Exhibit 99.2

FINANCIAL INFORMATION (Cont.)
(Unaudited)
SUMMARY OF OPERATIONS					QUARTER	ENDED
($ in thousands, except per-share data)
	June 30		March 31		December 31		September 30		June 30
	2005		2005		2004		2004		2004
Interest income	$296,125		$ 283,576		$ 272,936		$ 261,558		$ 240,060
Interest expense	96,110		84,928		77,065		69,719		55,540
Net interest income	200,015		198,648		195,871		191,839		184,520
Provision for loan losses	14,000		15,700		12,000		12,250		12,000
Net interest income after provision	186,015		182,948		183,871		179,589		172,520
Noninterest income:
Service charges on deposits	51,561		49,855		48,047		48,115		44,736
Card-related fees	17,718		16,580		16,230		15,994		15,333
Mortgage banking	4,923		4,631		6,053		5,701		30,240
Retail investment fees	7,846		8,663		6,634		7,887		8,138
Trust fees	5,773		5,777		5,381		5,839		5,881
Insurance	5,496		4,786		4,344		4,808		4,766
Investment banking	5,602		7,860		6,206		5,017		3,653
Other service, collection and exchange charges	6,343		5,717		5,228		5,585		5,392
Other operating income	5,960		8,472		3,750		4,992		5,629
Securities gains (losses), net	527		1,195		43		153		(22,405	)
Noninterest income	111,749		113,536		101,916		104,091		101,363
Noninterest expense:
Salaries and employee benefits	92,286		93,227		88,150		87,347		84,887
Occupancy and equipment	23,424		23,145		22,271		22,035		20,291
Data processing	9,913		10,126		9,337		9,540		10,044
Advertising and promotional expense	8,698		9,644		7,267		8,350		8,307
Stationery and supplies, postage and telecommunications	7,318		7,520		7,307		7,318		7,611
Amortization of purchase accounting intangibles	1,670		1,743		1,826		1,904		1,551
Foreclosed property expense, net	22		(14,494	)	(911	)	(493	)	(250	)
Other operating expense	30,940		34,115		32,672		30,350		28,361
Noninterest expense	174,271		165,026		167,919		166,351		160,802
Income before income taxes and minority interest	123,493		131,458		117,868		117,329		113,081
Income tax expense	44,025		45,930		40,746		40,823		39,700
Minority interest, net of income taxes	33		(248	)	5		40		31
Net income	$  79,435		$   85,776		$   77,117		$   76,466		$   73,350
Net income per common share	$      0.51		$       0.56		$       0.50		$       0.50		$       0.48
Net income per common share - assuming dilution	$      0.50		$       0.54		$       0.49		$       0.49		$       0.47
Return on average assets	1.44	%	1.54	%	1.41	%	1.44	%	1.46	%
Return on average equity	15.64	%	17.41	%	16.18	%	16.40	%	16.11	%

FINANCIAL INFORMATION (Cont.)
(Unaudited)
AVERAGE BALANCES		QUA	RTER	EN	DED		SIX		MONTHS		ENDED
($ in millions)
	June 30		June 30				June 30		June 30
	2005		2004		CHANGE		2005		2004		CHANGE
Assets
Cash and due from banks	$          632	.5	$          607	.5	4	%	$          648	.9	$          598	.3	8	%
Short-term investments	156	.2	206	.0	(24	)	326	.1	203	.7	60
Securities	4,490	.8	4,138	.6	9		4,530	.3	4,075	.0	11
Mortgage loans held for sale	83	.0	162	.7	(49	)	75	.4	156	.6	(52	)
Loans	15,910	.0	14,252	.5	12		15,795	.0	13,624	.3	16
Reserve for loan losses	(229	.4)	(228	.1)	1		(228	.3)	(221	.1)	3
Loans, net	15,680	.6	14,024	.4	12		15,566	.7	13,403	.2	16
Intangible assets:
Goodwill	337	.4	285	.0	18		337	.4	247	.0	37
Mortgage servicing rights	1	.4	100	.8	(99	)	1	.5	108	.5	(99	)
Other intangible assets	29	.1	15	.7	85		30	.0	13	.9	116
Other assets	673	.1	552	.9	22		664	.5	513	.5	29
Total assets	$     22,084	.1	$     20,093	.6	10	%	$     22,180	.8	$     19,319	.7	15	%
Liabilities
Noninterest-bearing deposits	$      3,184	.8	$      3,185	.7	-	%	$      3,219	.1	$      3,051	.9	5	%
Interest-bearing deposits	14,171	.1	12,533	.4	13		14,235	.1	11,955	.3	19
Total deposits	17,355	.9	15,719	.1	10		17,454	.2	15,007	.2	16
Short-term borrowings	653	.2	664	.5	(2	)	589	.8	878	.9	(33	)
Other liabilities	257	.5	305	.3	(16	)	312	.5	279	.6	12
Debt	1,786	.4	1,583	.9	13		1,823	.5	1,342	.8	36
Total liabilities	20,053	.0	18,272	.8	10		20,180	.0	17,508	.5	15
Shareholders' equity	2,031	.1	1,820	.8	12		2,000	.8	1,811	.2	10
Total liabilities and shareholders' equity	$     22,084	.1	$     20,093	.6	10	%	$     22,180	.8	$     19,319	.7	15	%

FINANCIAL INFORMATION (Cont.)
