<?xml version="1.0" encoding="US-ASCII"?>
<!-- Generated by Fujitsu Interstage XWand B0250 -->
<!--
Taxonomy based on XBRL standard Version 2.1.
Created by UBmatrix Taxonomy Designer 3.0.3.2436 (2009-06-02 12:18).
Contact www.ubmatrix.com
Copyright (c) 2002-2014 UBmatrix inc., All Rights Reserved
Produced on 2014-05-25 12:12:49
-->
<schema targetNamespace="http://amerco.com/20200331" attributeFormDefault="unqualified" elementFormDefault="qualified" xmlns="http://www.w3.org/2001/XMLSchema" xmlns:uhal="http://amerco.com/20200331" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:num="http://www.xbrl.org/dtr/type/numeric" xmlns:nonnum="http://www.xbrl.org/dtr/type/non-numeric" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:Q1="http://fasb.org/us-types/2013-01-31" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:utr="http://www.xbrl.org/2009/utr" xmlns:xlink="http://www.w3.org/1999/xlink">
  <annotation>
    <appinfo>
      <link:linkbaseRef xlink:type="simple" xlink:href="uhal-20200331_pre.xml" xlink:title="Presentation Links, all" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"/>
      <link:linkbaseRef xlink:type="simple" xlink:href="uhal-20200331_cal.xml" xlink:title="Calculation Links, all" xlink:role="http://www.xbrl.org/2003/role/calculationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"/>
      <link:linkbaseRef xlink:type="simple" xlink:href="uhal-20200331_def.xml" xlink:title="Definition Links, all" xlink:role="http://www.xbrl.org/2003/role/definitionLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"/>
      <link:linkbaseRef xlink:type="simple" xlink:href="uhal-20200331_lab.xml" xlink:title="Label Links, all" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase"/>
      <link:roleType roleURI="http://amerco.com/role/StatementOfFinancialPosition" id="statementOfFinancialPosition">
        <link:definition>00010 - Statement - Condensed Consolidated Balance Sheets</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/StatementOfFinancialPositionParenthetical" id="statementOfFinancialPositionParenthetical">
        <link:definition>00011 - Statement - Condensed Consolidated Balance Sheets Parenthetical</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/StatementOfIncome" id="statementOfIncome">
        <link:definition>00020 - Statement - Condensed Consolidated Statements of Operations</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/StatementOfOperationsParenthetical" id="statementOfOperationsParenthetical">
        <link:definition>00021 - Statement - Condensed Consolidated Statements of Operations Parenthetical</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/StatementofComprehensiveIncome" id="statementofComprehensiveIncome">
        <link:definition>00025 - Statement - Condensed Consolidated Statements of Comprehensive Income</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/StatementOfCashFlows" id="statementOfCashFlows">
        <link:definition>00030 - Statement - Condensed Consolidated Statements of Cash Flows</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/NotesToConsolidatedFinancialStatementsBasisOfPresentation" id="notesToConsolidatedFinancialStatementsBasisOfPresentation">
        <link:definition>10100 - Disclosure - Basis of Presentation</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/NotesToConsolidatedFinancialStatementsEarningsPerShare" id="notesToConsolidatedFinancialStatementsEarningsPerShare">
        <link:definition>10400 - Disclosure - Earnings Per Share</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/NotesToConsolidatedFinancialStatementsInvestments" id="notesToConsolidatedFinancialStatementsInvestments">
        <link:definition>10600 - Disclosure - Investments</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/NotesToConsolidatedFinancialStatementsBorrowings" id="notesToConsolidatedFinancialStatementsBorrowings">
        <link:definition>10900 - Disclosure - Borrowings</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/NotesToConsolidatedFinancialStatementsDerivativesPolicy" id="notesToConsolidatedFinancialStatementsDerivativesPolicy">
        <link:definition>11100 - Disclosure - Derivatives</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/NotesToConsolidatedStatementsContingencies" id="notesToConsolidatedStatementsContingencies">
        <link:definition>11900 - Disclosure - Contingencies</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/NotesToConsolidatedFinancialStatementsRelatedPartyTransactions" id="notesToConsolidatedFinancialStatementsRelatedPartyTransactions">
        <link:definition>12000 - Disclosure - Related Party Transactions</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/NotesToConsolidatedFinancialStatementsConsolidatingFinancialInformationByIndustrySegment" id="notesToConsolidatedFinancialStatementsConsolidatingFinancialInformationByIndustrySegment">
        <link:definition>12300 - Disclosure - Consolidating Financial Information by Industry Segment</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/NotesToConsolidatedFinancialStatementsIndustrySegmentAndGeographicAreaData" id="notesToConsolidatedFinancialStatementsIndustrySegmentAndGeographicAreaData">
        <link:definition>12200 - Disclosure - Financial Information by Geographic Area Data</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/DocumentAndEntityInformation" id="documentAndEntityInformation">
        <link:definition>00000 - Document - Document and Entity Information</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/NotesToConsolidatedFinancialStatementsPrinciplesOfConsolidation" id="notesToConsolidatedFinancialStatementsPrinciplesOfConsolidation">
        <link:definition>10200 - Disclosure - Principles of Consolidation</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/NotesToConsolidatedEmployeeBenefitPlans" id="notesToConsolidatedEmployeeBenefitPlans">
        <link:definition>11500 - Disclosure - Employee Benefit Plans</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/NotesToConsolidatedFairValueMeasurements" id="notesToConsolidatedFairValueMeasurements">
        <link:definition>11600 - Disclosure - Fair Value Measurements</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/InvestmentsTableTextBlock" id="InvestmentsTableTextBlock">
        <link:definition>30600 - Disclosure - Investments (Table Text Block)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/BorrowingsTableTextBlock" id="BorrowingsTableTextBlock">
        <link:definition>30900 - Disclosure - Borrowings (Table Text Block)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/InterestOnBorrowingsTableTextBlock" id="InterestOnBorrowingsTableTextBlock">
        <link:definition>31000 - Disclosure - Interest on Borrowings (Table Text Block)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/DerivativesTableTextBlock" id="derivativesTableTextBlock">
        <link:definition>31100 - Disclosure - Derivatives (Table Text Block)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/RelatedPartyTransactionsTableTextBlock" id="RelatedPartyTransactionsTableTextBlock">
        <link:definition>32000 - Disclosure - Related Party Transactions (Table Text Block)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/ConsolidatingFinancialInformationByIndustrySegmentTableTextBlock" id="ConsolidatingFinancialInformationByIndustrySegmentTableTextBlock">
        <link:definition>32300 - Disclosure - Consolidating Financial Information by Industry Segment (Table Text Block)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/FinancialInformationByGeographicAreaTableTextBlock" id="FinancialInformationByGeographicAreaTableTextBlock">
        <link:definition>32200 - Disclosure - Financial Information by Geographic Area (Table Text Block)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/FairValueMeasurementsTableTextBlock" id="FairValueMeasurementsTableTextBlock">
        <link:definition>31600 - Disclosure - Fair Value Measurements (Table Text Block)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/InvestmentsAvailableForSaleInvestmentsDetails" id="InvestmentsAvailableForSaleInvestmentsDetails">
        <link:definition>40601 - Disclosure - Investments (Available-for-sale investments) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/InvestmentsAdjustedCostAndEstimatedMarketValueOfAvailableForSaleInvestmentsDetails" id="InvestmentsAdjustedCostAndEstimatedMarketValueOfAvailableForSaleInvestmentsDetails">
        <link:definition>40602 - Disclosure - Investments (Adjusted cost and estimated market value of available-for-sale investments) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/BorrowingsAnnualMaturitiesOfLongTermDebtDetails" id="BorrowingsAnnualMaturitiesOfLongTermDebtDetails">
        <link:definition>40902 - Disclosure - Borrowings (Annual maturities of Notes, Loans and Leases Payable) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/BorrowingsLongTermDebtDetails" id="BorrowingsLongTermDebtDetails">
        <link:definition>40901 - Disclosure - Borrowings (Long-term debt borrowings) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/InterestOnBorrowingsComponentsOfInterestExpenseDetails" id="InterestOnBorrowingsComponentsOfInterestExpenseDetails">
        <link:definition>41001 - Disclosure - Interest on Borrowings (Components of interest expense) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/InterestOnBorrowingsInterestRatesAndCreditBorrowingsDetails" id="InterestOnBorrowingsInterestRatesAndCreditBorrowingsDetails">
        <link:definition>41002 - Disclosure - Interest on Borrowings (Interest Rates and Company Borrowings) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/DerivativesInterestRateContractsDesignatedAsHedgingInstrumentsDetails" id="DerivativesInterestRateContractsDesignatedAsHedgingInstrumentsDetails">
        <link:definition>41101 - Disclosure - Derivatives (Interest rate contracts designated as hedging instruments) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/DerivativesEffectOfInterestRateContractsOnStatementOfOperationsDetails" id="DerivativesEffectOfInterestRateContractsOnStatementOfOperationsDetails">
