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Loans and Leases and the Allowance for Credit Losses
 6 Months Ended
Jun. 30, 2025
Loans And Leases And Allowance For Loan And Lease Losses [Abstract]  
Loans and Leases and the Allowance for Credit Losses Loans and Leases and the Allowance for Credit Losses
Loans and Leases
The Company’s loan and lease portfolio was comprised of the following as of June 30, 2025 and December 31, 2024:
(dollars in thousands)June 30, 2025December 31, 2024
Commercial
Commercial Mortgage$4,038,956 $4,020,622 
Commercial and Industrial1,597,560 1,705,133 
Construction374,768 308,898 
Lease Financing92,842 90,756 
Total Commercial6,104,126 6,125,409 
Consumer
Residential Mortgage4,637,014 4,628,283 
Home Equity2,139,025 2,165,514 
Automobile715,688 764,146 
Other406,325 392,628 
Total Consumer7,898,052 7,950,571 
Total Loans and Leases$14,002,178 $14,075,980 

The majority of the Company’s lending activity is with customers located within the State of Hawai‘i. A substantial portion of the Company’s real estate loans are secured by real estate located within the State of Hawai‘i.
The Company elected to exclude AIR from the amortized cost basis of loans and leases disclosed throughout this footnote. As of June 30, 2025 and December 31, 2024, AIR for loans totaled $48.2 million and $48.4 million, respectively.
Allowance for Credit Losses (the “Allowance”)
The following presents by portfolio segment, the activity in the Allowance for the three and six months ended June 30, 2025 and 2024.
(dollars in thousands)CommercialConsumerTotal
Three Months Ended June 30, 2025
Allowance for Credit Losses:
Balance at Beginning of Period$80,628 $67,079 $147,707 
Loans and Leases Charged-Off(206)(3,805)(4,011)
Recoveries on Loans and Leases Previously Charged-Off78 1,315 1,393 
Net Loans and Leases Charged-Off(128)(2,490)(2,618)
Provision for Credit Losses(1,598)5,052 3,454 
Balance at End of Period$78,902 $69,641 $148,543 
Six Months Ended June 30, 2025
Allowance for Credit Losses:
Balance at Beginning of Period$83,900 $64,628 $148,528 
Loans and Leases Charged-Off(1,605)(8,115)(9,720)
Recoveries on Loans and Leases Previously Charged-Off155 2,544 2,699 
Net Loans and Leases Charged-Off(1,450)(5,571)(7,021)
Provision for Credit Losses(3,548)10,584 7,036 
Balance at End of Period$78,902 $69,641 $148,543 
Three Months Ended June 30, 2024
Allowance for Credit Losses:
Balance at Beginning of Period$75,087 $72,577 $147,664 
Loans and Leases Charged-Off(875)(3,955)(4,830)
Recoveries on Loans and Leases Previously Charged-Off263 1,174 1,437 
Net Loans and Leases Charged-Off(612)(2,781)(3,393)
Provision for Credit Losses5,610 (2,404)3,206 
Balance at End of Period$80,085 $67,392 $147,477 
Six Months Ended June 30, 2024
Allowance for Credit Losses:
Balance at Beginning of Period$74,074 $72,329 $146,403 
Loans and Leases Charged-Off(1,235)(7,350)(8,585)
Recoveries on Loans and Leases Previously Charged-Off379 2,532 2,911 
Net Loans and Leases Charged-Off(856)(4,818)(5,674)
Provision for Credit Losses6,867 (119)6,748 
Balance at End of Period$80,085 $67,392 $147,477 
Credit Quality Indicators
The Company uses several credit quality indicators to manage credit risk in an ongoing manner. The Company uses an internal credit risk rating system that categorizes loans and leases into pass, special mention, or classified categories. Credit risk ratings are applied individually to those classes of loans and leases that have significant or unique credit characteristics that benefit from a case-by-case evaluation. These are typically loans and leases to businesses or individuals in the classes which comprise the commercial portfolio segment. Groups of loans and leases that are underwritten and structured using standardized criteria and characteristics are typically monitored and risk-rated collectively. These are typically loans and leases to individuals in the classes which comprise the consumer portfolio segment.
