XML 81 R69.htm IDEA: XBRL DOCUMENT v3.23.3
Bank segment - Credit Risk Profile - Payment Activity and Assigned Grades (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2023
Sep. 30, 2022
Sep. 30, 2023
Sep. 30, 2022
Dec. 31, 2022
Credit risk profile by internally assigned grade for loans          
Current year $ 470,984   $ 470,984   $ 1,296,473
One year before current year 1,222,693   1,222,693   1,220,751
Two years before current year 1,148,475   1,148,475   808,953
Three years before current year 757,370   757,370   296,592
Four years before current year 247,641   247,641   164,815
Prior 1,140,981   1,140,981   1,077,705
Revolving 1,163,634   1,163,634   1,077,634
Converted to term loans 69,324   69,324   62,098
Total 6,221,102   6,221,102   6,005,021
Gross charge-offs 2,792 $ 1,646 9,417 $ 4,721  
30-59 days past due          
Credit risk profile by internally assigned grade for loans          
Total 7,326   7,326   5,959
60-89 days past due          
Credit risk profile by internally assigned grade for loans          
Total 3,347   3,347   2,343
Greater than 89 days past due          
Credit risk profile by internally assigned grade for loans          
Total 4,285   4,285   5,624
Real estate          
Credit risk profile by internally assigned grade for loans          
Total 5,205,698   5,205,698   4,970,621
Real estate | Residential 1-4 family          
Credit risk profile by internally assigned grade for loans          
Current year 199,880   199,880   432,707
One year before current year 414,053   414,053   755,056
Two years before current year 741,401   741,401   423,723
Three years before current year 405,819   405,819   113,096
Four years before current year 107,566   107,566   53,117
Prior 697,581   697,581   701,938
Revolving 0   0   0
Converted to term loans 0   0   0
Total 2,566,300   2,566,300   2,479,637
Charge offs current year     0    
Charge offs one year prior of origination year     0    
Charge offs two years prior of origination year     0    
Charge offs three years prior of origination year     0    
Charge offs four years prior of origination year     0    
Charge offs more than five years prior of origination year     990    
Charge offs revolving loans     0    
Charge offs converted to term loans     0    
Gross charge-offs 0 0 990 0  
Real estate | Residential 1-4 family | Current          
Credit risk profile by internally assigned grade for loans          
Current year 199,880   199,880   432,707
One year before current year 414,053   414,053   755,056
Two years before current year 741,401   741,401   423,455
Three years before current year 405,552   405,552   113,096
Four years before current year 107,566   107,566   51,860
Prior 692,167   692,167   698,354
Revolving 0   0   0
Converted to term loans 0   0   0
Total 2,560,619   2,560,619   2,474,528
Real estate | Residential 1-4 family | 30-59 days past due          
Credit risk profile by internally assigned grade for loans          
Current year 0   0   0
One year before current year 0   0   0
Two years before current year 0   0   0
Three years before current year 267   267   0
Four years before current year 0   0   448
Prior 2,654   2,654   1,098
Revolving 0   0   0
Converted to term loans 0   0   0
Total 2,921   2,921   1,546
Real estate | Residential 1-4 family | 60-89 days past due          
Credit risk profile by internally assigned grade for loans          
Current year 0   0   0
One year before current year 0   0   0
Two years before current year 0   0   268
Three years before current year 0   0   0
Four years before current year 0   0   0
Prior 973   973   90
Revolving 0   0   0
Converted to term loans 0   0   0
Total 973   973   358
Real estate | Residential 1-4 family | Greater than 89 days past due          
Credit risk profile by internally assigned grade for loans          
Current year 0   0   0
One year before current year 0   0   0
Two years before current year 0   0   0
Three years before current year 0   0   0
Four years before current year 0   0   809
Prior 1,787   1,787   2,396
Revolving 0   0   0
Converted to term loans 0   0   0
Total 1,787   1,787   3,205
Real estate | Home equity line of credit          
Credit risk profile by internally assigned grade for loans          
Current year 0   0   0
One year before current year 0   0   0
Two years before current year 0   0   0
Three years before current year 0   0   0
Four years before current year 0   0   0
Prior 0   0   0
Revolving 977,337   977,337   961,030
Converted to term loans 55,412   55,412   41,875
Total 1,032,749   1,032,749   1,002,905
Charge offs current year     0    
Charge offs one year prior of origination year     0    
Charge offs two years prior of origination year     0    
Charge offs three years prior of origination year     0    
Charge offs four years prior of origination year     0    