        <link:definition>41102 - Disclosure - Derivatives (Effect of interest rate contracts on statement of operations) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/RelatedPartyTransactionsRelatedPartyRevenueDetails" id="RelatedPartyTransactionsRelatedPartyRevenueDetails">
        <link:definition>42001 - Disclosure - Related Party Transactions (Related Party Revenue) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/RelatedPartyTransactionsRelatedPartyCostsAndExpensesDetails" id="RelatedPartyTransactionsRelatedPartyCostsAndExpensesDetails">
        <link:definition>42002 - Disclosure - Related Party Transactions (Related Party Costs and Expenses) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/RelatedPartyTransactionsRelatedPartyAssetsDetails" id="RelatedPartyTransactionsRelatedPartyAssetsDetails">
        <link:definition>42003 - Disclosure - Related Party Transactions (Related Party Assets) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/ConsolidatingFinancialInformationByIndustrySegmentBalanceSheetsDetails" id="ConsolidatingFinancialInformationByIndustrySegmentBalanceSheetsDetails">
        <link:definition>42300 - Disclosure - Consolidating financial information by industry segment (Balance Sheets) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/ConsolidatingFinancialInformationByIndustrySegmentStatementOfOperationsDetails" id="ConsolidatingFinancialInformationByIndustrySegmentStatementOfOperationsDetails">
        <link:definition>42301 - Disclosure - Consolidating financial information by industry segment (Statement of Operations) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/ConsolidatingFinancialInformationByIndustrySegmentCashFlowStatementsDetails" id="ConsolidatingFinancialInformationByIndustrySegmentCashFlowStatementsDetails">
        <link:definition>42302 - Disclosure - Consolidating financial information by industry segment (Cash Flow Statements) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/FinancialInformationByGeographicAreaDetails" id="FinancialInformationByGeographicAreaDetails">
        <link:definition>42200 - Disclosure - Financial Information by Geographic Area (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/EmployeeBenefitPlansComponentsOfNetPeriodicPostRetirementBenefitCostDetails" id="EmployeeBenefitPlansComponentsOfNetPeriodicPostRetirementBenefitCostDetails">
        <link:definition>41503 - Disclosure - Employee Benefit Plans (Components of net periodic post retirement benefit cost) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/FairValueMeasurementsFinancialInstrumentsLevelWithinTheFairValueHierarchyDetails" id="FairValueMeasurementsFinancialInstrumentsLevelWithinTheFairValueHierarchyDetails">
        <link:definition>41602 - Disclosure - Fair Value Measurements (Financial Instruments Level within the Fair Value Hierarchy) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/EarningsPerShareNarrativesDetails" id="EarningsPerShareNarrativesDetails">
        <link:definition>40400 - Disclosure - Earnings Per Share (Narratives) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/InvestmentsNarrativesDetails" id="InvestmentsNarrativesDetails">
        <link:definition>40600 - Disclosure - Investments (Narratives) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/BorrowingsNarrativesDetails" id="BorrowingsNarrativesDetails">
        <link:definition>40900 - Disclosure - Borrowings (Narratives) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/InterestOnBorrowingsNarrativesDetails" id="InterestOnBorrowingsNarrativesDetails">
        <link:definition>41000 - Disclosure - Interest on Borrowings (Narratives) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/DerivativesNarrativesDetails" id="DerivativesNarrativesDetails">
        <link:definition>41100 - Disclosure - Derivatives (Narratives) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/RelatedPartyTransactionsNarrativesDetails" id="RelatedPartyTransactionsNarrativesDetails">
        <link:definition>42000 - Disclosure - Related Party Transactions (Narratives) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/StatementOfChangesInStockholdersEquity" id="statementOfChangesInStockholdersEquity">
        <link:definition>00026 - Statement - Consolidated Statements of Changes in Stockholders' Equity</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com//role/StatementOfChangesInStockholdersEquityParenthetical" id="statementOfChangesInStockholdersEquityParenthetical">
        <link:definition>00027 - Statement - Consolidated Statement of Changes in Stockholders' Equity Parenthetical</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/NotesToConsolidatedFinancialStatementsAccountingPolicies" id="notesToConsolidatedFinancialStatementsAccountingPolicies">
        <link:definition>10300 - Disclosure - Accounting Policies</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/NotesToConsolidatedFinancialStatementsReinsuranceRecoverablesAndTradeReceivablesNet" id="notesToConsolidatedFinancialStatementsReinsuranceRecoverablesAndTradeReceivablesNet">
        <link:definition>10500 - Disclosure - Reinsurance Recoverables and Trade Receivables, Net</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/NotesToConsolidatedFinancialStatementsOtherAssets" id="notesToConsolidatedFinancialStatementsOtherAssets">
        <link:definition>10700 - Disclosure - Other Assets</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/NotesToConsolidatedFinancialStatementsNetInvestmentAndInterestIncome" id="notesToConsolidatedFinancialStatementsNetInvestmentAndInterestIncome">
        <link:definition>10800 - Disclosure - Net Investment and Interest Income</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/NotesToConsolidatedFinancialStatementsInterestOnBorrowings" id="notesToConsolidatedFinancialStatementsInterestOnBorrowings">
        <link:definition>11000 - Disclosure - Interest on Borrowings</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/NotesToConsolidatedFinancialStatementsProvisionForTaxes" id="notesToConsolidatedFinancialStatementsProvisionForTaxes">
        <link:definition>11400 - Disclosure - Provision for Taxes</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/NotesToConsolidatedFinancialStatementsReinsuranceAndPolicyBenefitsAndLossesClaimsAndLossExpensePayable" id="notesToConsolidatedFinancialStatementsReinsuranceAndPolicyBenefitsAndLossesClaimsAndLossExpensePayable">
        <link:definition>11700 - Disclosure - Reinsurance and Policy Benefits and Losses, Claims and Loss Expenses Payable</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/NotesToConsolidatedFinancialStatementsStatutoryFinancialInformationOfInsruanceSubsidiaries" id="notesToConsolidatedFinancialStatementsStatutoryFinancialInformationOfInsruanceSubsidiaries">
        <link:definition>12100 - Disclosure - Statutory Financial Information of Insurance Subsidiaries</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/NotesToConsolidatedFinancialStatementsCondensedFinancialInformationOfAmerco" id="notesToConsolidatedFinancialStatementsCondensedFinancialInformationOfAmerco">
        <link:definition>12600 - Disclosure - Schedule I - Condensed Financial Information of Amerco</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/NotesToConsolidatedNotesToCondensedFinancialInformationForAmercoOnly" id="notesToConsolidatedNotesToCondensedFinancialInformationForAmercoOnly">
        <link:definition>12700 - Disclosure - Notes to Condensed Financial Information for Amerco Only</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/NotesToConsolidatedFinancialStatementsAmercoAndConsolidatedSubsidiariesValuationAndQualifyingAccounts" id="notesToConsolidatedFinancialStatementsAmercoAndConsolidatedSubsidiariesValuationAndQualifyingAccounts">
        <link:definition>12800 - Disclosure - Schedule II - Amerco and Consolidated Subsidiaries Valuation and Qualifying Accounts</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/NotesToConsolidatedFinancialStatementsSupplementalInformation" id="notesToConsolidatedFinancialStatementsSupplementalInformation">
        <link:definition>12900 - Disclosure - Schedule V - Supplemental Information (for Property-Casualty Insurance Operations)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/AccountingPoliciesTableTextBlock" id="AccountingPoliciesTableTextBlock">
        <link:definition>30300 - Disclosure - Accounting Policies (Table Text Block)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/ReinsuranceRecoverablesAndTradeReceivablesNetTableTextBlock" id="reinsuranceRecoverablesAndTradeReceivablesNetTableTextBlock">
        <link:definition>30500 - Disclosure - Reinsurance Recoverables and Trade Receivables, Net (Table Text Block)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/OtherAssetsTableTextBlock" id="otherAssetsTableTextBlock">
        <link:definition>30700 - Disclosure - Other Assets (Table Text Block)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/NetInvestmentAndInterestIncomeTableTextBlock" id="netInvestmentAndInterestIncomeTableTextBlock">
        <link:definition>30800 - Disclosure - Net Investment and Interest Income (Table Text Block)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/ProvisionForTaxesTableTextBlock" id="provisionForTaxesTableTextBlock">
        <link:definition>31400 - Disclosure - Provision for Taxes (Table Text Block)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/EmployeeBenefitPlansTableTextBlock" id="EmployeeBenefitPlansTableTextBlock">
        <link:definition>31500 - Disclosure - Employee Benefit Plans (Table Text Block)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/ReinsuranceAndPolicyBenefitsAndLossesClaimsAndLossExpensesPayableTableTextBlock" id="reinsuranceAndPolicyBenefitsAndLossesClaimsAndLossExpensesPayableTableTextBlock">
        <link:definition>31700 - Disclosure - Reinsurance and Policy Benefits and Losses, Claims and Loss Expenses Payable (Table Text Block)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/StatutoryFinancialInformationOfInsuranceSubsidiariesTableTextBlock" id="statutoryFinancialInformationOfInsuranceSubsidiariesTableTextBlock">
        <link:definition>32100 - Disclosure - Statutory Financial Information of Insurance Subsidiaries (Table Text Block)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/AccountingPoliciesInventoriesNetDetails" id="AccountingPoliciesInventoriesNetDetails">
