424B2 1 c39853_424b2.txt Filed pursuant to Rule 424(b)(2) File No. 333-123441 Pricing Supplement No. 80 dated November 14, 2005. (To Prospectus dated April 15, 2005 and Prospectus Supplement dated May 5, 2005) This Pricing Supplement consists of 2 pages. Hartford Life Insurance Company Depositor Fixed Rate IncomeNotes(sm) Issued through Hartford Life Global Funding Trust 2005-140 5.75% Callable Notes due November 15, 2015 The description in this pricing supplement of the particular terms of the 5.75% IncomeNotes(sm) offered hereby and the Funding Agreement sold by Hartford Life Insurance Company to the Trust specified herein supplements the description of the general terms and provisions of the notes and the funding agreements set forth in the accompanying prospectus and prospectus supplement, to which reference is hereby made. PROVISIONS RELATING TO THE NOTES Principal Amount: $2,404,000.00 Interest Rate: 5.75% Price to Public: 100% Issuance Date: November 17, 2005 Net Proceeds to Trust: $2,367,940.00 Stated Maturity Date: November 15, 2015 Agent's Discount: 1.50% Initial Interest Payment Date: May 15, 2006 CUSIP Number: 41659FGJ7 Interest Payment Frequency: Semi-Annually Day Count Convention: 30/360 Regular Record Dates: 15 days prior to any Interest Payment Date. Optional Redemption: Yes [X] No [ ] The Survivor's Option [X] is [ ] is not Optional Redemption Date: November 15, 2007 available or any Interest Payment Date thereafter. Annual Put Limitation: $1 million or 1% Initial Redemption Percentage: 100% Individual Put Limitation: $250,000 Annual Percentage Reduction: N/A Trust Put Limitation: N/A Redemption may be: [X] In whole only. [ ] In whole or in part. Authorized Denominations: $1,000 integral amounts. Securities Exchange Listing: None. Special Tax Considerations: None. Other Provisions Relating to the Notes: None.
1 Agents : Bear, Stearns & Co. Inc., A.G. Edwards & Sons, Inc., Advest Inc., Banc of America Securities LLC, Charles Schwab & Co., Inc., Citigroup, HSBC, JPMorgan, Merrill Lynch & Co., Morgan Stanley, Raymond James, RBC Dain Rauscher, Inc., Scott & Stringfellow, Inc., UBS Financial Services, Inc., Wachovia Securities, WM Financial Services INFORMATION RELATING TO THE FUNDING AGREEMENT Funding Agreement Provider: Hartford Life Insurance Company Funding Agreement: FA-405140 Interest Rate: 5.75% Contract Payment: $2,404,015.00 Effective Date: November 17, 2005 Deposit Amount: $2,367,955.00 Stated Maturity Date: November 15, 2015 (if different from Contract Payment) Day Count Convention: 30/360 Initial Interest Payment Date: May 15, 2006 Special Tax Considerations: None. Interest Payment Frequency: Semi-Annually Optional Redemption: Yes [X] No [ ] Survivor Option: Under the Funding Optional Redemption Date: November 15, 2007 Agreement, Hartford Life Insurance or any Interest Payment Date thereafter. Company [X] is [ ] is not required to Initial Redemption Percentage: 100% provide the Trust with amounts it needs to Annual Percentage Reduction: N/A honor valid exercises of the Survivor's Redemption may be: [X] In whole only. Option. [ ] In whole or in part. Other Provisions Relating to the Funding Agreement: None.
INFORMATION PERTAINING TO THE RATINGS OF THE NOTES AND THE FUNDING AGREEMENT It is anticipated that, as of November 17, 2005, the Notes will be rated by the indicated rating agencies as follows: Standard & Poor's: AA- Moody's: Aa3 A.M. Best: aa- Fitch: AA The Moody's rating also extends to the Program under which the Notes are issued. It is anticipated that, as of November 17, 2005, the Funding Agreement will be rated by the indicated rating agencies as follows: Standard & Poor's: AA- Moody's: Aa3 A.M. Best: aa- Fitch: AA 2