(dollars in thousands)

Consumer
Banking

Commercial
Banking

Treasury
and Other

Consolidated
Total

Three Months Ended September 30, 2023

Net Interest Income (Loss)

$

100,913

$

53,823

$

(33,799

)

$

120,937

Provision for Credit Losses

1,974

74

(48

)

2,000

Net Interest Income (Loss) After Provision for Credit Losses

98,939

53,749

(33,751

)

118,937

Noninterest Income

31,027

8,483

10,824

50,334

Noninterest Expense

(81,377

)

(18,937

)

(5,287

)

(105,601

)

Income (Loss) Before Provision for Income Taxes

48,589

43,295

(28,214

)

63,670

Provision for Income Taxes

(12,582

)

(10,987

)

7,802

(15,767

)

Net Income (Loss)

$

36,007

$

32,308

$

(20,412

)

$

47,903

Total Assets as of September 30, 2023

$

8,584,221

$

5,719,577

$

9,245,987

$

23,549,785

Three Months Ended September 30, 2022 1

Net Interest Income (Loss)

$

85,658

$

56,251

$

(254

)

$

141,655

Provision for Credit Losses

1,148

(1

)

(1,147

)

—

Net Interest Income After Provision for Credit Losses

84,510

56,252

893

141,655

Noninterest Income

30,974

(911

)

597

30,660

Noninterest Expense

(83,408

)

(17,330

)

(5,011

)

(105,749

)

Income (Loss) Before Provision for Income Taxes

32,076

38,011

(3,521

)

66,566

Provision for Income Taxes

(8,067

)

(9,206

)

3,508

(13,765

)

Net Income (Loss)

$

24,009

$

28,805

$

(13

)

$

52,801

Total Assets as of September 30, 2022 1

$

8,399,068

$

5,486,330

$

9,248,642

$

23,134,040

Nine Months Ended September 30, 2023

Net Interest Income (Loss)

$

298,512

$

164,202

$

(81,474

)

$

381,240

Provision for Credit Losses

6,035

59

406

6,500

Net Interest Income (Loss) After Provision for Credit Losses

292,477

164,143

(81,880

)

374,740

Noninterest Income

94,126

25,072

15,128

134,326

Noninterest Expense

(247,543

)

(58,528

)

(15,485

)

(321,556

)

Income (Loss) Before Provision for Income Taxes

139,060

130,687

(82,237

)

187,510

Provision for Income Taxes

(35,838

)

(32,490

)

21,624

(46,704

)

Net Income (Loss)

$

103,222

$

98,197

$

(60,613

)

$

140,806

Total Assets as of September 30, 2023

$

8,584,221

$

5,719,577

$

9,245,987

$

23,549,785

Nine Months Ended September 30, 2022 1

Net Interest Income

$

232,646

$

152,394

$

14,780

$

399,820

Provision for Credit Losses

3,463

(200

)

(11,263

)

(8,000

)

Net Interest Income After Provision for Credit Losses

229,183

152,594

26,043

407,820

Noninterest Income

94,811

17,650

3,908

116,369

Noninterest Expense

(247,854

)

(53,014

)

(11,694

)

(312,562

)

Income Before Provision for Income Taxes

76,140

117,230

18,257

211,627

Provision for Income Taxes

(19,114

)

(28,654

)

638

(47,130

)

Net Income

$

57,026

$

88,576

$

18,895

$

164,497

Total Assets as of September 30, 2022 1

$

8,399,068

$

5,486,330

$

9,248,642

$

23,134,040

1  Certain prior period information has been reclassified to conform to current presentation.