BENEFITS PAYABLE (Tables)

6 Months Ended

Jun. 30, 2021

On a consolidated basis, activity in benefits payable, was as follows for the six months ended June 30, 2021 and 2020:


	For the six months ended June 30,
		2021		2020
	(in millions)
Balances, beginning of period		$	8,143	$	6,004

Less: Reinsurance recoverables		—		(68)
Balances, beginning of period, net		8,143		5,936
Acquisitions		42		—
Incurred related to:
Current year		35,164		30,039
Prior years		(719)		(235)
Total incurred		34,445		29,804
Paid related to:
Current year		(27,556)		(22,665)
Prior years		(6,589)		(5,098)
Total paid		(34,145)		(27,763)

Reinsurance recoverable		—		3
Balances, end of period		$	8,485	$	7,980

Activity in benefits payable for our Retail segment was as follows for the six months ended June 30, 2021 and 2020:


	For the six months ended June 30,
		2021		2020
	(in millions)
Balances, beginning of period		$	7,428	$	5,363

Less: Reinsurance recoverables		—		(68)
Balances, beginning of period, net		7,428		5,295
Acquisitions		42		—
Incurred related to:
Current year		32,986		27,921
Prior years		(619)		(205)
Total incurred		32,367		27,716
Paid related to:
Current year		(25,953)		(21,063)
Prior years		(5,990)		(4,528)
Total paid		(31,943)		(25,591)

Reinsurance recoverable		—		3
Balances, end of period		$	7,894	$	7,423

Activity in benefits payable for our Group and Specialty segment was as follows for the six months ended June 30, 2021 and 2020:


	For the six months ended June 30,
		2021		2020
	(in millions)
Balances, beginning of period		$	715	$	641




Incurred related to:
Current year		2,492		2,434
Prior years		(100)		(30)
Total incurred		2,392		2,404
Paid related to:
Current year		(1,917)		(1,918)
Prior years		(599)		(570)
Total paid		(2,516)		(2,488)


Balances, end of period		$	591	$	557