John Hancock Funds

                      Class A, Class B, Class C and Class I

         Amended and Restated Multiple Class Plan Pursuant to Rule 18f-3

Each class of shares of each of the John Hancock Funds listed in Appendix A
attached hereto (each the "Fund") will have the same relative rights and
privileges and be subject to the same sales charges, fees and expenses, except
as set forth below. The Board of Trustees/Directors, as the case may be, may
determine in the future that other allocations of expenses (whether ordinary or
extraordinary) or other services to be provided to a class of shares are
appropriate and amend this Plan accordingly without the approval of shareholders
of any class. Except as set forth in the Fund's prospectus and statement of
additional information ("prospectus"), shares may be exchanged only for shares
of the same class of another fund in the John Hancock group of funds.

Class A Shares

Class A Shares are sold at net asset value and subject to the initial sales
charge schedule or contingent deferred sales charge and the minimum purchase
requirements set forth in the Fund's prospectus. Class A Shares are subject to
fees under the Fund's Class A Rule 12b-1 Distribution Plan on the terms set
forth in the Fund's prospectus. The Class A Shareholders have exclusive voting
rights, if any, with respect to the Class A Distribution Plan. Class A Shares
shall be entitled to the shareholder services set forth from time to time in the
Fund's prospectus with respect to Class A Shares.

If permitted by disclosure in the Fund's prospectus, Class A Shares will convert
to Class I Shares at any time after the initial date that Class A Shares
commenced operations upon shareholder request if the requesting shareholder
meets the criteria for investment in Class I Shares as set forth in the Fund's
Class I prospectus. The conversion of Class A Shares to Class I Shares may be
suspended if it is determined that the conversion constitutes or is likely to
constitute a taxable event under federal income tax law.

Class B Shares

Class B Shares are sold at net asset value per share without the imposition of
an initial sales charge. However, Class B shares redeemed within a specified
number of years of purchase will be subject to a contingent deferred sales
charge as set forth in the Fund's prospectus. Class B Shares are sold subject to
the minimum purchase requirements set forth in the Fund's prospectus. Class B
Shares are subject to fees under the Class B Rule 12b-1 Distribution Plan on the
terms set forth in the Fund's prospectus. The Class B Shareholders of the Fund
have exclusive voting rights, if any, with respect to the Fund's Class B
Distribution Plan. Class B Shares shall be entitled to the shareholder services
set forth from time to time in the Fund's prospectus with respect to Class B
Shares.

Class B Shares will automatically convert to Class A Shares of the Fund at the
end of a specified number of years after the initial purchase date of Class B
shares, except as provided in the Fund's prospectus. The initial purchase date
for Class B shares acquired through reinvestment of dividends on Class B Shares
will be deemed to be the date on which the original Class B shares were
purchased. Such conversion will occur at the relative net asset value per share
of each




class. Redemption requests placed by shareholders who own both Class A
and Class B Shares of the Fund will be satisfied first by redeeming the
shareholder's Class A Shares, unless the shareholder has made a specific
election to redeem Class B Shares.

The conversion of Class B Shares to Class A Shares may be suspended if it is
determined that the conversion constitutes or is likely to constitute a taxable
event under federal income tax law.

Class C Shares

Class C Shares are sold at net asset value and subject to the initial sales
charge schedule set forth in the Fund's prospectus. In addition, Class C shares
redeemed within one year of purchase will be subject to a contingent deferred
sales charge as set forth in the Fund's prospectus. Class C Shares are sold
subject to the minimum purchase requirements set forth in the Fund's prospectus.
Class C Shares are subject to fees under the Class C Rule 12b-1 Distribution
Plan on the terms set forth in the Fund's prospectus. The Class C Shareholders
of the Fund have exclusive voting rights, if any, with respect to the Fund's
Class C Distribution Plan. Class C Shares shall be entitled to the shareholder
services set forth from time to time in the Fund's prospectus with respect to
Class C Shares.

Class I Shares

Class I Shares are sold at net asset value and are not subject to an initial
sales charge schedule or contingent deferred sales charge but are subject to the
minimum purchase requirements set forth in the Fund's prospectus. Class I Shares
are not subject to Rule 12b-1 distribution and/or service fees. Class I Shares
shall be entitled to the shareholder services set forth from time to time in the
Fund's prospectus with respect to Class I Shares.

S:\Corporate Secretary\AGRCONT\PLANS\MULTICLA\amend & restated 4CLSPLAN 9-2004 &
APPPENDIX A.DOC



                               John Hancock Funds

                 Class A, Class B, Class C, Class I and Class R

         Amended and Restated Multiple Class Plan Pursuant to Rule 18f-3

Each class of shares of each of the John Hancock Funds listed in Appendix A
attached hereto (each the "Fund") will have the same relative rights and
privileges and be subject to the same sales charges, fees and expenses, except
as set forth below. The Board of Trustees may determine in the future that other
allocations of expenses (whether ordinary or extraordinary) or other services to
be provided to a class of shares are appropriate and amend this Plan accordingly
without the approval of shareholders of any class. Except as set forth in the
Fund's prospectus and statement of additional information ("prospectus"), shares
may be exchanged only for shares of the same class of another fund in the John
Hancock group of funds.

