424B3 1 supp23a.htm Registration No

Registration No. 333-85886
Rule 424(b)(2)

Pricing Supplement

Pricing Supplement Number 23(a) Dated Monday, December 9, 2002

CUSIP
Number

Principle
Amount

Gross
Concession

Net
Proceeds

Coupon
Rate

Coupon
Frequency

Maturity
Date

44181ENZ7

$14,535,000.00

.400%

$14,476,860.00

4.000%

Semi-Annual

12/15/2004

1st Coupon
Date

1st Coupon
Amount

Survivors
Option

Product
Ranking

Moodys
Rating

S & P

Rating

6/15/2003

$20.33

YES

Senior Unsecured Notes

A2

A-

Redemption Information: Non-Callable

Joint Lead Managers and Lead Agents: Banc of America Securities LLC, INCAPITAL LLC.
Agents: A.G Edwards & Sons, Inc., Edward D. Jones & Co. L.P., Fidelity Capital Markets, Merrill Lynch & Co., Morgan Stanley, Salomon Smith Barney Inc., UBS Paine Webber, Wachovia Securities.

If the maturity date or an interest payment date for any note is not a Business Day (as term is defined in Prospectus), principal, premium, if any, and interest for that note is paid on the next Business Day, and no interest will accrue from, and after, the maturity date or interest payment date.
Recent Developments: Reference is made to the Company's Form 8-K Current Report dated November 18, 2002 for information regarding the pending acquisition of Household International, Inc., the Company's parent, by HSBC Holdings plc.

Interest Rate Adjustment: Beginning (a) on the first day following a Failed Acquisition Date or (b) on April 1, 2003, if the Acquisition has not closed by March 31, 2003, the interest rate applicable to the Notes will increase by 200 basis points. If the applicable interest rate has been so increased, then, if applicable, on the first day following the completion of the Acquisition, the interest rate applicable to the Notes will decrease to the original interest rate.

A "Failed Acquisition Date" is the earliest public announcement by Household International, Inc. or HSBC Holdings plc that (a) the Acquisition will not occur, (b) either party has failed to receive the necessary shareholder approval for the Acquisition, or (c) either party has failed to receive the necessary regulatory approvals for the Acquisition. "Acquisition" means the acquisition of Household International, Inc. by HSBC Holdings plc pursuant to a definitive agreement and plan of merger dated as of November 14, 2002, as described in the above mentioned 8K.


Household Finance Corp.
2700 Sanders Road
Prospect Heights, IL 60070


Trade Date: Monday, December 9, 2002 @12:00 PM ET
Settlement Date: Thursday, December 12, 2002
Minimum Denomination/Increments: $1,000.00/$1,000.00
All Trade Settle Flat and clear SDFS: DTC Book Entry Only
DTCNumber: 0262 via BNY Clearing Services, LLC
InterNotes(SM) is the service mark of Incapital, LLC.
All rights reserved.


Household Finance Corporation
$10,000,000,000 HFC InterNotes

Prospectus Dated
29-May-02

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