SEGMENT INFORMATION (Tables)

6 Months Ended

Jun. 30, 2019

Segment Reporting [Abstract]

Schedule of Segment Results

Our segment results were as follows for the three and six months ended June 30, 2019 and 2018:

	Retail		Group and Specialty		Healthcare Services		Eliminations/ Corporate			Consolidated
	(in millions)
Three months ended June 30, 2019
External revenues
Premiums:
Individual Medicare Advantage	$	10,793	$	—	$	—	$	—		$	10,793
Group Medicare Advantage	1,626		—		—		—			1,626
Medicare stand-alone PDP	818		—		—		—			818
Total Medicare	13,237		—		—		—			13,237
Fully-insured	144		1,284		—		—			1,428
Specialty	—		387		—		—			387
Medicaid and other	724		—		—		—			724
Total premiums	14,105		1,671		—		—			15,776
Services revenue:
Provider	—		—		111		—			111
ASO and other	5		193		—		—			198
Pharmacy	—		—		46		—			46
Total services revenue	5		193		157		—			355
Total external revenues	14,110		1,864		157		—			16,131
Intersegment revenues
Services	—		5		4,496		(4,501		)	—
Products	—		—		1,733		(1,733		)	—
Total intersegment revenues	—		5		6,229		(6,234		)	—
Investment income	48		5		1		60			114
Total revenues	14,158		1,874		6,387		(6,174		)	16,245
Operating expenses:
Benefits	12,019		1,442		—		(143		)	13,318
Operating costs	1,206		406		6,135		(6,044		)	1,703
Depreciation and amortization	77		21		40		(29		)	109
Total operating expenses	13,302		1,869		6,175		(6,216		)	15,130
Income from operations	856		5		212		42			1,115
Interest expense	—		—		—		60			60
Other income, net	—		—		—		(174		)	(174		)
Income before income taxes and equity in net earnings	856		5		212		156			1,229
Equity in net earnings of Kindred at Home	—		—		12		—			12
Segment earnings	$	856	$	5	$	224	$	156		$	1,241

	Retail		Group and Specialty		Healthcare Services		Individual Commercial			Other Businesses		Eliminations/ Corporate			Consolidated
	(in millions)
Three months ended June 30, 2018
External revenues
Premiums:
Individual Medicare Advantage	$	8,908	$	—	$	—	$	—		$	—	$	—		$	8,908
Group Medicare Advantage	1,509		—		—		—			—		—			1,509
Medicare stand-alone PDP	914		—		—		—			—		—			914
Total Medicare	11,331		—		—		—			—		—			11,331
Fully-insured	125		1,346		—		10			—		—			1,481
Specialty	—		342		—		—			—		—			342
Medicaid and other	550		—		—		—			9		—			559
Total premiums	12,006		1,688		—		10			9		—			13,713
Services revenue:
Provider	—		—		112		—			—		—			112
ASO and other	3		208		—		—			2		—			213
Pharmacy	—		—		57		—			—		—			57
Total services revenue	3		208		169		—			2		—			382
Total external revenues	12,009		1,896		169		10			11		—			14,095
Intersegment revenues
Services	—		4		4,194		—			—		(4,198		)	—
Products	—		—		1,611		—			—		(1,611		)	—
Total intersegment revenues	—		4		5,805		—			—		(5,809		)	—
Investment income	30		6		17		—			65		46			164
Total revenues	12,039		1,906		5,991		10			76		(5,763		)	14,259
Operating expenses:
Benefits	10,270		1,357		—		(9		)	39		(121		)	11,536
Operating costs	1,210		447		5,749		1			2		(5,648		)	1,761
Depreciation and amortization	66		22		36		—			—		(24		)	100
Total operating expenses	11,546		1,826		5,785		(8		)	41		(5,793		)	13,397
Income from operations	493		80		206		18			35		30			862
Loss on sale of business	—		—		—		—			—		790			790
Interest expense	—		—		—		—			—		53			53
Income (loss) before income taxes and equity in net earnings	493		80		206		18			35		(813		)	19
Equity in net earnings of Kindred at Home	—		—		—		—			—		—			—
Segment earnings (loss)	$	493	$	80	$	206	$	18		$	35	$	(813	)	$	19

