Exhibit 12.01

HARTFORD LIFE INSURANCE COMPANY

COMPUTATION OF RATIO OF EARNINGS TO FIXED CHARGES AND EARNINGS

TO COMBINED FIXED CHARGES AND PREFERRED STOCK DIVIDENDS

(In millions)

	Years Ended December 31,
	2014		2013		2012		2011			2010
EARNINGS:
Income (loss) from continuing operations before income taxes	$	861	$	561	$	531	$	(137	)	$	712
Add: Total fixed charges, before interest credited to contractholders	—		—		—		—			—
Total earnings (loss), before interest credited to contractholders	861		561		531		(137		)	712
Interest credited to contractholders [1]	725		952		1,526		1,554			1,613
Total earnings	$	1,586	$	1,513	$	2,057	$	1,417		$	2,325
FIXED CHARGES:
Interest expense	$	—	$	—	$	—	$	—		$	—
Interest factor attributable to rentals and other	—		—		—		—			—
Total fixed charges, before interest credited to contractholders	—		—		—		—			—
Interest credited to contractholders [1]	725		952		1,526		1,554			1,613
Total fixed charges	$	725	$	952	$	1,526	$	1,554		$	1,613
RATIOS:
Total earnings to total fixed charges [2]	2.2		1.6		1.3		NM			1.4
Deficiency of total earnings to total fixed charges [3]	$	—	$	—	$	—	$	137		$	—
Ratio before interest credited to contractholders
Total earnings to total fixed charges [2] [4]	NM		NM		NM		NM			NM

[1] Interest credited to contractholders includes interest credited on general account assets and interest credited on consumer notes.

[2] Ratios of less than one-to-one are presented as “NM” or not meaningful.

[3] Represents additional earnings that would be necessary to result in a one-to-one ratio.

[4] This secondary ratio is disclosed for the convenience of policyholders invested in the Company's general account and Consumer Note holders.

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