Charge offs more than five years prior of origination year     0    
Charge offs revolving loans     77    
Charge offs converted to term loans     283    
Gross charge-offs 0 0 360 0  
Real estate | Home equity line of credit | Current          
Credit risk profile by internally assigned grade for loans          
Current year 0   0   0
One year before current year 0   0   0
Two years before current year 0   0   0
Three years before current year 0   0   0
Four years before current year 0   0   0
Prior 0   0   0
Revolving 976,029   976,029   959,131
Converted to term loans 54,579   54,579   40,814
Total 1,030,608   1,030,608   999,945
Real estate | Home equity line of credit | 30-59 days past due          
Credit risk profile by internally assigned grade for loans          
Current year 0   0   0
One year before current year 0   0   0
Two years before current year 0   0   0
Three years before current year 0   0   0
Four years before current year 0   0   0
Prior 0   0   0
Revolving 463   463   1,103
Converted to term loans 246   246   209
Total 709   709   1,312
Real estate | Home equity line of credit | 60-89 days past due          
Credit risk profile by internally assigned grade for loans          
Current year 0   0   0
One year before current year 0   0   0
Two years before current year 0   0   0
Three years before current year 0   0   0
Four years before current year 0   0   0
Prior 0   0   0
Revolving 350   350   209
Converted to term loans 321   321   226
Total 671   671   435
Real estate | Home equity line of credit | Greater than 89 days past due          
Credit risk profile by internally assigned grade for loans          
Current year 0   0   0
One year before current year 0   0   0
Two years before current year 0   0   0
Three years before current year 0   0   0
Four years before current year 0   0   0
Prior 0   0   0
Revolving 495   495   587
Converted to term loans 266   266   626
Total 761   761   1,213
Real estate | Residential land          
Credit risk profile by internally assigned grade for loans          
Current year 3,077   3,077   5,245
One year before current year 5,118   5,118   9,010
Two years before current year 7,549   7,549   5,222
Three years before current year 3,518   3,518   203
Four years before current year 0   0   522
Prior 983   983   477
Revolving 0   0   0
Converted to term loans 0   0   0
Total 20,245   20,245   20,679
Charge offs current year     0    
Charge offs one year prior of origination year     0    
Charge offs two years prior of origination year     0    
Charge offs three years prior of origination year     0    
Charge offs four years prior of origination year     0    
Charge offs more than five years prior of origination year     0    
Charge offs revolving loans     0    
Charge offs converted to term loans     0    
Gross charge-offs 0 0 0 0  
Real estate | Residential land | Current          
Credit risk profile by internally assigned grade for loans          
Current year 3,077   3,077   5,245
One year before current year 5,118   5,118   9,010
Two years before current year 7,549   7,549   5,222
Three years before current year 3,518   3,518   203
Four years before current year 0   0   522
Prior 983   983   477
Revolving 0   0   0
Converted to term loans 0   0   0
Total 20,245   20,245   20,679
Real estate | Residential land | 30-59 days past due          
Credit risk profile by internally assigned grade for loans          
Current year 0   0   0
One year before current year 0   0   0
Two years before current year 0   0   0
Three years before current year 0   0   0
Four years before current year 0   0   0
Prior 0   0   0
Revolving 0   0   0
Converted to term loans 0   0   0
Total 0   0   0
Real estate | Residential land | 60-89 days past due          
Credit risk profile by internally assigned grade for loans          
Current year 0   0   0
One year before current year 0   0   0
Two years before current year 0   0   0
Three years before current year 0   0   0
Four years before current year 0   0   0
Prior 0   0   0
Revolving 0   0   0
Converted to term loans 0   0   0
Total 0   0   0
Real estate | Residential land | Greater than 89 days past due          
Credit risk profile by internally assigned grade for loans          
Current year 0   0   0
One year before current year 0   0   0
Two years before current year 0   0   0
Three years before current year 0   0   0
Four years before current year 0   0   0
Prior 0   0   0
Revolving 0   0   0
Converted to term loans 0   0   0
Total 0   0   0
Real estate | Residential construction          
Credit risk profile by internally assigned grade for loans          
Current year 2,780   2,780   7,986
One year before current year 11,019   11,019   11,624
Two years before current year 3,496   3,496   1,178
Three years before current year 0   0   0