	Retail		Group and Specialty		Healthcare Services		Eliminations/ Corporate			Consolidated
	(in millions)
Six months ended June 30, 2019
External revenues
Premiums:
Individual Medicare Advantage	$	21,502	$	—	$	—	$	—		$	21,502
Group Medicare Advantage	3,258		—		—		—			3,258
Medicare stand-alone PDP	1,627		—		—		—			1,627
Total Medicare	26,387		—		—		—			26,387
Fully-insured	284		2,595		—		—			2,879
Specialty	—		760		—		—			760
Medicaid and other	1,401		—		—		—			1,401
Total premiums	28,072		3,355		—		—			31,427
Services revenue:
Provider	—		—		231		—			231
ASO and other	10		387		—		—			397
Pharmacy	—		—		82		—			82
Total services revenue	10		387		313		—			710
Total external revenues	28,082		3,742		313		—			32,137
Intersegment revenues
Services	—		9		8,802		(8,811		)	—
Products	—		—		3,369		(3,369		)	—
Total intersegment revenues	—		9		12,171		(12,180		)	—
Investment income	89		10		1		115			215
Total revenues	28,171		3,761		12,485		(12,065		)	32,352
Operating expenses:
Benefits	24,346		2,729		—		(264		)	26,811
Operating costs	2,354		819		12,023		(11,833		)	3,363
Depreciation and amortization	150		43		78		(55		)	216
Total operating expenses	26,850		3,591		12,101		(12,152		)	30,390
Income from operations	1,321		170		384		87			1,962
Interest expense	—		—		—		122			122
Other income, net	—		—		—		(135		)	(135		)
Income before income taxes and equity in net earnings	1,321		170		384		100			1,975
Equity in net earnings of Kindred at Home	—		—		15		—			15
Segment earnings	$	1,321	$	170	$	399	$	100		$	1,990

	Retail		Group and Specialty		Healthcare Services		Individual Commercial			Other Businesses		Eliminations/ Corporate			Consolidated
	(in millions)
Six months ended June 30, 2018
External Revenues
Premiums:
Individual Medicare Advantage	$	17,878	$	—	$	—	$	—		$	—	$	—		$	17,878
Group Medicare Advantage	3,033		—		—		—			—		—			3,033
Medicare stand-alone PDP	1,810		—		—		—			—		—			1,810
Total Medicare	22,721		—		—		—			—		—			22,721
Fully-insured	250		2,738		—		5			—		—			2,993
Specialty	—		689		—		—			—		—			689
Medicaid and other	1,103		—		—		—			18		—			1,121
Total premiums	24,074		3,427		—		5			18		—			27,524
Services revenue:
Provider	—		—		177		—			—		—			177
ASO and other	5		427		—		—			4		—			436
Pharmacy	—		—		96		—			—		—			96
Total services revenue	5		427		273		—			4		—			709
Total external revenues	24,079		3,854		273		5			22		—			28,233
Intersegment revenues
Services	—		9		8,212		—			—		(8,221		)	—
Products	—		—		3,146		—			—		(3,146		)	—
Total intersegment revenues	—		9		11,358		—			—		(11,367		)	—
Investment income	67		13		23		—			100		102			305
Total revenues	24,146		3,876		11,654		5			122		(11,265		)	28,538
Operating expenses:
Benefits	20,822		2,630		—		(69		)	65		(242		)	23,206
Operating costs	2,432		910		11,190		3			4		(11,029		)	3,510
Depreciation and amortization	132		45		85		—			—		(62		)	200
Total operating expenses	23,386		3,585		11,275		(66		)	69		(11,333		)	26,916
Income from operations	760		291		379		71			53		68			1,622
Loss on sale of business	—		—		—		—			—		790			790
Interest expense	—		—		—		—			—		106			106
Income (loss) before income taxes and equity in net earnings	760		291		379		71			53		(828		)	726
Equity in net earnings of Kindred at Home	—		—		—		—			—		—			—
Segment earnings (loss)	$	760	$	291	$	379	$	71		$	53	$	(828	)	$	726