(Unaudited)
PERIOD-END BALANCES	June 30		June 30				March 31
($ in millions)	2005		2004		CHANGE		2005		CHANGE
Assets
Cash and due from banks	$          686	.0	$          623	.5	10	%	$          620	.5	11	%
Short-term investments	46	.9	24	.4	92		471	.1	(90	)
Securities	4,115	.3	4,162	.0	(1	)	4,505	.3	(9	)
Mortgage loans held for sale	100	.3	112	.0	(10	)	87	.1	15
Loans:
Commercial	3,760	.4	3,636	.8	3		3,912	.8	(4	)
Small business	3,416	.1	3,401	.3	--		3,271	.8	4
Consumer	8,815	.8	8,291	.5	6		8,596	.4	3
Total loans	15,992	.3	15,329	.6	4		15,781	.0	1
Reserve for loan losses	(227	.1)	(235	.1)	(3	)	(228	.7)	(1	)
Loans, net	15,765	.2	15,094	.5	4		15,552	.3	1
Intangible assets:
Goodwill	337	.4	337	.4	--		337	.4	--
Mortgage servicing rights	1	.3	125	.3	(99	)	1	.5	(13	)
Other intangible assets	28	.3	35	.4	(20	)	29	.9	(5	)
Other assets	1,003	.9	796	.6	26		628	.6	60
Total assets	$     22,084	.6	$     21,311	.1	4	%	$     22,233	.7	(1	)%
Liabilities
Noninterest-bearing deposits	$      3,171	.2	$      3,224	.5	(2	)%	$      3,138	.0	1	%
Interest-bearing deposits	13,927	.0	13,153	.1	6		14,436	.4	(4	)
Total deposits	17,098	.2	16,377	.6	4		17,574	.4	(3	)
Short-term borrowings	910	.7	793	.2	15		591	.6	54
Other liabilities	206	.5	342	.9	(40	)	247	.7	(17	)
Debt	1,762	.5	1,956	.0	(10	)	1,825	.8	(3	)
Total liabilities	19,977	.9	19,469	.7	3		20,239	.5	(1	)
Shareholders' equity
Common stock	336	.6	326	.2	3		332	.0	1
Surplus	643	.0	540	.1	19		597	.8	8
Retained earnings	1,450	.7	1,255	.5	16		1,402	.5	3
Treasury stock	(312	.7)	(267	.5)	17		(315	.4)	(1	)
Accumulated other comprehensive
income	3	.8	5	.2	(27	)	(8	.0)	148
Unearned compensation	(14	.7)	(18	.1)	(19	)	(14	.7)	--
Total shareholders' equity	2,106	.7	1,841	.4	14		1,994	.2	6
Total liabilities and shareholders' equity	$     22,084	.6	$     21,311	.1	4	%	$     22,233	.7	(1	)%

FINANCIAL INFORMATION (Cont.)
