X0202 4 2004-07-30 0 0000047288 HIBERNIA CORP HIB 0001226714 GASSAN MARSHA M SEVP & CHIEF FINANCIAL OFFICER HIBERNIA NATIONAL BANK, P. O. BOX 61540 NEW ORLEANS LA 70161 0 1 0 0 SEVP and CFO Common Stock 2004-07-30 4 M 0 10000 6.9375 A 56618.3825 D Common Stock 2004-07-30 4 F 0 2267 25.31 D 54351.3825 D Common Stock 2004-07-30 4 S 0 5500 25.22 D 48851.3825 D Common Stock 10 I by Daughter Common Stock 3205.7809 I by ESOP Common Stock 15129.0612 I by Ret Security Plan Common Stock 10 I by Son Common Stock 1345 I by Spouse Non-Qualified Stock Option (right to buy) 6.9375 2004-07-30 4 M 0 10000 6.9375 D 2005-01-23 Common Stock 10000 0 D Non-Qualified Stock Option (right to buy) 9.9063 2010-01-25 Common Stock 52200 52200 D Non-Qualified Stock Option (right to buy) 10.1875 2006-03-18 Common Stock 20000 20000 D Non-Qualified Stock Option (right to buy) 10.4375 2006-05-21 Common Stock 5000 5000 D Non-Qualified Stock Option (right to buy) 13.4375 2007-01-27 Common Stock 42500 42500 D Non-Qualified Stock Option (right to buy) 13.47 2011-01-23 Common Stock 55000 55000 D Non-Qualified Stock Option (right to buy) 16.0938 2009-01-26 Common Stock 50000 50000 D Non-Qualified Stock Option (right to buy) 17.955 2012-01-28 Common Stock 50000 50000 D Non-Qualified Stock Option (right to buy) 18.2813 2008-01-27 Common Stock 50000 50000 D Non-Qualified Stock Option (right to buy) 18.525 2013-01-27 Common Stock 45000 45000 D Non-Qualified Stock Option (right to buy) 23.23 2014-01-26 Common Stock 45000 45000 D Phantom Stock Common Stock 1706.3562 1706.3562 D Shares held by daughter, Virginia B. Gassan. Represents number of shares beneficially owned as of December 31, 2003, based on information from the plan record keeper. Represents number of shares beneficially owned as of July 19, 2004, based on information from the plan record keeper. Shares held by son, Matthew C. Gassan. This option becomes exercisable as to 10,000 shares on January 23, 1997, an additional 5,000 shares on January 23, 1998 and the remaining 5,000 shares on January 23, 1999, except that, in the event of change of control of Hibernia Corporation, the option will be exercisable immediately as to all shares. This option becomes exercisable as to 26,100 shares on January 25, 2002, an additional 13,050 shares on January 25, 2003 and the remaining 13,050 shares on January 25, 2004, except that, in the event of a change of control of Hibernia Corporation, the option will be exercisable immediately as to all shares. This option becomes exercisable as to 10,000 shares on March 18, 1998, an additional 5,000 shares on March 18, 1999 and the remaining 5,000 shares on March 18, 2000, except that, in the event of a change of control of Hibernia Corporation, the option will be exercisable immediately as to all shares. This option becomes exercisable as to 2,500 shares on May 21, 1998, an additional 1,250 shares on May 21, 1999 and the remaining 1,250 shares on May 21, 2000, except that, in the event of change of control of Hibernia Corporation, the option will be exercisable immediately as to all shares. This option becomes exercisable as to 21,250 on January 27, 1999, an additional 10,625 shares on January 27, 2000 and the remaining 10,625 shares on January 27, 2001, except that, in the event of a change of control of Hibernia Corporation, the option will be exercisable immediately as to all shares. This option becomes exercisable as to 27,500 shares on January 23, 2003, an additional 13,750 shares on January 23, 2004 and the remaining 13,750 shares on January 23, 2005, except that, in the event of a change of control of Hibernia Corporation, the option will be exercisable immediately as to all shares. This option becomes exercisable as to 25,000 shares on January 26, 2001, an additional 12,500 shares on January 26, 2002 and the remaining 12,500 shares on January 26, 2003, except that, in the event of a change of control of Hibernia Corporation, the option will be exercisable immediately as to all shares. This option becomes exercisable as to 25,000 shares on January 28, 2004, an additional 12,500 shares on January 28, 2005 and the remaining 12,500 shares on January 28, 2006, except that, in the event of a change of control of Hibernia Corporation, the option will be exercisable immediately as to all shares. This option becomes exercisable as to 25,000 shares on January 27, 2000, an additional 12,500 shares on January 27, 2001 and the remaining 12,500 shares on January 27, 2002, except that, in the event of a change of control of Hibernia Corporation, the option will be exercisable immediately as to all shares. This option becomes exercisable as to 22,500 shares on January 27, 2005, an additional 11,250 shares on January 27, 2006, and the remaining 11,250 shares on January 27, 2007, except that, in the event of a change of control of Hibernia Corporation, the option will be exercisable immediately as to all shares. This option becomes exercisable as to 22,500 shares on January 26, 2006, an additional 11,250 shares on January 26, 2007 and the remaining 11,500 shares on January 26, 2008, except that, in the event of a change of control of Hibernia Corporation, the option will be exercisable immediately as to all shares. 1 for 1 The units (which were allocated under a nonqualified deferred compensation plan) are to be settled in cash pursuant to the reporting person's payment election. Units are generally payable after termination of employment in the form of a single sum payment or installments over a period of not more than 20 years. By: /s/ Cathy E. Chessin For: Marsha M. Gassan 2004-08-02