The following are the definitions of the Company’s credit quality indicators:
Pass:
Loans and leases in all classes within the commercial and consumer portfolio segments that are not adversely rated, are generally contractually current as to principal and interest, and are otherwise in compliance with the contractual terms of the loan or lease agreement. Residential mortgage loans that are past due 90 days or more as to principal or interest may be considered Pass if the current loan-to-value ratio is 60% or less. Home equity loans that are past due 90 days or more as to principal or interest may be considered Pass if: a) the home equity loan is in first lien position and the current loan-to-value ratio is 60% or less; or b) the first mortgage is with the Company and the current combined loan-to-value ratio is 60% or less.
Special Mention:Loans and leases in the classes within the commercial portfolio segment that have potential weaknesses that warrant management’s close attention. If not addressed, these potential weaknesses may result in deterioration of the repayment prospects for the loan or lease. The Special Mention credit quality indicator is not used for the consumer portfolio segment.
Classified:
Loans and leases in the classes within the commercial portfolio segment that have a well-defined weakness or weaknesses and are inadequately protected by the sound worth and paying capacity of the borrower or applicable collateral, if any. Classified loans and leases are also those in the classes within the consumer portfolio segment that are past due 90 days or more as to principal or interest (excluding residential mortgage and home equity loans which meet the criteria for being considered Pass).
For Pass rated credits in the commercial portfolio, most risk ratings are certified at a minimum annually. For Special Mention or Classified credits in the commercial portfolio, risk ratings are reviewed for appropriateness on an ongoing basis, monthly, or at a minimum, quarterly. The following presents by credit quality indicator, loan class, and year of origination, the amortized cost basis of the Company’s loans and leases as of June 30, 2025.
Term Loans by Origination Year
(dollars in thousands)
20251
2024202320222021PriorRevolving LoansRevolving Loans Converted to Term LoansTotal Loans and Leases
June 30, 2025
Commercial
Commercial Mortgage
Pass$311,692 $308,025 $690,377 $944,637 $575,409 $974,842 $37,965 $— $3,842,947 
Special Mention83,617 — — 1,890 — 1,845 — — 87,352 
Classified— 35,634 13,645 26,973 3,073 29,332 — — 108,657 
Total Commercial Mortgage$395,309 $343,659 $704,022 $973,500 $578,482 $1,006,019 $37,965 $— $4,038,956 
Gross Charge-Offs— — — — — — — — — 
Commercial and Industrial
Pass$93,593 $327,519 $267,249 $214,822 $139,078 $144,580 $334,342 $290 $1,521,473 
Special Mention— 413 — — — 24 36,338 — 36,775 
Classified5,275 588 14,889 2,228 2,328 5,087 8,915 2 39,312 
Total Commercial and Industrial$98,868 $328,520 $282,138 $217,050 $141,406 $149,691 $379,595 $292 $1,597,560 
Gross Charge-Offs165 139 — — — 1,301 — — 1,605 
Construction
Pass$24,822 $115,965 $152,293 $67,613 $2,361 $— $8,935 $— $371,989 
Classified1,483 — — 1,296 — — — — 2,779 
Total Construction$26,305 $115,965 $152,293 $68,909 $2,361 $— $8,935 $— $374,768 
Gross Charge-Offs— — — — — — — — — 
Lease Financing
Pass$12,443 $47,466 $7,229 $7,497 $7,306 $9,990 $— $— $91,931 
Classified— — 433 29 65 384 — — 911 
Total Lease Financing$12,443 $47,466 $7,662 $7,526 $7,371 $10,374 $— $— $92,842 
Gross Charge-Offs— — — — — — — — — 