        <link:definition>40301 - Disclosure - Accounting Policies (Inventories, net) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/AccountingPoliciesPolicyTextBlock" id="accountingPoliciesPolicyTextBlock">
        <link:definition>20100 - Disclosure - Accounting Policies (Policy Text Block)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/ReinsuranceRecoverablesAndTradeReceivablesNetDetails" id="reinsuranceRecoverablesAndTradeReceivablesNetDetails">
        <link:definition>40500 - Disclosure - Reinsurance Recoverables and Trade Receivables, Net (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/InvestmentsCarryingValueOfOtherInvestmentsDetails" id="InvestmentsCarryingValueOfOtherInvestmentsDetails">
        <link:definition>40604 - Disclosure - Investments (Carrying value of other investments) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/OtherAssetsDetails" id="otherAssetsDetails">
        <link:definition>40700 - Disclosure - Other Assets (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/NetInvestmentAndInterestIncomeDetails" id="netInvestmentAndInterestIncomeDetails">
        <link:definition>40800 - Disclosure - Net Investment and Interest Income (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/ProvisionForTaxesEarningsBeforeTaxesAndProvisionForTaxesDetails" id="ProvisionForTaxesEarningsBeforeTaxesAndProvisionForTaxesDetails">
        <link:definition>41401 - Disclosure - Provision for Taxes (Earnings before taxes and provision for taxes) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/ProvisionForTaxesEffectiveIncomeTaxRateReconciliationDetails" id="ProvisionForTaxesEffectiveIncomeTaxRateReconciliationDetails">
        <link:definition>41402 - Disclosure - Provision for Taxes (Effective income tax rate reconciliation) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/ProvisionForTaxesSignificantComponentsOfDeferredTaxAssetsAndLiabilitiesDetails" id="ProvisionForTaxesSignificantComponentsOfDeferredTaxAssetsAndLiabilitiesDetails">
        <link:definition>41403 - Disclosure - Provision for Taxes (Significant components of deferred tax assets and liabilities) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/ProvisionForTaxesReconciliationOfTotalAmountsOfUnrecognizedTaxBenefitsRollForwardDetails" id="ProvisionForTaxesReconciliationOfTotalAmountsOfUnrecognizedTaxBenefitsRollForwardDetails">
        <link:definition>41404 - Disclosure - Provision for Taxes (Reconciliation of total amounts of unrecognized tax benefits roll forward) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/EmployeeBenefitPlansSummaryOfFinancingArrangementsForLeveragedESOPDebtDetails" id="EmployeeBenefitPlansSummaryOfFinancingArrangementsForLeveragedESOPDebtDetails">
        <link:definition>41501 - Disclosure - Employee Benefit Plans (Summary of Financing Arrangements for Leveraged ESOP Debt) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/EmployeeBenefitPlansSharesHeldByTheESOPPlanDetails" id="EmployeeBenefitPlansSharesHeldByTheESOPPlanDetails">
        <link:definition>41502 - Disclosure - Employee Benefit Plans (Shares Held by the ESOP Plan) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/EmployeeBenefitPlansComponentsOfPostretirementBenefitLiabilitiesDetails" id="EmployeeBenefitPlansComponentsOfPostretirementBenefitLiabilitiesDetails">
        <link:definition>41504 - Disclosure - Employee Benefit Plans (Components of Postretirement Benefit Liabilities) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/EmployeeBenefitPlansDiscountRateAssumptionsInComputationOfAccumulatedPostretirementBenefitObligationDetails" id="EmployeeBenefitPlansDiscountRateAssumptionsInComputationOfAccumulatedPostretirementBenefitObligationDetails">
        <link:definition>41505 - Disclosure - Employee Benefit Plans (Discount Rate Assumptions in Computation of Accumulated Postretirement Benefit Obligation) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/EmployeeBenefitPlansFutureNetBenefitPaymentsExpectedForPostEmployeeBenefitObligationsDetails" id="EmployeeBenefitPlansFutureNetBenefitPaymentsExpectedForPostEmployeeBenefitObligationsDetails">
        <link:definition>41506 - Disclosure - Employee Benefit Plans (Future Net Benefit Payments Expected for Post Employee Benefit Obligations) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/ReinsuranceAndPolicyBenefitsAndLossesClaimsAndLossExpensesPayableInsuranceSubsidiariesActivityDetails" id="ReinsuranceAndPolicyBenefitsAndLossesClaimsAndLossExpensesPayableInsuranceSubsidiariesActivityDetails">
        <link:definition>41701 - Disclosure - Reinsurance and Policy Benefits and Losses, Claims and Loss Expenses Payable (Insurance Subsidiaries Activity) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/ReinsuranceAndPolicyBenefitsAndLossesClaimsAndLossExpensesPayablePropertyAndCasualtyInsuranceDetails" id="ReinsuranceAndPolicyBenefitsAndLossesClaimsAndLossExpensesPayablePropertyAndCasualtyInsuranceDetails">
        <link:definition>41702 - Disclosure - Reinsurance and Policy Benefits and Losses Claims and Loss Expenses Payable (Policy Benefits and Losses, Claims and Loss Expenses Payable for Property and Casualty Insurance) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/ReinsuranceAndPolicyBenefitsAndLossesClaimsAndLossExpensesPayableLiabilityUnpaidLossesAdjustmentExpensesPropertyCasualtyDetails" id="ReinsuranceAndPolicyBenefitsAndLossesClaimsAndLossExpensesPayableLiabilityUnpaidLossesAdjustmentExpensesPropertyCasualtyDetails">
        <link:definition>41703 - Disclosure - Reinsurance and Policy Benefits and Losses, Claims, and Loss Expenses Payable (Activity in the Liability for Unpaid Losses and Loss Adjustment Expenses for Property and Casualty Insurance) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/StatutoryFinancialInformationOfInsuranceSubsidiariesNetIncomeLossCapitalAndSurplusDetails" id="StatutoryFinancialInformationOfInsuranceSubsidiariesNetIncomeLossCapitalAndSurplusDetails">
        <link:definition>42101 - Disclosure - Statutory Financial Information of Insurance Subsidiaries (Net income (loss) Capital and Surplus (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/ScheduleICondensedFinancialInformationOfAmercoBalanceSheetsDetails" id="ScheduleICondensedFinancialInformationOfAmercoBalanceSheetsDetails">
        <link:definition>42601 - Disclosure - Schedule I - Condensed Financial Information of AMERCO (Balance Sheets) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/ScheduleICondensedFinancialInformationOfAmercoStatementOfOperationsDetails" id="ScheduleICondensedFinancialInformationOfAmercoStatementOfOperationsDetails">
        <link:definition>42602 - Disclosure - Schedule I - Condensed Financial Information of AMERCO (Statements of Operations) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/ScheduleICondensedFinancialInformationOfAmercoStatementsOfCashFlowDetails" id="ScheduleICondensedFinancialInformationOfAmercoStatementsOfCashFlowDetails">
        <link:definition>42604 - Disclosure - Schedule I - Condensed Financial Information of AMERCO (Statements of Cash Flow) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/ScheduleIIAmercoAndConsolidatedSubsidiariesValuationAndQualifyingAccountsDetails" id="ScheduleIIAmercoAndConsolidatedSubsidiariesValuationAndQualifyingAccountsDetails">
        <link:definition>42700 - Disclosure - Schedule II - AMERCO and Consolidated Subsidiaries, Valuation and Qualifying Accounts (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/ScheduleVAmercoAndConsolidatedSubsidiariesSupplementalInformationForPropertyCasualtyInsuranceOperationsDetails" id="ScheduleVAmercoAndConsolidatedSubsidiariesSupplementalInformationForPropertyCasualtyInsuranceOperationsDetails">
        <link:definition>42800 - Disclosure - Schedule V - AMERCO and Consolidated Subsidiaries, Supplemental Information (for Property-Casualty Insurance Operations) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/AccountingPoliciesNarrativesDetails" id="AccountingPoliciesNarrativesDetails">
        <link:definition>40300 - Disclosure - Accounting Policies (Narratives) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/ProvisionForTaxesNarrativesDetails" id="ProvisionForTaxesNarrativesDetails">
        <link:definition>41400 - Disclosure - Provision for Taxes (Narratives) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/ScheduleICondensedFinancialInformationOfAmercoStatementsOfComprehensiveIncomeDetails" id="ScheduleICondensedFinancialInformationOfAmercoStatementsOfComprehensiveIncomeDetails">
        <link:definition>42603 - Disclosure - Schedule I - Condensed Financial Information Of AMERCO (Statements of Comprehensive Income) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:referenceLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/EmployeeBenefitPlansNarrativesDetails" id="EmployeeBenefitPlansNarrativesDetails">
        <link:definition>41500 - Disclosure - Employee Benefit Plans (Narratives) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/StatutoryFinancialInformationOfInsuranceSubsidiariesNarrativesDetals" id="StatutoryFinancialInformationOfInsuranceSubsidiariesNarrativesDetals">
        <link:definition>42100 - Disclosure - Statutory Financial Information of Insurance Subsidiaries (Narratives) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/ScheduleICondensedFinancialInformationOfAmercoNarrativesDetails" id="ScheduleICondensedFinancialInformationOfAmercoNarrativesDetails">
        <link:definition>42600 - Disclosure - Schedule I - Condensed Financial Information of AMERCO (Narratives) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/ScheduleVAmercoAndConsolidatedSubsidiariesSupplementalInformationForPropertyCasualtyInsuranceOperationsParentheticalDetails" id="ScheduleVAmercoAndConsolidatedSubsidiariesSupplementalInformationForPropertyCasualtyInsuranceOperationsParentheticalDetails">
        <link:definition>42801 - Disclosure - Schedule V - AMERCO and Consolidated Subsidiaries, Supplemental Information (for Property-Casualty Insurance Operations), Parenthetical (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/ReinsuranceAndPolicyBenefitsAndLossesClaimsAndLossExpensesPayableNarrativesDetails" id="ReinsuranceAndPolicyBenefitsAndLossesClaimsAndLossExpensesPayableNarrativesDetails">