Class A Shares

Class A Shares are sold at net asset value and subject to the initial sales
charge schedule or contingent deferred sales charge and the minimum purchase
requirements set forth in the Fund's prospectus. Class A Shares are subject to
fees under the Fund's Class A Rule 12b-1 Distribution Plan on the terms set
forth in the Fund's prospectus. The Class A Shareholders have exclusive voting
rights, if any, with respect to the Class A Distribution Plan. Class A Shares
shall be entitled to the shareholder services set forth from time to time in the
Fund's prospectus with respect to Class A Shares.

If permitted by disclosure in the Fund's prospectus, Class A Shares will convert
to Class I Shares at any time after the initial date that Class A Shares
commenced operations upon shareholder request if the requesting shareholder
meets the criteria for investment in Class I Shares as set forth in the Fund's
Class I prospectus. The conversion of Class A Shares to Class I Shares may be
suspended if it is determined that the conversion constitutes or is likely to
constitute a taxable event under federal income tax law.


Class B Shares

Class B Shares are sold at net asset value per share without the imposition of
an initial sales charge. However, Class B shares redeemed within a specified
number of years of purchase will be subject to a contingent deferred sales
charge as set forth in the Fund's prospectus. Class B Shares are sold subject to
the minimum purchase requirements set forth in the Fund's prospectus. Class B
Shares are subject to fees under the Class B Rule 12b-1 Distribution Plan on the
terms set forth in the Fund's prospectus. The Class B Shareholders of the Fund
have exclusive voting rights, if any, with respect to the Fund's Class B
Distribution Plan. Class B Shares shall be entitled to the shareholder services
set forth from time to time in the Fund's prospectus with respect to Class B
Shares

Class B Shares will automatically convert to Class A Shares of the Fund at the
end of a specified number of years after the initial purchase date of Class B
shares, except as provided in the Fund's prospectus. The initial purchase date
for Class B shares acquired through reinvestment of




dividends  on Class B Shares will be deemed to be the date on which the original
Class B shares were  purchased.  Such  conversion will occur at the relative net
asset value per share of each class.  Redemption requests placed by shareholders
who own both Class A and Class B Shares of the Fund will be  satisfied  first by
redeeming the  shareholder's  Class A Shares,  unless the shareholder has made a
specific election to redeem Class B Shares.

The conversion of Class B Shares to Class A Shares may be suspended if it is
determined that the conversion constitutes or is likely to constitute a taxable
event under federal income tax law.

Class C Shares

Class C Shares are sold at net asset value and subject to the initial sales
charge schedule set forth in the Fund's prospectus. In addition, Class C shares
redeemed within one year of purchase will be subject to a contingent deferred
sales charge as set forth in the Fund's prospectus. Class C Shares are sold
subject to the minimum purchase requirements set forth in the Fund's prospectus.
Class C Shares are subject to fees under the Class C Rule 12b-1 Distribution
Plan on the terms set forth in the Fund's prospectus. The Class C Shareholders
of the Fund have exclusive voting rights, if any, with respect to the Fund's
Class C Distribution Plan. Class C Shares shall be entitled to the shareholder
services set forth from time to time in the Fund's prospectus with respect to
Class C Shares



Class I Shares

Class I Shares are sold at net asset value and are not subject to an initial
sales charge schedule or contingent deferred sales charge but are subject to the
minimum purchase requirements set forth in the Fund's prospectus. Class I Shares
are not subject to Rule 12b-1 distribution and/or service fees. Class I Shares
shall be entitled to the shareholder services set forth from time to time in the
Fund's prospectus with respect to Class I Shares. Transfer Agency fees and
related expenses incurred with respect to Class I Shares are allocated to Class
I shares.



Class R Shares

Class R Shares are sold at net asset value without an initial sales charge.
Class R Shares are sold to retirement plans that meet the eligibility
requirements for Class R shares set forth in the Fund's prospectus. Class R
Shares shall be entitled to the shareholder services set forth from time to time
in the Fund's prospectus with respect to Class R Shares. Class R Shares are sold
subject to the minimum purchase requirements set forth in the Fund's prospectus.
Class R Shares are subject to fees under the Class R Rule 12b-1 Distribution
Plan on the terms set forth in the Fund's prospectus. Class R Shares are also
subject to the fees under a Service Plan adopted pursuant to Rule 12b-1 on the
terms set forth in the Fund's prospectus. The Class R Shareholders of the Fund
have exclusive voting rights, if any, with respect to the Fund's Class R
Distribution and Service Plans. Class R Shares shall be entitled to the
shareholder services set forth from time to time in the Fund's prospectus with
respect to Class R Shares. Transfer Agency fees and related expenses incurred
with respect to Class R Shares are allocated to Class R shares.


s:\agrcont\plans\multicla\amended and restated 5 Class Plan 9-2004