Total Commercial$532,925 $835,610 $1,146,115 $1,266,985 $729,620 $1,166,084 $426,495 $292 $6,104,126 
Total Commercial Gross Charge-Offs165 139 — — — 1,301 — — 1,605 
Consumer
Residential Mortgage
Pass$186,182 $254,063 $254,373 $731,407 $1,151,789 $2,052,578 $— $— $4,630,392 
Classified— — 972 1,828 — 3,822 — — 6,622 
Total Residential Mortgage$186,182 $254,063 $255,345 $733,235 $1,151,789 $2,056,400 $— $— $4,637,014 
Gross Charge-Offs— — — — — — — — — 
Home Equity
Pass$— $— $— $— $— $39 $2,073,815 $60,741 $2,134,595 
Classified— — — — — — 3,740 690 4,430 
Total Home Equity$— $— $— $— $— $39 $2,077,555 $61,431 $2,139,025 
Gross Charge-Offs— — — — — — 129 101 230 
Automobile
Pass$97,287 $184,432 $155,827 $168,824 $70,731 $37,906 $— $— $715,007 
Classified40 270 139 152 23 57 — — 681 
Total Automobile$97,327 $184,702 $155,966 $168,976 $70,754 $37,963 $— $— $715,688 
Gross Charge-Offs12 575 1,010 728 212 467 — — 3,004 
Other
Pass$85,413 $115,458 $62,036 $74,522 $37,821 $29,852 $594 $— $405,696 
Classified2 180 94 182 99 72 — — 629 
Total Other$85,415 $115,638 $62,130 $74,704 $37,920 $29,924 $594 $— $406,325 
Gross Charge-Offs332 992 1,099 1,242 734 482 — — 4,881 
Total Consumer$368,924 $554,403 $473,441 $976,915 $1,260,463 $2,124,326 $2,078,149 $61,431 $7,898,052 
Total Consumer Gross Charge-Offs344 1,567 2,109 1,970 946 949 129 101 8,115 
Total Loans and Leases$901,849 $1,390,013 $1,619,556 $2,243,900 $1,990,083 $3,290,410 $2,504,644 $61,723 $14,002,178 
Total Gross Charge-Offs509 1,706 2,109 1,970 946 2,250 129 101 9,720 
1.Loans reported as Special Mention and Classified in the 2025 column represent amendment of loans that originated in an earlier period.
During the six months ended June 30, 2025, $7.5 million of revolving loans were converted to term loans.
The following presents by credit quality indicator, loan class, and year of origination, the amortized cost basis of the Company’s loans and leases as of December 31, 2024.
Term Loans by Origination Year
(dollars in thousands)
20241
2023202220212020PriorRevolving LoansRevolving Loans Converted to Term LoansTotal Loans and Leases
December 31, 2024
Commercial
Commercial Mortgage
Pass$401,415 $687,580 $1,091,627 $596,386 $405,244 $600,386 $48,655 $— $3,831,293 
Special Mention— 47,773 1,918 3,348 2,911 15,148 — — 71,098 
Classified35,770 14,491 24,420 3,136 19,609 20,805 — — 118,231 
Total Commercial Mortgage$437,185 $749,844 $1,117,965 $602,870 $427,764 $636,339 $48,655 $— $4,020,622 
Gross Charge-Offs— — — — — — — — — 
Commercial and Industrial
Pass$356,831 $281,168 $236,802 $146,458 $135,158 $79,258 $375,135 $276 $1,611,086 
Special Mention467 — — — — — 38,587 — 39,054 
Classified325 15,614 3,483 4,831 6,590 6,427 17,716 7 54,993 
Total Commercial and Industrial$357,623 $296,782 $240,285 $151,289 $141,748 $85,685 $431,438 $283 $1,705,133 
Gross Charge-Offs362 282 — 1,438 128 399 — — 2,609 
Construction
Pass$89,334 $110,153 $87,006 $1,689 $1,279 $— $16,766 $— $306,227 
Special Mention— — 2,671 — — — — — 2,671 
Total Construction$89,334 $110,153 $89,677 $1,689 $1,279 $— $16,766 $— $308,898 
Gross Charge-Offs— — — — — — — — — 
Lease Financing
Pass$49,360 $8,174 $9,568 $9,751 $5,244 $7,602 $— $— $89,699 
Classified— 491 37 81 62 386 — — 1,057 
Total Lease Financing$49,360 $8,665 $9,605 $9,832 $5,306 $7,988 $— $— $90,756 
Gross Charge-Offs— — — — — — — — — 
Total Commercial$933,502 $1,165,444 $1,457,532 $765,680 $576,097 $730,012 $496,859 $283 $6,125,409 
Total Commercial Gross Charge-Offs362 282 — 1,438 128 399 — — 2,609 
Consumer
Residential Mortgage
Pass$268,330 $271,985 $751,920 $1,180,191 $919,280 $1,232,582 $— $— $4,624,288 