        <link:definition>41700 - Disclosure - Reinsurance and Policy Benefits and Losses, Claims and Loss Expenses Payable (Narratives) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/PrinciplesOfConsolidationNarrativesDetails" id="PrinciplesOfConsolidationNarrativesDetails">
        <link:definition>40200 - Disclosure - Principles of Consolidation (Narratives) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/StockholdersEquityNarrativesDetails" id="StockholdersEquityNarrativesDetails">
        <link:definition>41300 - Disclosure - Stockholders' Equity (Narratives) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/StockholdersEquity" id="stockholdersEquity">
        <link:definition>11300 - Disclosure - Stockholders' Equity</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/StockholdersEquityTableTextBlock" id="stockholdersEquityTableTextBlock">
        <link:definition>31300 - Disclosure - Stockholders' Equity (Table Text Block)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/NotesToConsolidatedFinancialStatementsSubsequentEvents" id="notesToConsolidatedFinancialStatementsSubsequentEvents">
        <link:definition>12500 - Disclosure - Subsequent Events</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/SubsequentEventsNarrativesDetails" id="SubsequentEventsNarrativesDetails">
        <link:definition>42500 - Disclosure - Subsequent Events (Narratives) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/ReinsuranceAndPolicyBenefitsAndLossesClaimsAndLossExpensesPayableIncurredClaimsDevelopmentDetails" id="ReinsuranceAndPolicyBenefitsAndLossesClaimsAndLossExpensesPayableIncurredClaimsDevelopmentDetails">
        <link:definition>41704 - Disclosure - Reinsurance and Policy Benefits and Losses, Claims, and Loss Expenses Payable (Incurred Claims Development) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/ReinsuranceAndPolicyBenefitsAndLossesClaimsAndLossExpensesPayableCumulativePaidClaimsAndAllocatedClaimAdjustmentExpenseNetOfReinsuranceDetails" id="ReinsuranceAndPolicyBenefitsAndLossesClaimsAndLossExpensesPayableCumulativePaidClaimsAndAllocatedClaimAdjustmentExpenseNetOfReinsuranceDetails">
        <link:definition>41705 - Disclosure - Reinsurance And Policy Benefits And Losses Claims And Loss Expenses Payable (Cumulative Paid Claims And Allocated Claim Adjustment Expense Net Of Reinsurance) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/ReinsuranceAndPolicyBenefitsAndLossesClaimsAndLossExpensesPayableTotalGrossLiabilityForUnpaidPropertyAndCasualtyClaimsAndClaimAdjustmentExpenseDetails" id="ReinsuranceAndPolicyBenefitsAndLossesClaimsAndLossExpensesPayableTotalGrossLiabilityForUnpaidPropertyAndCasualtyClaimsAndClaimAdjustmentExpenseDetails">
        <link:definition>41706 - Disclosure - Reinsurance And Policy Benefits And Losses Claims And Loss Expenses Payable (Total Gross Liability For Unpaid Property And Casualty Claims And Claim Adjustment Expense) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/ReinsuranceAndPolicyBenefitsAndLossesClaimsAndLossExpensesPayableAverageAnnualPercentagePayoutOfIncurredClaimsByAgeNetOfReinsuranceDetails" id="ReinsuranceAndPolicyBenefitsAndLossesClaimsAndLossExpensesPayableAverageAnnualPercentagePayoutOfIncurredClaimsByAgeNetOfReinsuranceDetails">
        <link:definition>41707 - Disclosure - Reinsurance And Policy Benefits And Losses Claims And Loss Expenses Payable (Average Annual Percentage Payout Of Incurred Claims By Age Net Of Reinsurance) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/ContingenciesNarrativesDetails" id="ContingenciesNarrativesDetails">
        <link:definition>41900 - Disclosure - Contingencies (Narratives) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/InvestmentsAvailableForSaleEquityInvestmentsDetails" id="InvestmentsAvailableForSaleEquityInvestmentsDetails">
        <link:definition>40603 - Disclosure - Investments (Available for sale equity investments) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/notesToConsolidatedFinancialStatementsRevenueRecognition" id="notesToConsolidatedFinancialStatementsRevenueRecognition">
        <link:definition>12400 - Disclosure - Revenue Recognition</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/RevenueRecognitionRevenueDisaggregatedByTimingOfRevenueRecognitionDetails" id="RevenueRecognitionRevenueDisaggregatedByTimingOfRevenueRecognitionDetails">
        <link:definition>42402 - Disclosure - Revenue Recognition (Revenue disaggregated by timing of revenue recognition) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/RevenueRecognitionTableTextBlock" id="RevenueRecognitionTableTextBlock">
        <link:definition>32400 - Disclosure - Disaggregation of revenue (Table Text Block)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/FairValueMeasurementsFinancialInstrumentsCarryingEstimatedValuesWithinFairValueHierarchyDetails" id="FairValueMeasurementsFinancialInstrumentsCarryingEstimatedValuesWithinFairValueHierarchyDetails">
        <link:definition>41601 - Disclosure - Fair Value Measurements (Carrying and Estimated Fair Values within Fair Value Hierarchy) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/NotesToConsolidatedLeases" id="notesToConsolidatedLeases">
        <link:definition>11800 - Disclosure - Leases</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/LeasesTableTextBlock" id="LeasesTableTextBlock">
        <link:definition>31800 - Disclosure - Leases (Table Text Block)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/LeasesNarrativesDetails" id="LeasesNarrativesDetails">
        <link:definition>41800 - Disclosure - Leases (Narratives) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/LeasesComponentsRightOfUseAssetsDetails" id="LeasesComponentsRightOfUseAssetsDetails">
        <link:definition>41801 - Disclosure - Leases (Components Right Of Use Assets) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/LeasesWeightedAverageDiscountRateDetails" id="LeasesWeightedAverageDiscountRateDetails">
        <link:definition>41802 - Disclosure - Leases (Weighted Average Discount Rate) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/LeasesComponentsOfLeaseExpenseDetails" id="LeasesComponentsOfLeaseExpenseDetails">
        <link:definition>41803 - Disclosure - Leases (Components Of Lease Expense) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/LeasesMaturitiesOfLeaseLiabilitiesDetails" id="LeasesMaturitiesOfLeaseLiabilitiesDetails">
        <link:definition>41804 - Disclosure - Leases (Maturities Of Lease Liabilities) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/AccumulatedOtherComprehensiveIncomeLossDetails" id="AccumulatedOtherComprehensiveIncomeLossDetails">
        <link:definition>41200 - Disclosure - Accumulated Other Comprehensive Income Loss (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/RevenueRecognitionRevenueOverTimeDetails" id="RevenueRecognitionRevenueOverTimeDetails">
        <link:definition>42401 - Disclosure - Revenue Recognition (Revenue Over Time) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/notesToConsolidatedFinancialStatementsAccumulatedOtherComprehensiveIncome" id="notesToConsolidatedFinancialStatementsAccumulatedOtherComprehensiveIncome">
        <link:definition>11200 - Disclosure - Accumulated Other Comprehensive Income</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/AccumulatedOtherComprehensiveIncomeTableTextBlock" id="AccumulatedOtherComprehensiveIncomeTableTextBlock">
        <link:definition>31200 - Disclosure - Accumulated Other Comprehensive Income (Table Text Block)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/LeasesLeaseCommitmentsForLeaseTermsMoreThanOneYear" id="LeasesLeaseCommitmentsForLeaseTermsMoreThanOneYear">
        <link:definition>41805 - Disclosure - Leases (Lease Commitments For Lease Terms Of More Than One Year (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://amerco.com/role/FairValueMeasurementsNarrativesDetails" id="FairValueMeasurementsNarrativesDetails">
        <link:definition>41600 - Disclosure - Fair Value Measurements (Narratives) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
    </appinfo>
  </annotation>
  <import namespace="http://fasb.org/srt/2019-01-31" schemaLocation="http://xbrl.fasb.org/srt/2019/elts/srt-2019-01-31.xsd"/>
  <import namespace="http://fasb.org/srt-roles/2019-01-31" schemaLocation="http://xbrl.fasb.org/srt/2019/elts/srt-roles-2019-01-31.xsd"/>
  <import namespace="http://fasb.org/srt-types/2019-01-31" schemaLocation="http://xbrl.fasb.org/srt/2019/elts/srt-types-2019-01-31.xsd"/>
  <import namespace="http://fasb.org/us-gaap/2019-01-31" schemaLocation="http://xbrl.fasb.org/us-gaap/2019/elts/us-gaap-2019-01-31.xsd"/>
  <import namespace="http://fasb.org/us-roles/2019-01-31" schemaLocation="http://xbrl.fasb.org/us-gaap/2019/elts/us-roles-2019-01-31.xsd"/>
  <import namespace="http://fasb.org/us-types/2019-01-31" schemaLocation="http://xbrl.fasb.org/us-gaap/2019/elts/us-types-2019-01-31.xsd"/>
  <import namespace="http://xbrl.sec.gov/dei/2019-01-31" schemaLocation="https://xbrl.sec.gov/dei/2019/dei-2019-01-31.xsd"/>
  <import namespace="http://xbrl.sec.gov/country/2017-01-31" schemaLocation="https://xbrl.sec.gov/country/2017/country-2017-01-31.xsd"/>
  <import namespace="http://xbrl.sec.gov/currency/2019-01-31" schemaLocation="https://xbrl.sec.gov/currency/2019/currency-2019-01-31.xsd"/>
  <import namespace="http://xbrl.sec.gov/exch/2019-01-31" schemaLocation="https://xbrl.sec.gov/exch/2019/exch-2019-01-31.xsd"/>
  <import namespace="http://xbrl.sec.gov/naics/2017-01-31" schemaLocation="http://xbrl.sec.gov/naics/2017/naics-2017-01-31.xsd"/>
  <import namespace="http://xbrl.sec.gov/sic/2011-01-31" schemaLocation="http://xbrl.sec.gov/sic/2011/sic-2011-01-31.xsd"/>
  <import namespace="http://xbrl.sec.gov/stpr/2018-01-31" schemaLocation="https://xbrl.sec.gov/stpr/2018/stpr-2018-01-31.xsd"/>
  <import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd"/>
  <import namespace="http://www.xbrl.org/2003/linkbase" schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd"/>
