(dollars in thousands)

Consumer
Banking

Commercial
Banking

Treasury
and Other

Consolidated
Total

Three Months Ended June 30, 2024

Net Interest Income (Loss)

$

98,205

$

50,885

$

(34,244

)

$

114,846

Provision for Credit Losses

2,873

473

(946

)

2,400

Net Interest Income (Loss) After Provision for Credit Losses

95,332

50,412

(33,298

)

112,446

Noninterest Income

33,653

6,698

1,736

42,087

Noninterest Expense

(87,011

)

(18,010

)

(4,205

)

(109,226

)

Income (Loss) Before Provision for Income Taxes

41,974

39,100

(35,767

)

45,307

Provision for Income Taxes

(10,685

)

(9,887

)

9,348

(11,224

)

Net Income (Loss)

$

31,289

$

29,213

$

(26,419

)

$

34,083

Total Assets as of June 30, 2024

$

8,357,830

$

5,835,399

$

9,107,539

$

23,300,768

Three Months Ended June 30, 2023

Net Interest Income (Loss)

$

98,114

$

52,257

$

(26,023

)

$

124,348

Provision for Credit Losses

1,392

(15

)

1,123

2,500

Net Interest Income (Loss) After Provision for Credit Losses

96,722

52,272

(27,146

)

121,848

Noninterest Income

31,944

7,939

3,372

43,255

Noninterest Expense

(81,192

)

(19,302

)

(3,542

)

(104,036

)

Income (Loss) Before Provision for Income Taxes

47,474

40,909

(27,316

)

61,067

Provision for Income Taxes

(12,219

)

(10,336

)

7,549

(15,006

)

Net Income (Loss)

$

35,255

$

30,573

$

(19,767

)

$

46,061

Total Assets as of June 30, 2023

$

8,715,172

$

5,714,929

$

10,517,835

$

24,947,936

Six Months Ended June 30, 2024

Net Interest Income (Loss)

$

195,199

$

102,378

$

(68,793

)

$

228,784

Provision for Credit Losses

5,160

467

(1,227

)

4,400

Net Interest Income (Loss) After Provision for Credit Losses

190,039

101,911

(67,566

)

224,384

Noninterest Income

65,635

13,492

5,245

84,372

Noninterest Expense

(169,716

)

(36,653

)

(8,716

)

(215,085

)

Income (Loss) Before Provision for Income Taxes

85,958

78,750

(71,037

)

93,671

Provision for Income Taxes

(21,865

)

(19,895

)

18,563

(23,197

)

Net Income (Loss)

$

64,093

$

58,855

$

(52,474

)

$

70,474

Total Assets as of June 30, 2024

$

8,357,830

$

5,835,399

$

9,107,539

$

23,300,768

Six Months Ended June 30, 2023

Net Interest Income (Loss)

$

194,697

$

107,798

$

(42,192

)

$

260,303

Provision for Credit Losses

4,061

(16

)

455

4,500

Net Interest Income (Loss) After Provision for Credit Losses

190,636

107,814

(42,647

)

255,803

Noninterest Income

63,098

16,588

4,306

83,992

Noninterest Expense

(166,167

)

(39,591

)

(10,197

)

(215,955

)

Income (Loss) Before Provision for Income Taxes

87,567

84,811

(48,538

)

123,840

Provision for Income Taxes

(22,493

)

(20,822

)

12,378

(30,937

)

Net Income (Loss)

$

65,074

$

63,989

$

(36,160

)

$

92,903

Total Assets as of June 30, 2023

$

8,715,172

$

5,714,929

$

10,517,835

$

24,947,936