Four years before current year 0   0   0
Prior 0   0   0
Revolving 0   0   0
Converted to term loans 0   0   0
Total 17,295   17,295   20,788
Charge offs current year     0    
Charge offs one year prior of origination year     0    
Charge offs two years prior of origination year     0    
Charge offs three years prior of origination year     0    
Charge offs four years prior of origination year     0    
Charge offs more than five years prior of origination year     0    
Charge offs revolving loans     0    
Charge offs converted to term loans     0    
Gross charge-offs 0 0 0 0  
Real estate | Residential construction | Current          
Credit risk profile by internally assigned grade for loans          
Current year 2,780   2,780   7,986
One year before current year 11,019   11,019   11,624
Two years before current year 3,496   3,496   1,178
Three years before current year 0   0   0
Four years before current year 0   0   0
Prior 0   0   0
Revolving 0   0   0
Converted to term loans 0   0   0
Total 17,295   17,295   20,788
Real estate | Residential construction | 30-59 days past due          
Credit risk profile by internally assigned grade for loans          
Current year 0   0   0
One year before current year 0   0   0
Two years before current year 0   0   0
Three years before current year 0   0   0
Four years before current year 0   0   0
Prior 0   0   0
Revolving 0   0   0
Converted to term loans 0   0   0
Total 0   0   0
Real estate | Residential construction | 60-89 days past due          
Credit risk profile by internally assigned grade for loans          
Current year 0   0   0
One year before current year 0   0   0
Two years before current year 0   0   0
Three years before current year 0   0   0
Four years before current year 0   0   0
Prior 0   0   0
Revolving 0   0   0
Converted to term loans 0   0   0
Total 0   0   0
Real estate | Residential construction | Greater than 89 days past due          
Credit risk profile by internally assigned grade for loans          
Current year 0   0   0
One year before current year 0   0   0
Two years before current year 0   0   0
Three years before current year 0   0   0
Four years before current year 0   0   0
Prior 0   0   0
Revolving 0   0   0
Converted to term loans 0   0   0
Total 0   0   0
Real estate | Commercial real estate          
Credit risk profile by internally assigned grade for loans          
Current year 86,673   86,673   390,206
One year before current year 390,352   390,352   188,380
Two years before current year 189,888   189,888   287,432
Three years before current year 269,189   269,189   103,322
Four years before current year 91,612   91,612   63,084
Prior 357,374   357,374   317,464
Revolving 15,482   15,482   8,235
Converted to term loans 0   0   0
Total 1,400,570   1,400,570   1,358,123
Charge offs current year     0    
Charge offs one year prior of origination year     0    
Charge offs two years prior of origination year     0    
Charge offs three years prior of origination year     0    
Charge offs four years prior of origination year     0    
Charge offs more than five years prior of origination year     0    
Charge offs revolving loans     0    
Charge offs converted to term loans     0    
Gross charge-offs 0 0 0 0  
Real estate | Commercial real estate | Pass          
Credit risk profile by internally assigned grade for loans          
Current year 81,287   81,287   390,206
One year before current year 390,352   390,352   177,130
Two years before current year 177,125   177,125   283,321
Three years before current year 265,808   265,808   51,542
Four years before current year 66,112   66,112   63,084
Prior 329,235   329,235   278,280
Revolving 15,482   15,482   8,235
Converted to term loans 0   0   0
Total 1,325,401   1,325,401   1,251,798
Real estate | Commercial real estate | Special Mention          
Credit risk profile by internally assigned grade for loans          
Current year 0   0   0
One year before current year 0   0   11,250
Two years before current year 11,214   11,214   3,446
Three years before current year 3,381   3,381   40,423
Four years before current year 14,452   14,452   0
Prior 22,367   22,367   24,466
Revolving 0   0   0
Converted to term loans 0   0   0
Total 51,414   51,414   79,585
Real estate | Commercial real estate | Substandard          
Credit risk profile by internally assigned grade for loans          
Current year 5,386   5,386   0
One year before current year 0   0   0
Two years before current year 1,549   1,549   665
Three years before current year 0   0   11,357
Four years before current year 11,048   11,048   0
Prior 5,772   5,772   14,718
Revolving 0   0   0
Converted to term loans 0   0   0
Total 23,755   23,755   26,740
Real estate | Commercial real estate | Doubtful          
Credit risk profile by internally assigned grade for loans          