  <import namespace="http://www.xbrl.org/2009/arcrole/fact-explanatoryFact" schemaLocation="http://www.xbrl.org/lrr/arcrole/factExplanatory-2009-12-16.xsd"/>
  <import namespace="http://www.xbrl.org/2009/role/negated" schemaLocation="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd"/>
  <import namespace="http://www.xbrl.org/2009/role/net" schemaLocation="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd"/>
  <import namespace="http://www.xbrl.org/dtr/type/non-numeric" schemaLocation="http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd"/>
  <import namespace="http://www.xbrl.org/dtr/type/numeric" schemaLocation="http://www.xbrl.org/dtr/type/numeric-2009-12-16.xsd"/>
  <import namespace="http://xbrl.org/2005/xbrldt" schemaLocation="http://www.xbrl.org/2005/xbrldt-2005.xsd"/>
  <element name="ArcoaMember" id="uhal_ArcoaMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="OtherComponentsOfNetPeriodicBenefitRecoveryCosts" id="uhal_OtherComponentsOfNetPeriodicBenefitRecoveryCosts" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <element name="TaxCutsAndJobsActOf2017FederalStatutoryRateBlendedRate" id="uhal_TaxCutsAndJobsActOf2017FederalStatutoryRateBlendedRate" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
  <element name="TaxCutsAndJobsActOf2017IncompleteAccountingTransitionTaxForProvisionalIncomeTaxExpenseBenefit" id="uhal_TaxCutsAndJobsActOf2017IncompleteAccountingTransitionTaxForProvisionalIncomeTaxExpenseBenefit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <element name="TaxCutsAndJobsActOf2017ChangeInTaxRateDeferredTaxAssetIncomeTaxExpenseBenefit" id="uhal_TaxCutsAndJobsActOf2017ChangeInTaxRateDeferredTaxAssetIncomeTaxExpenseBenefit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <element name="DividendsDeclaredOneMember" id="uhal_DividendsDeclaredOneMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="DividendsDeclaredTwoMember" id="uhal_DividendsDeclaredTwoMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="DividendsDeclaredThreeMember" id="uhal_DividendsDeclaredThreeMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="DividendsDeclaredFourMember" id="uhal_DividendsDeclaredFourMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="DividendsDeclaredFiveMember" id="uhal_DividendsDeclaredFiveMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="DividendsDeclaredSixMember" id="uhal_DividendsDeclaredSixMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="DividendsDeclaredSevenMember" id="uhal_DividendsDeclaredSevenMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="AccumulatedOtherComprehensiveIncomeLossComponentsNetOfTaxRollForward" id="uhal_AccumulatedOtherComprehensiveIncomeLossComponentsNetOfTaxRollForward" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="AdditionalBenefitRequirementAmount" id="uhal_AdditionalBenefitRequirementAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
  <element name="AdditionalBenefitStipulationForLifeInsurance" id="uhal_AdditionalBenefitStipulationForLifeInsurance" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
  <element name="AgeRequirementForRetiring" id="uhal_AgeRequirementForRetiring" type="xbrli:nonNegativeIntegerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
  <element name="AllNonrentalEquipmentMember" id="uhal_AllNonrentalEquipmentMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="AmercoBusinessSegmentMember" id="uhal_AmercoBusinessSegmentMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="SeniorMortgagesThreeMember" id="uhal_SeniorMortgagesThreeMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="AmercoRealEstateAndSubsidiariesOfUhaulIntlMember" id="uhal_AmercoRealEstateAndSubsidiariesOfUhaulIntlMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="AmercoRealEstateAndUhaulIntlMember" id="uhal_AmercoRealEstateAndUhaulIntlMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="AmercoRealEstateCompanyMember" id="uhal_AmercoRealEstateCompanyMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="AmercoRealEstateSubsidiariesAndUhaulCompanyOfFloridaMember" id="uhal_AmercoRealEstateSubsidiariesAndUhaulCompanyOfFloridaMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="AmercoRealEstateUhaulCompanyFloridaMember" id="uhal_AmercoRealEstateUhaulCompanyFloridaMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="AmercoUhaulIntlMember" id="uhal_AmercoUhaulIntlMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="AmercoUsBankNationalAssociationTrusteeMember" id="uhal_AmercoUsBankNationalAssociationTrusteeMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="ApplicableMarginPerLoanAgreementMaximumRate" id="uhal_ApplicableMarginPerLoanAgreementMaximumRate" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant"/>
  <element name="ApplicableMarginPerLoanAgreementMinimumRate" id="uhal_ApplicableMarginPerLoanAgreementMinimumRate" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant"/>
  <element name="ApplicableMarginsHighRate" id="uhal_ApplicableMarginsHighRate" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant"/>
  <element name="ApplicableMarginsLowRate" id="uhal_ApplicableMarginsLowRate" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant"/>
  <element name="AvailableForSaleSecuritiesGrossUnrealizedGainLossAccumulatedInInvestments" id="uhal_AvailableForSaleSecuritiesGrossUnrealizedGainLossAccumulatedInInvestments" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <element name="CapitalLeaseMember" id="uhal_CapitalLeaseMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="CapitalLeasesForNewEquipmentMember" id="uhal_CapitalLeasesForNewEquipmentMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="CapitalizedAndAmortizedAbstract" id="uhal_CapitalizedAndAmortizedAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="CargoVanAndPickupAcquisitionsMember" id="uhal_CargoVanAndPickupAcquisitionsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="CashCdicInsuredAmount" id="uhal_CashCdicInsuredAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <element name="CashGeneratedFromAgreementsAndNotes" id="uhal_CashGeneratedFromAgreementsAndNotes" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <element name="ChristianFidelityLifeInsuranceCompanyMember" id="uhal_ChristianFidelityLifeInsuranceCompanyMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="CombinedOtherAssets" id="uhal_CombinedOtherAssets" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <element name="CombinedTotalOfLeaseExpenseAndDepreciation" id="uhal_CombinedTotalOfLeaseExpenseAndDepreciation" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <element name="CommissionExpensesGeneratedFromDealerAgreementWithRelatedParty" id="uhal_CommissionExpensesGeneratedFromDealerAgreementWithRelatedParty" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <element name="ContractRevenues" id="uhal_ContractRevenues" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <element name="CommonStockFairValueDisclosure" id="uhal_CommonStockFairValueDisclosure" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <element name="CommonStockInTreasuryMember" id="uhal_CommonStockInTreasuryMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="AmercoCommonStockMember" id="uhal_AmercoCommonStockMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="CondensedFinancialInformationOfAmercoBalanceSheetTableTextBlock" id="uhal_CondensedFinancialInformationOfAmercoBalanceSheetTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
  <element name="CondensedFinancialInformationOfAmercoStatementOfCashFlowTableTextBlock" id="uhal_CondensedFinancialInformationOfAmercoStatementOfCashFlowTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
  <element name="CondensedFinancialInformationOfAmercoStatementOfOperationsTableTextBlock" id="uhal_CondensedFinancialInformationOfAmercoStatementOfOperationsTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
  <element name="CondensedFinancialInformationOfAmercoStatementOfComprehensiveIncomeTableTextBlock" id="uhal_CondensedFinancialInformationOfAmercoStatementOfComprehensiveIncomeTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
  <element name="DallasGeneralLifeInsuranceCompanyMember" id="uhal_DallasGeneralLifeInsuranceCompanyMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="DebtInstrumentAssociateAnotherNoteAmount" id="uhal_DebtInstrumentAssociateAnotherNoteAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <element name="DebtInstrumentEarliestIssuanceDate" id="uhal_DebtInstrumentEarliestIssuanceDate" type="xbrli:dateItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
  <element name="DebtInstrumentIncreaseInFaceAmount" id="uhal_DebtInstrumentIncreaseInFaceAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <element name="DebtInstrumentLatestIssuanceDate" id="uhal_DebtInstrumentLatestIssuanceDate" type="xbrli:dateItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
  <element name="DebtInstrumentOriginalFaceAmount" id="uhal_DebtInstrumentOriginalFaceAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <element name="DecliningBalanceCalculationAmount" id="uhal_DecliningBalanceCalculationAmount" type="xbrli:decimalItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant"/>
  <element name="DeferredIncomeTaxExpenseBenefitAlternate" id="uhal_DeferredIncomeTaxExpenseBenefitAlternate" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <element name="DeferredTaxAssetsUnrealizedGainsLosses" id="uhal_DeferredTaxAssetsUnrealizedGainsLosses" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <element name="DeferredTaxLiabilitiesUnrealizedGainsLosses" id="uhal_DeferredTaxLiabilitiesUnrealizedGainsLosses" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant"/>
  <element name="DeferredTaxMiscellaneousInformationAbstract" id="uhal_DeferredTaxMiscellaneousInformationAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="DefinedBenefitPlanExpectedFutureBenefitPaymentsTotal" id="uhal_DefinedBenefitPlanExpectedFutureBenefitPaymentsTotal" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant"/>