(Unaudited)
PERIOD-END BALANCES	June 30		March 31		December 31		September 30		June 30
($ in millions)	2005		2005		2004		2004		2004
Assets
Cash and due from banks	$          686	.0	$          620	.5	$          612	.9	$          629	.0	$          623	.5
Short-term investments	46	.9	471	.1	538	.2	327	.4	24	.4
Securities	4,115	.3	4,505	.3	4,560	.2	4,031	.0	4,162	.0
Mortgage loans held for sale	100	.3	87	.1	78	.1	87	.4	112	.0
Loans:
Commercial	3,760	.4	3,912	.8	3,997	.9	3,655	.8	3,636	.8
Small business	3,416	.1	3,271	.8	3,241	.1	3,428	.5	3,401	.3
Consumer	8,815	.8	8,596	.4	8,480	.2	8,417	.7	8,291	.5
Total loans	15,992	.3	15,781	.0	15,719	.2	15,502	.0	15,329	.6
Reserve for loan losses	(227	.1)	(228	.7)	(227	.6)	(235	.2)	(235	.1)
Loans, net	15,765	.2	15,552	.3	15,491	.6	15,266	.8	15,094	.5
Intangible assets:
Goodwill	337	.4	337	.4	337	.4	337	.4	337	.4
Mortgage servicing rights	1	.3	1	.5	1	.6	0	.4	125	.3
Other intangible assets	28	.3	29	.9	31	.7	33	.5	35	.4
Other assets	1,003	.9	628	.6	656	.4	640	.5	796	.6
Total assets	$     22,084	.6	$     22,233	.7	$     22,308	.1	$     21,353	.4	$     21,311	.1
Liabilities
Noninterest-bearing deposits	$      3,171	.2	$      3,138	.0	$      3,264	.2	$      3,245	.5	$      3,224	.5
Interest-bearing deposits	13,927	.0	14,436	.4	14,114	.7	13,496	.2	13,153	.1
Total deposits	17,098	.2	17,574	.4	17,378	.9	16,741	.7	16,377	.6
Short-term borrowings	910	.7	591	.6	555	.3	545	.9	793	.2
Other liabilities	206	.5	247	.7	521	.4	249	.1	342	.9
Debt	1,762	.5	1,825	.8	1,910	.6	1,925	.2	1,956	.0
Total liabilities	19,977	.9	20,239	.5	20,366	.2	19,461	.9	19,469	.7
Shareholders' equity
Common stock	336	.6	332	.0	328	.5	327	.6	326	.2
Surplus	643	.0	597	.8	563	.0	551	.8	540	.1
Retained earnings	1,450	.7	1,402	.5	1,347	.5	1,301	.2	1,255	.5
Treasury stock	(312	.7)	(315	.4)	(297	.6)	(289	.9)	(267	.5)
Accumulated other comprehensive
income	3	.8	(8	.0)	15	.2	18	.9	5	.2
Unearned compensation	(14	.7)	(14	.7)	(14	.7)	(18	.1)	(18	.1)
Total shareholders' equity	2,106	.7	1,994	.2	1,941	.9	1,891	.5	1,841	.4
Total liabilities and shareholders' equity	$     22,084	.6	$     22,233	.7	$     22,308	.1	$     21,353	.4	$     21,311	.1

FINANCIAL INFORMATION (Cont.)
(Unaudited)
SELECTED FINANCIAL DATA	2Q 2005		1Q 2005		4Q 2004		3Q 2004		2Q 2004
Net income per common share	$0.51		$0.56		$0.50		$0.50		$0.48
Net income per common share - assuming dilution	$0.50		$0.54		$0.49		$0.49		$0.47
Return on average assets	1.44	%	1.54	%	1.41	%	1.44	%	1.46	%
Return on average equity	15.64	%	17.41	%	16.18	%;	16.40	%	16.11	%
Net interest margin--taxable equivalent	3.91	%	3.91	%	3.90	%	3.90	%	4.00	%
Efficiency ratio	55.74	%	52.82	%	56.12	%	55.97	%	51.91	%
Common shares outstanding (000s)	159,019		156,401		155,245		155,061		155,174
Average common shares outstanding (000s)(1)	156,195		154,424		153,845		153,908		153,805
Average common shares outstanding (000s)
- assuming dilution(1)	160,371		158,199		157,240		156,899		156,353
Book value per common share	$13.34		$12.84		$12.60		$12.31		$11.98
Tangible book value per common share	$11.03		$10.48		$10.21		$9.90		$9.55
Tangible equity as a % of tangible assets	8.02	%;	7.44	%	7.17	%	7.25	%	7.01	%
Average equity as a % of average assets	9.20	%	8.84	%	8.72	%	8.77	%	9.06	%
Leverage ratio	8.27	%	7.72	%	7.51	%	7.46	%	7.69	%
CREDIT QUALITY DATA
($ in thousands)
Nonperforming loans	$79,792		$62,193		$65,086		$64,328		$64,761
Foreclosed assets	9,373		8,901		11,685		11,143		11,930
Excess bank-owned property	1,751		1,878		986		264		265
Total nonperforming assets	$90,916		$72,972		$77,757		$75,735		$76,956
Loans 90 days or more past due	$8,474		$8,283		$9,569		$8,743		$9,074
Provision for loan losses	$14,000		$15,700		$12,000		$12,250		$12,000
Net charge-offs	$15,593		$14,543		$13,659		$12,094		$11,262
Reserve for loan losses	$227,138		$228,731		$227,574		$235,233		$235,077
Net charge-offs as a % of average loans	0.39	%	0.37	%	0.35	%	0.31	%	0.32	%
Reserves as a % of total loans	1.42	%	1.45	%	1.45	%	1.52	%	1.53	%
Reserves as a % of nonperforming loans	284.66	%	367.78	%	349.65	%	365.68	%	362.99	%
Nonperforming loan ratio	0.50	%	0.39	%	0.41		0.41	%	0.42	%
Nonperforming asset ratio	0.57	%	0.46	%	0.49	%	0.49	%	0.50	%
(1)  net of uncommitted ESOP shares

FINANCIAL INFORMATION (Cont.)
