UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
Notice of Effectiveness
Effectiveness Date:	October 21, 2010 9:00 A.M.

Form:	S-4
CIK: 0000040729 Company Name: Ally Financial Inc. File Number: 333-169919
CIK: 0001501293 Company Name: ALLY US LLC File Number: 333-169919-05
CIK: 0001501296 Company Name: IB FINANCE HOLDING COMPANY, LLC File Number: 333-169919-04
CIK: 0001501298 Company Name: GMAC LATIN AMERICA HOLDINGS LLC File Number: 333-169919-03
CIK: 0001501305 Company Name: GMAC INTERNATIONAL HOLDINGS B.V. File Number: 333-169919-02
CIK: 0001501295 Company Name: GMAC Continental LLC File Number: 333-169919-01