  <element name="DepreciationAndAmortizationNetOfGainsLossesOnDisposals" id="uhal_DepreciationAndAmortizationNetOfGainsLossesOnDisposals" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <element name="DepreciationNetOfGainsLossesOnDisposals" id="uhal_DepreciationNetOfGainsLossesOnDisposals" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <element name="DerivativeEffectiveDate" id="uhal_DerivativeEffectiveDate" type="xbrli:dateItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
  <element name="DesignatedCashFlowHedgeDate" id="uhal_DesignatedCashFlowHedgeDate" type="xbrli:dateItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
  <element name="DocumentAndEntityInformationAbstract" id="uhal_DocumentAndEntityInformationAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="DueFromRelatedPartyRecapOfAssetsTextBlock" id="uhal_DueFromRelatedPartyRecapOfAssetsTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
  <element name="EarningsFromConsolidatedEntities" id="uhal_EarningsFromConsolidatedEntities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <element name="EffectOfInterestRateContractsAbstract" id="uhal_EffectOfInterestRateContractsAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="EngineAndTransmissionOverhaulMember" id="uhal_EngineAndTransmissionOverhaulMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="FifthLoanMember" id="uhal_FifthLoanMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="FirstLoanMember" id="uhal_FirstLoanMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="FixedMaturitiesAssetBackedSecuritiesOtti" id="uhal_FixedMaturitiesAssetBackedSecuritiesOtti" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <element name="FleetLoansRevolvingCreditMember" id="uhal_FleetLoansRevolvingCreditMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="FleetLoansSecuritizationMember" id="uhal_FleetLoansSecuritizationMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="FleetLoansAmortizingTermMember" id="uhal_FleetLoansAmortizingTermMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="FourthLoanMember" id="uhal_FourthLoanMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="HighLiborRate" id="uhal_HighLiborRate" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant"/>
  <element name="IncreaseDecreaseInReinsuranceRecoverablesAndReceivables" id="uhal_IncreaseDecreaseInReinsuranceRecoverablesAndReceivables" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <element name="IncreaseReductionInRateResultingFromAbstract" id="uhal_IncreaseReductionInRateResultingFromAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="InsuranceSubsidiariesMember" id="uhal_InsuranceSubsidiariesMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="InterestExpenseDisclosureTextBlock" id="uhal_InterestExpenseDisclosureTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
  <element name="InvestmentIncomeRelatedParty" id="uhal_InvestmentIncomeRelatedParty" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <element name="LargestAggregateBalanceInReportingPeriod" id="uhal_LargestAggregateBalanceInReportingPeriod" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
  <element name="LeaseExpirationYear" id="uhal_LeaseExpirationYear" type="xbrli:gYearItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
  <element name="LifeInsuranceMember" id="uhal_LifeInsuranceMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="LifetimeMaximumBenefitPaidPerIndividual" id="uhal_LifetimeMaximumBenefitPaidPerIndividual" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
  <element name="LoanModificationAndExtensionDate" id="uhal_LoanModificationAndExtensionDate" type="xbrli:dateItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
  <element name="ManagementFeesRateHighest" id="uhal_ManagementFeesRateHighest" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant"/>
  <element name="MaturityEndYear" id="uhal_MaturityEndYear" type="xbrli:gYearItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
  <element name="MaturityStartYear" id="uhal_MaturityStartYear" type="xbrli:gYearItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
  <element name="MaturityYear" id="uhal_MaturityYear" type="xbrli:gYearItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
  <element name="MaximumAmountOfLifeInsuranceRetainedOnAnyOneLife" id="uhal_MaximumAmountOfLifeInsuranceRetainedOnAnyOneLife" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <element name="MercuryMember" id="uhal_MercuryMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="BlackwaterMember" id="uhal_BlackwaterMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="MovingAndStorageConsolidationsMember" id="uhal_MovingAndStorageConsolidationsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="NetContributionFromToRelatedParty" id="uhal_NetContributionFromToRelatedParty" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <element name="NorthAmericanFireAndInsuranceCompanyMember" id="uhal_NorthAmericanFireAndInsuranceCompanyMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="NorthAmericanInsuranceCompanyMember" id="uhal_NorthAmericanInsuranceCompanyMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="NotionalAmountOnOperatingLeaseDerivatives" id="uhal_NotionalAmountOnOperatingLeaseDerivatives" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <element name="OptionalExtension" id="uhal_OptionalExtension" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
  <element name="OtherBorrowingsMember" id="uhal_OtherBorrowingsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="OtherComprehensiveIncomeLossAbstract" id="uhal_OtherComprehensiveIncomeLossAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="OxfordMember" id="uhal_OxfordMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="PercentageReductionForYearFiveDepreciation" id="uhal_PercentageReductionForYearFiveDepreciation" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant"/>
  <element name="PercentageReductionForYearFourDepreciation" id="uhal_PercentageReductionForYearFourDepreciation" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant"/>
  <element name="PercentageReductionForYearOneDepreciation" id="uhal_PercentageReductionForYearOneDepreciation" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant"/>
  <element name="PercentageReductionForYearSevenDepreciation" id="uhal_PercentageReductionForYearSevenDepreciation" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant"/>
  <element name="PercentageReductionForYearSixDepreciation" id="uhal_PercentageReductionForYearSixDepreciation" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant"/>
  <element name="PercentageReductionForYearThreeDepreciation" id="uhal_PercentageReductionForYearThreeDepreciation" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant"/>
  <element name="PercentageReductionForYearTwoDepreciation" id="uhal_PercentageReductionForYearTwoDepreciation" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant"/>
  <element name="PercentageReductionForYearsEightThroughFifteenDepreciation" id="uhal_PercentageReductionForYearsEightThroughFifteenDepreciation" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant"/>
  <element name="PercentageReductionIfStraightLineApproachUsedEachYearForDepreciationCalculation" id="uhal_PercentageReductionIfStraightLineApproachUsedEachYearForDepreciationCalculation" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant"/>
  <element name="PreferredStockFairValueDisclosure" id="uhal_PreferredStockFairValueDisclosure" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <element name="PreferredStockInTreasuryMember" id="uhal_PreferredStockInTreasuryMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="PrivateMiniMember" id="uhal_PrivateMiniMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="ProceedsFromRepaymentOfIntercompanyLoans" id="uhal_ProceedsFromRepaymentOfIntercompanyLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <element name="PropertyAndCasualtyInsuranceMember" id="uhal_PropertyAndCasualtyInsuranceMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="PurchaseEquipmentThroughFiscalYear" id="uhal_PurchaseEquipmentThroughFiscalYear" type="xbrli:gYearItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
  <element name="QuarterEndingAbstract" id="uhal_QuarterEndingAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="RealEstateLoanAmortizingTermLoanLoanTwoMember" id="uhal_RealEstateLoanAmortizingTermLoanLoanTwoMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="RealEstateLoanAmortizingTermLoanOneMember" id="uhal_RealEstateLoanAmortizingTermLoanOneMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="RealEstateLoanRevolvingCreditLoanTwoMember" id="uhal_RealEstateLoanRevolvingCreditLoanTwoMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="ReclassificationOfAociToEarningsAbstract" id="uhal_ReclassificationOfAociToEarningsAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="ReinsuranceAndPolicyBenefitsAndLossesClaimsAndLossExpensePayableTextBlock" id="uhal_ReinsuranceAndPolicyBenefitsAndLossesClaimsAndLossExpensePayableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
  <element name="ReinsuranceRecoverablesAndTradeReceivablesGross" id="uhal_ReinsuranceRecoverablesAndTradeReceivablesGross" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <element name="ReinsuranceRecoverablesAndTradeReceivablesNet" id="uhal_ReinsuranceRecoverablesAndTradeReceivablesNet" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <element name="ReinsuranceRecoverablesAndTradeReceivablesNetAbstract" id="uhal_ReinsuranceRecoverablesAndTradeReceivablesNetAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="ReinsuranceRecoverablesAndTradeReceivablesNetTableTextBlock" id="uhal_ReinsuranceRecoverablesAndTradeReceivablesNetTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
  <element name="ReinsuranceRecoverablesAndTradeReceivablesNetTextBlock" id="uhal_ReinsuranceRecoverablesAndTradeReceivablesNetTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
  <element name="RelatedPartyCostAndExpenseAbstract" id="uhal_RelatedPartyCostAndExpenseAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="RelatedPartyNotesReceivableAbstract" id="uhal_RelatedPartyNotesReceivableAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="RelatedPartyRevenueAbstract" id="uhal_RelatedPartyRevenueAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="RelatedPartyTransactionDateEarliestMaturity" id="uhal_RelatedPartyTransactionDateEarliestMaturity" type="xbrli:gYearItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