Current year 0   0   0
One year before current year 0   0   0
Two years before current year 0   0   0
Three years before current year 0   0   0
Four years before current year 0   0   0
Prior 0   0   0
Revolving 0   0   0
Converted to term loans 0   0   0
Total 0   0   0
Real estate | Commercial real estate | 30-59 days past due          
Credit risk profile by internally assigned grade for loans          
Total 0   0   508
Real estate | Commercial real estate | 60-89 days past due          
Credit risk profile by internally assigned grade for loans          
Total 0   0   217
Real estate | Commercial real estate | Greater than 89 days past due          
Credit risk profile by internally assigned grade for loans          
Total 0   0   0
Real estate | Commercial construction          
Credit risk profile by internally assigned grade for loans          
Current year 10,643   10,643   15,094
One year before current year 21,440   21,440   47,478
Two years before current year 66,143   66,143   44
Three years before current year 356   356   0
Four years before current year 0   0   0
Prior 0   0   0
Revolving 69,957   69,957   25,873
Converted to term loans 0   0   0
Total 168,539   168,539   88,489
Charge offs current year     0    
Charge offs one year prior of origination year     0    
Charge offs two years prior of origination year     0    
Charge offs three years prior of origination year     0    
Charge offs four years prior of origination year     0    
Charge offs more than five years prior of origination year     0    
Charge offs revolving loans     0    
Charge offs converted to term loans     0    
Gross charge-offs 0 0 0 0  
Real estate | Commercial construction | Pass          
Credit risk profile by internally assigned grade for loans          
Current year 10,643   10,643   15,094
One year before current year 21,440   21,440   47,478
Two years before current year 66,143   66,143   44
Three years before current year 356   356   0
Four years before current year 0   0   0
Prior 0   0   0
Revolving 69,957   69,957   25,873
Converted to term loans 0   0   0
Total 168,539   168,539   88,489
Real estate | Commercial construction | Special Mention          
Credit risk profile by internally assigned grade for loans          
Current year 0   0   0
One year before current year 0   0   0
Two years before current year 0   0   0
Three years before current year 0   0   0
Four years before current year 0   0   0
Prior 0   0   0
Revolving 0   0   0
Converted to term loans 0   0   0
Total 0   0   0
Real estate | Commercial construction | Substandard          
Credit risk profile by internally assigned grade for loans          
Current year 0   0   0
One year before current year 0   0   0
Two years before current year 0   0   0
Three years before current year 0   0   0
Four years before current year 0   0   0
Prior 0   0   0
Revolving 0   0   0
Converted to term loans 0   0   0
Total 0   0   0
Real estate | Commercial construction | Doubtful          
Credit risk profile by internally assigned grade for loans          
Current year 0   0   0
One year before current year 0   0   0
Two years before current year 0   0   0
Three years before current year 0   0   0
Four years before current year 0   0   0
Prior 0   0   0
Revolving 0   0   0
Converted to term loans 0   0   0
Total 0   0   0
Real estate | Commercial construction | 30-59 days past due          
Credit risk profile by internally assigned grade for loans          
Total 0   0   0
Real estate | Commercial construction | 60-89 days past due          
Credit risk profile by internally assigned grade for loans          
Total 0   0   0
Real estate | Commercial construction | Greater than 89 days past due          
Credit risk profile by internally assigned grade for loans          
Total 0   0   0
Consumer          
Credit risk profile by internally assigned grade for loans          
Current year 83,841   83,841   202,061
One year before current year 168,293   168,293   21,885
Two years before current year 12,535   12,535   5,733
Three years before current year 2,505   2,505   8,132
Four years before current year 1,137   1,137   604
Prior 225   225   140
Revolving 10,574   10,574   10,956
Converted to term loans 3,836   3,836   5,198
Total 282,946   282,946   254,709
Charge offs current year     850    
Charge offs one year prior of origination year     4,637    
Charge offs two years prior of origination year     840    
Charge offs three years prior of origination year     163    
Charge offs four years prior of origination year     363    
Charge offs more than five years prior of origination year     39    
Charge offs revolving loans     279    
Charge offs converted to term loans     387    
Gross charge-offs 2,667 1,503 7,558 4,354  
Consumer | Current          
Credit risk profile by internally assigned grade for loans          
