Loans and Leases and the Allowance for Loan and Lease Losses

Schedule of portfolio segment and balance in Allowance disaggregated on the basis of impairment measurement method

(dollars in thousands)	Commercial			Consumer			Total
Three Months Ended June 30, 2011
Allowance for Loan and Lease Losses:
Balance at Beginning of Period	$	87,533		$	59,825		$	147,358
Loans and Leases Charged-Off	(1,507		)	(7,514		)	(9,021		)
Recoveries on Loans and Leases Previously Charged-Off	443			2,596			3,039
Net Loans and Leases Charged-Off	(1,064		)	(4,918		)	(5,982		)
Provision for Credit Losses	2,516			1,084			3,600
Balance at End of Period	$	88,985		$	55,991		$	144,976
Six Months Ended June 30, 2011
Allowance for Loan and Lease Losses:
Balance at Beginning of Period	$	80,977		$	66,381		$	147,358
Loans and Leases Charged-Off	(3,164		)	(13,217		)	(16,381		)
Recoveries on Loans and Leases Previously Charged-Off	1,065			4,643			5,708
Net Loans and Leases Charged-Off	(2,099		)	(8,574		)	(10,673		)
Provision for Credit Losses	10,107			(1,816		)	8,291
Balance at End of Period	$	88,985		$	55,991		$	144,976
As of June 30, 2011
Allowance for Loan and Lease Losses:
Individually Evaluated for Impairment	$	-		$	3,875		$	3,875
Collectively Evaluated for Impairment	88,985			52,116			141,101
Total	$	88,985		$	55,991		$	144,976
Recorded Investment in Loans and Leases:
Individually Evaluated for Impairment	$	5,109		$	24,348		$	29,457
Collectively Evaluated for Impairment	2,081,294			3,240,722			5,322,016
Total	$	2,086,403		$	3,265,070		$	5,351,473

Schedule of an aging analysis of the Company's accruing and non-accruing loans and leases

(dollars in thousands)	30 - 59 Days Past Due	60 - 89 Days Past Due	Past Due 90 Days or More	Non- Accrual	Total Past Due and Non-Accrual	Current	Total Loans and Leases	Non-Accrual Loans and Leases that are Current 2
June 30, 2011
Commercial
Commercial and Industrial	$ 1,332	$ 718	$ -	$ 1,839	$ 3,889	$ 812,023	$ 815,912	$ 283
Commercial Mortgage	-	-	-	3,290	3,290	868,993	872,283	2,284
Construction	-	-	-	288	288	81,144	81,432	-
Lease Financing	265	-	-	8	273	316,503	316,776	8
Total Commercial	1,597	718	-	5,425	7,740	2,078,663	2,086,403	2,575
Consumer
Residential Mortgage	11,215	6,080	5,854	23,970	47,119	2,083,216	2,130,335	3,067
Home Equity	3,493	1,852	1,147	2,155	8,647	774,935	783,582	468
Automobile	4,223	522	167	-	4,912	186,827	191,739	-
Other 1	2,874	845	604	16	4,339	155,075	159,414	-
Total Consumer	21,805	9,299	7,772	26,141	65,017	3,200,053	3,265,070	3,535
Total	$ 23,402	$ 10,017	$ 7,772	$ 31,566	$ 72,757	$ 5,278,716	$ 5,351,473	$ 6,110

December 31, 2010
Commercial
Commercial and Industrial	$ 1,807	$ 1,341	$ -	$ 1,642	$ 4,790	$ 767,834	$ 772,624	$ 1,564
Commercial Mortgage	2,100	-	-	3,503	5,603	857,782	863,385	2,415
Construction	-	-	-	288	288	80,037	80,325	-
Lease Financing	82	-	-	19	101	334,896	334,997	19
Total Commercial	3,989	1,341	-	5,452	10,782	2,040,549	2,051,331	3,998
Consumer
Residential Mortgage	8,389	9,045	5,399	28,152	50,985	2,043,204	2,094,189	7,891
Home Equity	4,248	2,420	1,067	2,254	9,989	797,490	807,479	1,041
Automobile	6,046	1,004	410	-	7,460	201,548	209,008	-
Other 1	1,962	1,145	707	-	3,814	169,971	173,785	-
Total Consumer	20,645	13,614	7,583	30,406	72,248	3,212,213	3,284,461	8,932
Total	$ 24,634	$ 14,955	$ 7,583	$ 35,858	$ 83,030	$ 5,252,762	$ 5,335,792	$ 12,930

1 Comprised of other revolving credit, installment, and lease financing.

2 Represents nonaccrual loans that are not past due 30 days or more; however, full payment of principal and interest is still not expected.

Schedule of information related to impaired loans, activity during the period

	Three Months Ended June 30, 2011				Six Months Ended June 30, 2011
(dollars in thousands)	Average Recorded Investment		Interest Income Recognized		Average Recorded Investment		Interest Income Recognized
Impaired Loans with No Related Allowance Recorded:
Commercial
Commercial and Industrial	$	1,329	$	-	$	1,407	$	-
Commercial Mortgage	3,272		-		3,307		-
Construction	288		-		192		-
Total Commercial	4,889		-		4,906		-
Total Impaired Loans with No Related Allowance Recorded	$	4,889	$	-	$	4,906	$	-

Impaired Loans with an Allowance Recorded:
Commercial
Commercial and Industrial	$	2,807	$	21	$	3,590	$	89
Commercial Mortgage	324		5		363		9
Construction	-		-		96		-
Total Commercial	3,131		26		4,049		98
Consumer
Residential Mortgage	23,595		95		22,749		174
Home Equity	21		-		21		-
Automobile	5,796		145		5,812		288
Other 1	600		8		494		14
Total Consumer	30,012		248		29,076		476
Total Impaired Loans with an Allowance Recorded	$	33,143	$	274	$	33,125	$	574

Impaired Loans:
Commercial	$	8,020	$	26	$	8,955	$	98
Consumer	30,012		248		29,076		476
Total Impaired Loans	$	38,032	$	274	$	38,031	$	574

1 Comprised of other revolving credit and installment financing.