  <element name="RelatedPartyTransactionDateLatestMaturity" id="uhal_RelatedPartyTransactionDateLatestMaturity" type="xbrli:gYearItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
  <element name="RelatedPartyTransactionRateLowest" id="uhal_RelatedPartyTransactionRateLowest" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant"/>
  <element name="RentalTrailersAndOtherRentalEquipmentMember" id="uhal_RentalTrailersAndOtherRentalEquipmentMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="RentalTruckAmortizingCreditFirstLoanMember" id="uhal_RentalTruckAmortizingCreditFirstLoanMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="RentalTruckAmortizingCreditSecondLoanMember" id="uhal_RentalTruckAmortizingCreditSecondLoanMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="RentalTruckAmortizingCreditThirdLoanMember" id="uhal_RentalTruckAmortizingCreditThirdLoanMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="RentalTrucksMember" id="uhal_RentalTrucksMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="RepwestMember" id="uhal_RepwestMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="RetailSalesOfMovingSuppliesAndPropane" id="uhal_RetailSalesOfMovingSuppliesAndPropane" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <element name="RevenueExcludingDealerAgreementCommissionsAndExpenses" id="uhal_RevenueExcludingDealerAgreementCommissionsAndExpenses" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <element name="RevolvingFleetLoanOneMember" id="uhal_RevolvingFleetLoanOneMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="RevolvingFleetLoanThreeMember" id="uhal_RevolvingFleetLoanThreeMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="RevolvingFleetLoanFourMember" id="uhal_RevolvingFleetLoanFourMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="RevolvingFleetLoanTwoMember" id="uhal_RevolvingFleetLoanTwoMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="SacHoldingsFourSacFiveSacGalaxyPrivateMiniMember" id="uhal_SacHoldingsFourSacFiveSacGalaxyPrivateMiniMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="SacHoldingsLeaseAndRentalExpense" id="uhal_SacHoldingsLeaseAndRentalExpense" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <element name="SacHoldingsMember" id="uhal_SacHoldingsMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="SacHoldingsMercuryFourSacFiveSacGalaxyAndPrivateMiniMember" id="uhal_SacHoldingsMercuryFourSacFiveSacGalaxyAndPrivateMiniMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="SalvageValuePercentageUsingDecliningBalanceMethod" id="uhal_SalvageValuePercentageUsingDecliningBalanceMethod" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant"/>
  <element name="ScheduleOfEffectOfReinsuranceTableTextBlock" id="uhal_ScheduleOfEffectOfReinsuranceTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
  <element name="ScheduleOfRentalTrucksDepreciationAbstract" id="uhal_ScheduleOfRentalTrucksDepreciationAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="SecondLoanMember" id="uhal_SecondLoanMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="SecuritizationFirstLoanMember" id="uhal_SecuritizationFirstLoanMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="SecuritizationSecondLoanMember" id="uhal_SecuritizationSecondLoanMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="SelfStorageRevenues" id="uhal_SelfStorageRevenues" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <element name="SeniorMortgageOnRealEstateLoan2Member" id="uhal_SeniorMortgageOnRealEstateLoan2Member" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="SeriesCommonStockWithOrWithoutParValueAuthorizedMember" id="uhal_SeriesCommonStockWithOrWithoutParValueAuthorizedMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="SeriesPreferredStockWithOrWithoutParValueAuthorizedMember" id="uhal_SeriesPreferredStockWithOrWithoutParValueAuthorizedMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="StartedLeasingEquipmentDate" id="uhal_StartedLeasingEquipmentDate" type="xbrli:gYearItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
  <element name="StatutoryFinancialInformationOfInsuranceSubsidiariesAbstract" id="uhal_StatutoryFinancialInformationOfInsuranceSubsidiariesAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="SubsetOfMortgageLoanMember" id="uhal_SubsetOfMortgageLoanMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="SubsidiariesOfUhaulIntlMember" id="uhal_SubsidiariesOfUhaulIntlMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="SubsidiariesShareOfDebtPurchasedFromParent" id="uhal_SubsidiariesShareOfDebtPurchasedFromParent" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <element name="SubtotalAssets" id="uhal_SubtotalAssets" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <element name="SummaryOfAccumulatedOtherComprehensiveIncomeLossComponentsNetOfTaxAbstract" id="uhal_SummaryOfAccumulatedOtherComprehensiveIncomeLossComponentsNetOfTaxAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="SupplementalInformationForPropertyCasualtyInsuranceUnderwritersAgainAbstract" id="uhal_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersAgainAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="SwapAgreementEightMember" id="uhal_SwapAgreementEightMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="SwapAgreementElevenMember" id="uhal_SwapAgreementElevenMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="SwapAgreementFifteenMember" id="uhal_SwapAgreementFifteenMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="SwapAgreementFourteenMember" id="uhal_SwapAgreementFourteenMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="SwapAgreementNineMember" id="uhal_SwapAgreementNineMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="SwapAgreementSevenMember" id="uhal_SwapAgreementSevenMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="SwapAgreementSeventeenMember" id="uhal_SwapAgreementSeventeenMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="SwapAgreementSixteenMember" id="uhal_SwapAgreementSixteenMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="SwapAgreementTenMember" id="uhal_SwapAgreementTenMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="SwapAgreementThirteenMember" id="uhal_SwapAgreementThirteenMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="SwapAgreementThreeMember" id="uhal_SwapAgreementThreeMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="SwapAgreementTwelveMember" id="uhal_SwapAgreementTwelveMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="TermNoteAmendedDate" id="uhal_TermNoteAmendedDate" type="xbrli:dateItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
  <element name="ThirdLoanMember" id="uhal_ThirdLoanMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="TimingDifferenceInsuranceSubsidiaries" id="uhal_TimingDifferenceInsuranceSubsidiaries" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <element name="TreasuryCommonStockMember" id="uhal_TreasuryCommonStockMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="TreasuryPreferredStockMember" id="uhal_TreasuryPreferredStockMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="UsGovernmentCorporateSecuritiesMember" id="uhal_UsGovernmentCorporateSecuritiesMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="UhaulCommonStockMember" id="uhal_UhaulCommonStockMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="UhaulGuarantorMember" id="uhal_UhaulGuarantorMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="UhaulIntlAmercoMember" id="uhal_UhaulIntlAmercoMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="UhaulIntlAndSubsidiariesMember" id="uhal_UhaulIntlAndSubsidiariesMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="UhaulMember" id="uhal_UhaulMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="UhaulSFleetTwoThousandAndSevenBoxTruckNoteMember" id="uhal_UhaulSFleetTwoThousandAndSevenBoxTruckNoteMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="UhaulSFleetTwoThousandTenBoxTruckNoteMember" id="uhal_UhaulSFleetTwoThousandTenBoxTruckNoteMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="UnrecognizedTaxBenefitsAbstract" id="uhal_UnrecognizedTaxBenefitsAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="VariousSubsidiariesOfAmercoMember" id="uhal_VariousSubsidiariesOfAmercoMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="VariousSubsidiariesOfAmercoRealEstateAndUhaulIntlMember" id="uhal_VariousSubsidiariesOfAmercoRealEstateAndUhaulIntlMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="YearOfSalvageValueChange" id="uhal_YearOfSalvageValueChange" type="xbrli:gYearMonthItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
  <element name="FeesAndAmortizationOnEarlyExtinguishmentOfDebt" id="uhal_FeesAndAmortizationOnEarlyExtinguishmentOfDebt" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <element name="FeesOnEarlyExtinguishmentOfDebt" id="uhal_FeesOnEarlyExtinguishmentOfDebt" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <element name="InterestExpenseFeesAmortizationOnEarlyExtinguishmentDebt" id="uhal_InterestExpenseFeesAmortizationOnEarlyExtinguishmentDebt" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <element name="GrossUnrealizedGains" id="uhal_GrossUnrealizedGains" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <element name="AvailableForSaleInvestmentsContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue" id="uhal_AvailableForSaleInvestmentsContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <element name="AvailableForSaleInvestmentsContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue" id="uhal_AvailableForSaleInvestmentsContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <element name="EmployeeStockOwnershipPlanEsopCashContributionsToEsopNonLeveraged" id="uhal_EmployeeStockOwnershipPlanEsopCashContributionsToEsopNonLeveraged" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <element name="EmployeeStockOwnershipPlanEsopNumberOfNonLeveragedCommittedToBeReleasedShares" id="uhal_EmployeeStockOwnershipPlanEsopNumberOfNonLeveragedCommittedToBeReleasedShares" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant"/>
