X0202 4 2005-08-08 0 0000047288 HIBERNIA CORP HIB 0001186064 RATCLIFF ROBERT T PRESIDENT & CEO RATCLIFF CONSTRUCTION CO 1715 ENGLAND DR ALEXANDRIA LA 71301 1 0 0 0 Common Stock 2005-08-08 5 G 0 383 0 D 32885.6353 D Common Stock 32246.9953 I by Corporation Non-Qualified Stock Option (right to buy) 10.375 2010-04-19 Common Stock 5000 5000 D Non-Qualified Stock Option (right to buy) 10.4375 2006-04-24 Common Stock 5000 5000 D Non-Qualified Stock Option (right to buy) 12.6875 2009-04-21 Common Stock 5000 5000 D Non-Qualified Stock Option (right to buy) 13 2007-04-30 Common Stock 5000 5000 D Non-Qualified Stock Option (right to buy) 15.475 2011-04-18 Common Stock 5000 5000 D Non-Qualified Stock Option (right to buy) 18.23 2003-04-24 2013-04-24 Common Stock 5000 5000 D Non-Qualified Stock Option (right to buy) 19.795 2012-04-18 Common Stock 5000 5000 D Non-Qualified Stock Option (right to buy) 21.7188 2008-04-22 Common Stock 5000 5000 D Non-Qualified Stock Option (right to buy) 21.9 2004-04-22 2014-04-22 Common Stock 5000 5000 D Non-Qualified Stock Option (right to buy) 31.55 2005-04-21 2015-04-21 Common Stock 5000 5000 D Shares held in the name of Ratcliff Construction Company, of which Mr. Ratcliff is President and CEO. This option becomes exercisable as to 2,500 shares on April 19, 2002, an additional 1,250 shares on April 19, 2003 and the remaining 1,250 shares on April 19, 2004, except that, in the event of a change of control of Hibernia Corporation, the option will be exercisable immediately as to all shares. This option becomes exercisable as to 2,500 shares on April 24, 1998, an additional 1,250 shares on April 24, 1999 and the remaining 1,250 shares on April 24, 2000, except that, in the event of a change of control of Hibernia Corporation, the option will be exercisable immediately as to all shares. This option becomes exercisable as to 2,500 shares on April 21, 2001, an additional 1,250 shares on April 21, 2002 and the remaining 1,250 shares on April 21, 2003, except that, in the event of a change of control of Hibernia Corporation, the option will be exercisable immediately as to all shares. This option becomes exercisable as to 2,500 shares on April 30, 1999, an additional 1,250 shares on April 30, 2000 and the remaining 1,250 shares on April 30, 2001, except that, in the event of a change of control of Hibernia Corporation, the option will be exercisable immediately as to all shares. This option becomes exercisable as to 2,500 shares on April 18, 2003, an additional 1,250 shares on April 18, 2004 and the remaining 1,250 shares on April 18, 2005, except that, in the event of a change of control of Hibernia Corporation, the option will be exercisable immediately as to all shares. This option becomes exercisable as to 2,500 shares on April 18, 2004, an additional 1,250 shares on April 18, 2005 and the remaining 1,250 shares on April 18, 2006, except that, in the event of a change of control of Hibernia Corporation, the option will be exercisable immediately as to all shares. This option becomes exercisable as to 2,500 shares on April 22, 2000, an additional 1,250 shares on April 22, 2001 and the remaining 1,250 shares on April 22, 2002, except that, in the event of a change of control of Hibernia Corporation, the option will be exercisable immediately as to all shares. By: /s/ Cathy E. Chessin For: Robert T. Ratcliff 2005-08-10