(Unaudited)
AVERAGE BALANCES, INTEREST									QUARTER		ENDED
AND RATES
(Average balances $ in millions,
taxable-equivalent interest $ in thousands)		Ju	ne   30,	20	05		March	31,	2005					June   30,	2004
	Average						Average					Average
	Balance		Interest			Rate	Balance		Interest	Ra	te	Balance		Interest			Rate
Assets
Interest-earning assets:
Loans	$ 15,910	.0	$ 246,498		6	.21%	$ 15,678	.6	$ 233,428	6	.03%	$ 14,252	.5	$ 198,482		5	.60%
Securities	4,492	.7	48,711		4	.34	4,424	.4	47,531	4	.30	4,070	.5	40,395		3	.97
Short-term investments	156	.2	1,133		2	.91	497	.9	3,108	2	.53	206	.0	647		1	.27
Mortgage loans held for sale	83	.0	1,211		5	.83	67	.7	975	5	.76	162	.7	2,029		4	.99
Total interest-earning assets	20,641	.9	$297,553		5	.78%	20,668	.6	$285,042	5	.57%	18,691	.7	$241,553		5	.19%
Reserve for loan losses	(229	.4)					(227	.2)				(228	.1)
Noninterest-earning assets	1,671	.6					1,837	.1				1,630	.0
Total assets	$ 22,084	.1					$ 22,278	.5				$ 20,093	.6
Liabilities and shareholders' equity
Interest-bearing liabilities:
NOW/Money market/Savings accounts	$      7,791	.4	$  29,300		1	.51%	$  7,894	.6	$  24,589	1	.26%	$7,309	.5	$13,906		0	.77%
Other consumer time deposits	3,351	.3	23,639		2	.83	3,376	.2	21,882	2	.63	2,670	.7	16,146		2	.43
Public fund certificates of deposit
of $100,000 or more	993	.0	7,297		2	.95	974	.0	5,922	2	.47	816	.7	2,440		1	.20
Certificates of deposit of $100,000 or more	1,217	.7	9,730		3	.21	1,247	.2	9,363	3	.04	1,084	.9	7,438		2	.76
Foreign time deposits	817	.7	5,267		2	.58	807	.7	4,182	2	.10	651	.6	1,379		0	.85
Total interest-bearing deposits	14,171	.1	75,233		2	.13	14,299	.7	65,938	1	.87	12,533	.4	41,309		1	.33
Short-term borrowings	653	.2	4,077		2	.50	525	.8	2,498	1	.93	664	.5	1,234		0	.75
Debt	1,786	.4	16,800		3	.73	1,861	.1	16,492	3	.54	1,583	.9	12,997		3	.25
Total interest-bearing liabilities	16,610	.7	$  96,110		2	.32%	16,686	.6	$  84,928	2	.06%	14,781	.8	$55,540		1	.51%
Noninterest-bearing liabilities:
Noninterest-bearing deposits	3,184	.8					3,253	.8				3,185	.7
Other liabilities	257	.5					367	.8				305	.3
Total noninterest-bearing liabilities	3,442	.3					3,621	.6				3,491	.0
Total shareholders' equity	2,031	.1					1,970	.3				1,820	.8
Total liabilities and shareholders' equity	$ 22,084	.1					$ 22,278	.5				$ 20,093	.6
Net interest income/margin			$ 201,443		3	.91%			$ 200,114	3	.91%			$ 186,013		4	.00%

FINANCIAL INFORMATION (Cont.)