Classified— — 858 474 735 1,928 — — 3,995 
Total Residential Mortgage$268,330 $271,985 $752,778 $1,180,665 $920,015 $1,234,510 $— $— $4,628,283 
Gross Charge-Offs— — — 337 — 48 — — 385 
Home Equity
Pass$— $— $— $— $— $40 $2,105,833 $55,963 $2,161,836 
Classified— — — — — — 3,092 586 3,678 
Total Home Equity$— $— $— $— $— $40 $2,108,925 $56,549 $2,165,514 
Gross Charge-Offs— — — — — — 429 272 701 
Automobile
Pass$210,145 $187,136 $210,207 $94,492 $34,614 $26,777 $— $— $763,371 
Classified90 191 224 154 57 59 — — 775 
Total Automobile$210,235 $187,327 $210,431 $94,646 $34,671 $26,836 $— $— $764,146 
Gross Charge-Offs227 1,578 1,340 1,083 293 821 — — 5,342 
Other
Pass$133,093 $74,068 $96,376 $52,152 $5,149 $30,580 $533 $— $391,951 
Classified51 229 246 83 — 68 — — 677 
Total Other$133,144 $74,297 $96,622 $52,235 $5,149 $30,648 $533 $— $392,628 
Gross Charge-Offs1,431 2,151 2,901 1,869 326 1,421 — — 10,099 
Total Consumer$611,709 $533,609 $1,059,831 $1,327,546 $959,835 $1,292,034 $2,109,458 $56,549 $7,950,571 
Total Consumer Gross Charge-Offs1,658 3,729 4,241 3,289 619 2,290 429 272 16,527 
Total Loans and Leases$1,545,211 $1,699,053 $2,517,363 $2,093,226 $1,535,932 $2,022,046 $2,606,317 $56,832 $14,075,980 
Total Gross Charge-Offs2,020 4,011 4,241 4,727 747 2,689 429 272 19,136 
1.Loans reported as Special Mention and Classified in the 2024 column represent amendment of loans that originated in an earlier period.
During the year ended December 31, 2024, $12.7 million of revolving loans were converted to term loans.
Aging Analysis
Loans and leases are considered to be past due once becoming 30 days delinquent. For the consumer portfolio, this generally represents two missed monthly payments. The following presents by class, an aging analysis of the Company’s loan and lease portfolio as of June 30, 2025 and December 31, 2024.
(dollars in thousands)30 - 59 Days Past Due60 - 89 Days Past DuePast Due 90 Days or MoreNon-AccrualTotal Past Due and Non-AccrualCurrentTotal Loans and LeasesNon-Accrual Loans and Leases that are Current
As of June 30, 2025
Commercial
Commercial Mortgage$— $— $— $2,566 $2,566 $4,036,390 $4,038,956 $— 
Commercial and Industrial152 77 — 3,744 3,973 1,593,587 1,597,560 383 
Construction— — — — — 374,768 374,768 — 
Lease Financing— — — — — 92,842 92,842 — 
Total Commercial152 77 — 6,310 6,539 6,097,587 6,104,126 383 
Consumer
Residential Mortgage3,699 2,791 9,070 5,842 21,402 4,615,612 4,637,014 1,985 
Home Equity4,807 2,468 1,867 5,387 14,529 2,124,496 2,139,025 1,133 
Automobile15,062 1,361 680 — 17,103 698,585 715,688 — 
Other2,029 1,174 630 — 3,833 402,492 406,325 — 
Total Consumer25,597 7,794 12,247 11,229 56,867 7,841,185 7,898,052 3,118 
Total$25,749 $7,871 $12,247 $17,539 $63,406 $13,938,772 $14,002,178 $3,501 
As of December 31, 2024
Commercial
Commercial Mortgage$— $— $— $2,450 $2,450 $4,018,172 $4,020,622 $— 
Commercial and Industrial90 117 — 4,627 4,834 1,700,299 1,705,133 — 
Construction— — — — — 308,898 308,898 — 
Lease Financing— — — — — 90,756 90,756 — 
Total Commercial90 117 — 7,077 7,284 6,118,125 6,125,409 — 
Consumer
Residential Mortgage5,184 4,174 3,984 5,052 18,394 4,609,889 4,628,283 424 
Home Equity6,109 2,753 2,845 4,514 16,221 2,149,293 2,165,514 1,438 
Automobile16,443 1,661 776 — 18,880 745,266 764,146 — 
Other2,565 1,076 677 — 4,318 388,310 392,628 — 
Total Consumer30,301 9,664 8,282 9,566 57,813 7,892,758 7,950,571 1,862 
Total$30,391 $9,781 $8,282 $16,643 $65,097 $14,010,883 $14,075,980 $1,862 
Non-Accrual Loans and Leases
The following presents the non-accrual loans and leases as of June 30, 2025 and December 31, 2024.
