net (5,000,000) (895,000,000)
Debt issue costs (5,000,000) (7,000,000)
Change in book overdraft (95,000,000) 3,000,000
Common stock repurchases (109,000,000) (768,000,000)
Dividends paid (321,000,000) (323,000,000)
Changes in securities lending payable 141,000,000 361,000,000
Changes in rebate factor payable (123,000,000) 0
Other (76,000,000) (100,000,000)
Net cash used in financing activities (1,047,000,000) (183,000,000)
Increase in cash and cash equivalents 3,167,000,000 422,000,000
Cash and cash equivalents at beginning of period 2,221,000,000 4,694,000,000
Cash and cash equivalents at end of period 5,388,000,000 5,116,000,000
Supplemental cash flow disclosures:    
Interest payments 440,000,000 416,000,000
Income tax payments, net 151,000,000 570,000,000
Details of businesses acquired in purchase transactions:    
Fair value of assets acquired, net of cash and cash equivalents acquired 6,000,000 49,000,000
Less: Fair value of liabilities assumed (1,000,000) (12,000,000)
Cash paid for acquired businesses, net of cash and cash equivalents acquired $ 5,000,000 $ 37,000,000