(Unaudited)
AVERAGE BALANCES, INTEREST AND RATES (Average balances $ in millions, taxable-equivalent interest $ in thousands)					SIX		MONTHS	ENDED
		Ju	ne   30,	2005				June		30,	2004
	Average							Average
	Balance		Interest		Rate			Balance		Interest		Rate
Assets
Interest-earning assets:
Loans	$       15,795	.0	$479,926		6.12	%		$     13,624	.3	$383,682		5.66	%
Securities	4,458	.7	96,242		4.32			4,017	.6	81,941		4.08
Short-term investments	326	.1	4,241		2.62			203	.7	1,305		1.29
Mortgage loans held for sale	75	.4	2,186		5.80			156	.6	4,092		5.22
Total interest-earning assets	20,655	.2	$582,595		5.68	%		18,002	.2	$471,020		5.25	%
Reserve for loan losses	(228	.3)						(221	.1)
Noninterest-earning assets	1,753	.9						1,538	.6
Total assets	$       22,180	.8						$     19,319	.7
Liabilities and shareholders' equity
Interest-bearing liabilities:
NOW/Money market/Savings accounts	$        7,842	.8	$ 53,889		1.39	%		$      7,072	.2	$  26,021		0.74	%
Other consumer time deposits	3,363	.7	45,521		2.73			2,426	.6	30,914		2.56
Public fund certificates of deposit
of $100,000 or more	983	.5	13,219		2.71			816	.0	4,813		1.19
Certificates of deposit of $100,000 or more	1,232	.4	19,093		3.12			994	.8	13,886		2.81
Foreign time deposits	812	.7	9,449		2.34			645	.7	2,736		0.85
Total interest-bearing deposits	14,235	.1	141,171		2.00			11,955	.3	78,370		1.32
Short-term borrowings	589	.8	6,575		2.25			878	.9	3,526		0.81
Debt	1,823	.5	33,292		3.63			1,342	.8	23,080		3.40
Total interest-bearing liabilities	16,648	.4	$181,038		2.19	%		14,177	.0	$104,976		1.48	%
Noninterest-bearing liabilities:
Noninterest-bearing deposits	3,219	.1						3,051	.9
Other liabilities	312	.5						279	.6
Total noninterest-bearing liabilities	3,531	.6						3,331	.5
Total shareholders' equity	2,000	.8						1,811	.2
Total liabilities and shareholders' equity	$       22,180	.8						$     19,319	.7
Net interest income/margin			$401,557		3.91	%				$366,044		4.09	%

FINANCIAL INFORMATION (Cont.)
(Unaudited)
MORTGAGE BANKING
($ in thousands)	2Q 2005		1Q 2005		4Q 2004		3Q 2004		2Q 2004
Mortgage loan servicing fees	$    251		$ 1,097		$ 3,551		$ 8,671		$   8,227
Mortgage loan origination fees	1,187		966		1,059		1,146		1,387
Gains on sales of mortgage loans	3,606		2,901		2,492		3,159		4,069
Loss on sale of mortgage servicing rights	--		(212	)	(926	)	(982	)	--
Amortization of mortgage servicing rights	(121	)	(121	)	(123	)	(6,293	)	(7,443	)
Reversal of temporary impairment of
mortgage servicing rights	--		--		--		--		24,000
Mortgage banking	$ 4,923		$ 4,631		$ 6,053		$ 5,701		$ 30,240
MERGER EXPENSE DETAIL*
($ in thousands)
	2Q 2005		1Q 2005		4Q 2004		3Q 2004		2Q 2004
Salaries and benefits	$      --		$      --		$    245		$    662		$   1,034
Occupancy and equipment	--		--		--		5		450
Data processing	--		--		34		178		374
Advertising and promotional expense	159		179		33		636		632
Stationery and supplies, postage
and telecommunications	280		--		6		170		128
Other operating expense	1,431		5,022	**	420		672		562
Total merger costs	$ 1,870		$ 5,201		$    738		$ 2,323		$   3,180
* Includes merger expenses related to the pending acquisition of Hibernia Corporation by Capital One Financial Corporation and merger expenses related to the acquisition of Coastal Bancorp Inc. in May 2004. ** Includes $5.0 million of investment banking fees associated with the pending acquisition of Hibernia Corporation by Capital One Financial Corporation.