June 30, 2025December 31, 2024
(dollars in thousands)Non-Accrual Loans with a Related ACLNon-Accrual Loans without a Related ACLTotal Non-Accrual LoansNon-Accrual Loans with a Related ACLNon-Accrual Loans without a Related ACLTotal Non-Accrual Loans
Commercial
Commercial Mortgage$— $2,566 $2,566 $— $2,450 $2,450 
Commercial and Industrial2,480 1,264 3,744 3,695 932 4,627 
Total Commercial2,480 3,830 6,310 3,695 3,382 7,077 
Consumer
Residential Mortgage5,842 — 5,842 5,052 — 5,052 
Home Equity5,387 — 5,387 4,514 — 4,514 
Total Consumer11,229 — 11,229 9,566 — 9,566 
Total$13,709 $3,830 $17,539 $13,261 $3,382 $16,643 
Payments received while on non-accrual status are normally applied against the principal balance of the loan or lease. Payments may be recognized as income if the full collection of principal and interest is reasonably assured.
Loan Modifications to Borrowers Experiencing Financial Difficulty
Modifications to borrowers experiencing financial difficulty may include interest rate reductions, principal or interest forgiveness, forbearances, term extensions, and other actions intended to minimize economic loss and to avoid foreclosure or repossession of collateral. The following illustrates the most common loan modifications by loan classes offered by the Company:
Loan ClassesModification Types
Commercial:
Term extension, interest rate reductions, other-than-insignificant payment delay, or combination thereof. These modifications extend the term of the loan, lower the payment amount, or result in an other-than-insignificant payment delay during a defined period for the purpose of providing borrowers additional time to return to compliance with the original loan term.
Residential Mortgage/
Home Equity:		Forbearance period greater than six months. These modifications require reduced or no payments during the forbearance period for the purpose of providing borrowers additional time to return to compliance with the original loan term.
Residential Mortgage/
Home Equity:
Term extension and rate adjustment. These modifications extend the term of the loan and provide for an adjustment to the interest rate, which reduces the monthly payment requirement.
Automobile/
Direct Installment:		Term extension greater than three months. These modifications extend the term of the loan, which reduces the monthly payment requirement.
The following table presents the amortized cost basis of loan modifications made to borrowers experiencing financial difficulty during three and six months ended June 30, 2025 and 2024.
(dollars in thousands)Term Extension
Payment Delay and Term Extension1
Term Extension and Interest Rate ReductionRate Reduction, Payment Delay, and Term ExtensionPayment DelayTotal% of Total Class of Loans and Leases
Three Months Ended June 30, 2025
Commercial
Commercial and Industrial$83 $— $— $— $— $83 0.01 %
Total Commercial83 — — — — 83 0.01 
Consumer
Residential Mortgage456 — — — — 456 0.01 
Automobile3,680 — — — — 3,680 0.51 
Other431 — — — — 431 0.11 
Total Consumer4,567 — — — — 4,567 0.06 
Total Loans and Leases$4,650 $— $— $— $— $4,650 0.03 %
Six Months Ended June 30, 2025
Commercial
Commercial Mortgage$— $— $— $2,159 $— $2,159 0.05 %
Commercial and Industrial83 — — — — 83 0.01 
Total Commercial83 — — 2,159 — 2,242 0.04 
Consumer
Residential Mortgage456 — 71 — — 527 0.01 
Home Equity— — 201 — — 201 0.01 
Automobile7,171 — — — — 7,171 1.00 
Other1,053 — — — — 1,053 0.26 
Total Consumer8,680 — 272 — — 8,952 0.11 
Total Loans and Leases$8,763 $— $272 $2,159 $— $11,194 0.08 %
Three Months Ended June 30, 2024
Consumer
Home Equity$— $— $— $— $537 $537 0.02 %
Automobile4,795 383 — — — 5,178 0.64 
Other567 61 — — — 628 0.16 
Total Consumer5,362 444 — — 537 6,343 0.08 
Total Loans and Leases$5,362 $444 $— $— $537 $6,343 0.05 %
Six Months Ended June 30, 2024
Commercial
Commercial and Industrial$24 $4,841 $— $— $— $4,865 0.29 %
Total Commercial24 4,841 — — — 4,865 0.08 
Consumer
Residential Mortgage— — — — 14,282 14,282 0.31 
Home Equity— — — — 1,147 1,147 0.05 
Automobile8,927 1,003 — — — 9,930 1.23 
Other957 148 — — — 1,105 0.28 
Total Consumer9,884 1,151 — — 15,429 26,464 0.33 
Total Loans and Leases$9,908 $5,992 $— $— $15,429 $31,329 0.23 %
1.Includes forbearance plans.