Current year 82,282   82,282   199,574
One year before current year 164,693   164,693   21,330
Two years before current year 12,203   12,203   5,543
Three years before current year 2,394   2,394   7,580
Four years before current year 1,010   1,010   527
Prior 222   222   140
Revolving 10,345   10,345   10,810
Converted to term loans 3,413   3,413   4,782
Total 276,562   276,562   250,286
Consumer | 30-59 days past due          
Credit risk profile by internally assigned grade for loans          
Current year 822   822   1,110
One year before current year 1,882   1,882   287
Two years before current year 122   122   65
Three years before current year 43   43   239
Four years before current year 49   49   30
Prior 1   1   0
Revolving 46   46   81
Converted to term loans 156   156   167
Total 3,121   3,121   1,979
Consumer | 60-89 days past due          
Credit risk profile by internally assigned grade for loans          
Current year 362   362   756
One year before current year 933   933   163
Two years before current year 108   108   88
Three years before current year 35   35   137
Four years before current year 52   52   19
Prior 0   0   0
Revolving 32   32   45
Converted to term loans 81   81   107
Total 1,603   1,603   1,315
Consumer | Greater than 89 days past due          
Credit risk profile by internally assigned grade for loans          
Current year 375   375   621
One year before current year 785   785   105
Two years before current year 102   102   37
Three years before current year 33   33   176
Four years before current year 26   26   28
Prior 2   2   0
Revolving 151   151   20
Converted to term loans 186   186   142
Total 1,660   1,660   1,129
Commercial          
Credit risk profile by internally assigned grade for loans          
Current year 84,090   84,090   243,174
One year before current year 212,418   212,418   187,318
Two years before current year 127,463   127,463   85,621
Three years before current year 75,983   75,983   71,839
Four years before current year 47,326   47,326   47,488
Prior 84,818   84,818   57,686
Revolving 90,284   90,284   71,540
Converted to term loans 10,076   10,076   15,025
Total 732,458   732,458   779,691
Charge offs current year     0    
Charge offs one year prior of origination year     0    
Charge offs two years prior of origination year     51    
Charge offs three years prior of origination year     0    
Charge offs four years prior of origination year     0    
Charge offs more than five years prior of origination year     0    
Charge offs revolving loans     177    
Charge offs converted to term loans     281    
Gross charge-offs 125 $ 143 509 $ 367  
Commercial | Pass          
Credit risk profile by internally assigned grade for loans          
Current year 82,145   82,145   239,852
One year before current year 209,364   209,364   185,013
Two years before current year 124,453   124,453   85,220
Three years before current year 75,753   75,753   68,161
Four years before current year 46,291   46,291   46,142
Prior 81,409   81,409   53,192
Revolving 81,627   81,627   60,871
Converted to term loans 9,560   9,560   13,964
Total 710,602   710,602   752,415
Commercial | Special Mention          
Credit risk profile by internally assigned grade for loans          
Current year 1,945   1,945   0
One year before current year 0   0   0
Two years before current year 970   970   0
Three years before current year 0   0   2,374
Four years before current year 272   272   0
Prior 0   0   645
Revolving 7,151   7,151   9,005
Converted to term loans 0   0   8
Total 10,338   10,338   12,032
Commercial | Substandard          
Credit risk profile by internally assigned grade for loans          
Current year 0   0   3,322
One year before current year 3,054   3,054   2,305
Two years before current year 2,040   2,040   401
Three years before current year 230   230   1,304
Four years before current year 763   763   1,346
Prior 3,409   3,409   3,849
Revolving 1,506   1,506   1,664
Converted to term loans 516   516   1,053
Total 11,518   11,518   15,244
Commercial | Doubtful          
Credit risk profile by internally assigned grade for loans          
Current year 0   0   0
One year before current year 0   0   0
Two years before current year 0   0   0
Three years before current year 0   0   0
Four years before current year 0   0   0
Prior 0   0   0
Revolving 0   0   0
Converted to term loans 0   0   0
Total 0   0   0
Commercial | 30-59 days past due          
Credit risk profile by internally assigned grade for loans          
Total 575   575   614
Commercial | 60-89 days past due          
Credit risk profile by internally assigned grade for loans          
Total 100   100   18
Commercial | Greater than 89 days past due          
Credit risk profile by internally assigned grade for loans          
Total $ 77   $ 77   $ 77