  <element name="EmployeeStockOwnershipPlanEsopNonLeveragedDeferredSharesFairValue" id="uhal_EmployeeStockOwnershipPlanEsopNonLeveragedDeferredSharesFairValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <element name="LossContingencyDamagesAwardedValueAllegedProfits" id="uhal_LossContingencyDamagesAwardedValueAllegedProfits" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <element name="DepreciationExpenseExtensionOfUsefulLifeRentalEquipment" id="uhal_DepreciationExpenseExtensionOfUsefulLifeRentalEquipment" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <element name="OneTimeCashInterestProceedsReceived" id="uhal_OneTimeCashInterestProceedsReceived" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <element name="InterestExpenseDisclosureTableTextBlock" id="uhal_InterestExpenseDisclosureTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
  <element name="DividendDeclaredAbstract" id="uhal_DividendDeclaredAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="PledgedAssetsNotSeparatelyReportedRealEstateTaxFreeExchange" id="uhal_PledgedAssetsNotSeparatelyReportedRealEstateTaxFreeExchange" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <element name="FederalHomeLoanBankAdvancesBranchOfFhlbBankMaturityDate" id="uhal_FederalHomeLoanBankAdvancesBranchOfFhlbBankMaturityDate" type="xbrli:dateItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
  <element name="FederalHomeLoanBankAdvancesBranchOfFhlbBankMaturityDateTwo" id="uhal_FederalHomeLoanBankAdvancesBranchOfFhlbBankMaturityDateTwo" type="xbrli:dateItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
  <element name="FederalHomeLoanBankOfSanFranciscoTwoMember" id="uhal_FederalHomeLoanBankOfSanFranciscoTwoMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="FederalHomeLoanBankAdvancesBranchOfFhlbBankAmountOfAdvancesByBranchTwo" id="uhal_FederalHomeLoanBankAdvancesBranchOfFhlbBankAmountOfAdvancesByBranchTwo" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <element name="FederalHomeLoanBankAdvancesBranchOfFhlbBankInterestRateTwo" id="uhal_FederalHomeLoanBankAdvancesBranchOfFhlbBankInterestRateTwo" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant"/>
  <element name="RentalTruckRevolversMember" id="uhal_RentalTruckRevolversMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="EffectiveIncomeTaxRateReconciliationTransitionTaxRate" id="uhal_EffectiveIncomeTaxRateReconciliationTransitionTaxRate" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
  <element name="EffectiveIncomeTaxRateReconciliationPhaseThreeTaxRate" id="uhal_EffectiveIncomeTaxRateReconciliationPhaseThreeTaxRate" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
  <element name="TaxCutsAndJobsActOf2017IncompleteAccountingTransitionTaxForAccumulatedForeignEarningsProvisionalIncomeTaxExpenseBenefit" id="uhal_TaxCutsAndJobsActOf2017IncompleteAccountingTransitionTaxForAccumulatedForeignEarningsProvisionalIncomeTaxExpenseBenefit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <element name="NewAccountingPronouncementOrChangeInAccountingPrincipleCumulativeEffectOfChangeOnEquity" id="uhal_NewAccountingPronouncementOrChangeInAccountingPrincipleCumulativeEffectOfChangeOnEquity" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <element name="NewAccountingPronouncementsOrChangeInAccountingPrincipleEffectOfChangeOnNetIncome" id="uhal_NewAccountingPronouncementsOrChangeInAccountingPrincipleEffectOfChangeOnNetIncome" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <element name="TaxCutsAndJobsActOf2017IncompleteAccountingTransitionTaxForChangeInPhaseThreeTax" id="uhal_TaxCutsAndJobsActOf2017IncompleteAccountingTransitionTaxForChangeInPhaseThreeTax" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <element name="SelfInsuredRetentionAttorneyFees" id="uhal_SelfInsuredRetentionAttorneyFees" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <element name="LegalCosts" id="uhal_LegalCosts" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <element name="SupplementalInformationForPropertyAndCasualtyInsuranceUnderwritersAbstract" id="uhal_SupplementalInformationForPropertyAndCasualtyInsuranceUnderwritersAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="SaleRevenuesGoodsGross" id="uhal_SaleRevenuesGoodsGross" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <element name="RevenuesRecognizedOverTime" id="uhal_RevenuesRecognizedOverTime" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <element name="RevenuesRecognizedAtPointInTime" id="uhal_RevenuesRecognizedAtPointInTime" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <element name="RevenuesFromContractsRecognizedOverTimeAndPointInTime" id="uhal_RevenuesFromContractsRecognizedOverTimeAndPointInTime" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <element name="RevenuesFromContractsWithCustomersLeases" id="uhal_RevenuesFromContractsWithCustomersLeases" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <element name="RevenuesFromContractsWithCustomersInsurance" id="uhal_RevenuesFromContractsWithCustomersInsurance" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <element name="RevenuesFromContractsWithCustomersInvestments" id="uhal_RevenuesFromContractsWithCustomersInvestments" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <element name="AssetsFairValueCarryingValue" id="uhal_AssetsFairValueCarryingValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <element name="LiabilitiesFairValueCarryingValue" id="uhal_LiabilitiesFairValueCarryingValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <element name="OriginationOfLoansToEmployeeStockOwnershipPlansNetOfDeposits" id="uhal_OriginationOfLoansToEmployeeStockOwnershipPlansNetOfDeposits" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <element name="OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodAdjustedForAdoptionOfNewAccountingGuidance" id="uhal_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodAdjustedForAdoptionOfNewAccountingGuidance" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <element name="DerivativeMarketValue" id="uhal_DerivativeMarketValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <element name="ScheduleOfSupplementalBalanceSheetInformationRelatedToLeasesTableTextBlock" id="uhal_ScheduleOfSupplementalBalanceSheetInformationRelatedToLeasesTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
  <element name="ScheduleOfWeightedAverageRemainingLeaseTermsAndDiscountRatesTableTextBlock" id="uhal_ScheduleOfWeightedAverageRemainingLeaseTermsAndDiscountRatesTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
  <element name="ScheduleOfMaturitiesOfOperatingAndFinanceLeasesLiabilitiesTableTextBlock" id="uhal_ScheduleOfMaturitiesOfOperatingAndFinanceLeasesLiabilitiesTableTextBlock" type="nonnum:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
  <element name="OperatingCashFlowsForFinancingLeases" id="uhal_OperatingCashFlowsForFinancingLeases" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
  <element name="FinanceLeaseMember" id="uhal_FinanceLeaseMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="OperatingLeaseMember" id="uhal_OperatingLeaseMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="FinanceLeaseAbstract" id="uhal_FinanceLeaseAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="RightOfUseAssetsBuildingImprovements" id="uhal_RightOfUseAssetsBuildingImprovements" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <element name="RightOfUseAssetsFurnitureEquipment" id="uhal_RightOfUseAssetsFurnitureEquipment" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <element name="RightOfUseAssetsRentalEquipment" id="uhal_RightOfUseAssetsRentalEquipment" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <element name="RightOfUseAssetsRentalTrucks" id="uhal_RightOfUseAssetsRentalTrucks" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <element name="RightOfUseAssetsGross" id="uhal_RightOfUseAssetsGross" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <element name="FinanceLeaseRightOfUseAssetNet" id="uhal_FinanceLeaseRightOfUseAssetNet" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <element name="WeightedAverageRemainingLeaseTermAbstract" id="uhal_WeightedAverageRemainingLeaseTermAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="RemainingLeaseTermFinanceLeaseWeightedAverage" id="uhal_RemainingLeaseTermFinanceLeaseWeightedAverage" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
  <element name="RemainingLeaseTermOperatingLeaseWeightedAverage" id="uhal_RemainingLeaseTermOperatingLeaseWeightedAverage" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
  <element name="WeightedAverageDiscountRateAbstract" id="uhal_WeightedAverageDiscountRateAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="FinanceLeaseCost" id="uhal_FinanceLeaseCost" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration"/>
  <element name="SelfMovingEquipmentMember" id="uhal_SelfMovingEquipmentMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="SelfStorageRevenueMember" id="uhal_SelfStorageRevenueMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="PropertyLeaseRevenueMember" id="uhal_PropertyLeaseRevenueMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="MovingStorageOtherMember" id="uhal_MovingStorageOtherMember" type="nonnum:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
  <element name="EffectiveIncomeTaxRateReconciliationTaxCreditsNetOperatingLossBenefit" id="uhal_EffectiveIncomeTaxRateReconciliationTaxCreditsNetOperatingLossBenefit" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
  <element name="AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedRecoveredAmount" id="uhal_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedRecoveredAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant"/>
  <element name="DeferredTaxAssetsLeasingArrangements" id="uhal_DeferredTaxAssetsLeasingArrangements" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant"/>
  <element name="UnusualOrInfrequentItemPercentageLossGross" id="uhal_UnusualOrInfrequentItemPercentageLossGross" type="num:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
  <element name="ReasonableEstimateRefundOperatingLossCarryback" id="uhal_ReasonableEstimateRefundOperatingLossCarryback" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration"/>
</schema>