The following table presents the financial effect of loan modifications made to borrowers experiencing financial difficulty during the three and six months ended June 30, 2025 and 2024.
(dollars in thousands)Weighted-Average Months of Term Extension
Weighted-Average Payment Deferral1
Weighted-Average Interest Rate Reduction
Three Months Ended June 30, 2025
Commercial
Commercial and Industrial3$— — %
Consumer
Residential Mortgage75— — 
Automobile22— — 
Other22— — 
Six Months Ended June 30, 2025
Commercial
Commercial Mortgage24$— — %
Commercial and Industrial3— — 
Consumer
Residential Mortgage81— — 
Home Equity24— — 
Automobile22— — 
Other22— — 
Three Months Ended June 30, 2024
Consumer
Home Equity0$10 — %
Automobile222 — 
Other221 — 
Six Months Ended June 30, 2024
Commercial
Commercial and Industrial12$593 — %
Consumer
Residential Mortgage013 — 
Home Equity07 — 
Automobile222 — 
Other201 — 
1Includes forbearance plans.
The following table presents the loan modifications made to borrowers experiencing financial difficulty that defaulted during the three and six months ended June 30, 2025 and 2024.
(dollars in thousands)Term Extension
Payment Delay & Term Extension1
Term Extension and Interest Rate ReductionTotal
Three Months Ended June 30, 2025
Consumer
Residential Mortgage$— $— $71 $71 
Automobile430 — — 430 
Other159 — — 159 
Total Consumer589 — 71 660 
Total Loans and Leases$589 $— $71 $660 
Six Months Ended June 30, 2025
Consumer
Residential Mortgage$— $— $71 $71 
Automobile584 — — 584 
Other187 — — 187 
Total Consumer771 — 71 842 
Total Loans and Leases$771 $— $71 $842 
Three Months Ended June 30, 2024
Commercial
Commercial and Industrial$— $34 $— $34 
Total Commercial— 34 — 34 
Consumer
Automobile428 11 — 439 
Other121 12 — 133 
Total Consumer549 23 — 572 
Total Loans and Leases$549 $57 $— $606 
Six Months Ended June 30, 2024
Commercial
Commercial and Industrial$— $34 $— $34 
Total Commercial— 34 — 34 
Consumer
Automobile668 11 — 679 
Other172 12 — 184 
Total Consumer840 23 — 863 
Total Loans and Leases$840 $57 $— $897 
1.Includes forbearance plans.
The following table presents the aging analysis of loans that have been modified in the last 12 months made to borrowers experiencing financial difficulty as of June 30, 2025 and 2024.
(dollars in thousands)Current30 - 59 Days Past Due60 - 89 Days Past DuePast Due 90 Days or MoreNon-AccrualTotal
As of June 30, 2025
Commercial
Commercial Mortgage$— $— $— $— $2,159 $2,159 
Commercial and Industrial142 9 — — — 151 
Total Commercial142 9 — — 2,159 2,310 
Consumer
Residential Mortgage71 — — — 456 527 
Home Equity1,102 — — — — 1,102 
Automobile10,850 1,714 167 179 — 12,910 
Other1,566 189 94 74 — 1,923 
Total Consumer13,589 1,903 261 253 456 16,462 
Total Loans and Leases$13,731 $1,912 $261 $253 $2,615 $18,772 
As of June 30, 2024
Commercial
Commercial and Industrial$4,865 $— $— $— $— $4,865 
Total Commercial4,865 — — — — 4,865 
Consumer
Residential Mortgage14,282 — — — — 14,282 
Home Equity1,147 — — — — 1,147 
Automobile8,887 998 46 — — 9,931 
Other1,013 43 29 19 — 1,104 
Total Consumer25,329 1,041 75 19 — 26,464 
Total Loans and Leases$30,194 $1,041 $75 $19 $— $31,329 

Foreclosure Proceedings
Consumer mortgage loans collateralized by residential real estate property (residential mortgage and home equity) that are in the process of foreclosure totaled $7.2 million and $9.6 million as of June 30, 2025 and December 31, 2024, respectively.